{ "schemaVersion": "1.0", "item": { "slug": "afrexai-financial-due-diligence", "name": "Financial Due Diligence Analyzer", "source": "tencent", "type": "skill", "category": "开发工具", "sourceUrl": "https://clawhub.ai/1kalin/afrexai-financial-due-diligence", "canonicalUrl": "https://clawhub.ai/1kalin/afrexai-financial-due-diligence", "targetPlatform": "OpenClaw" }, "install": { "downloadMode": "redirect", "downloadUrl": "/downloads/afrexai-financial-due-diligence", "sourceDownloadUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=afrexai-financial-due-diligence", "sourcePlatform": "tencent", "targetPlatform": "OpenClaw", "installMethod": "Manual import", "extraction": "Extract archive", "prerequisites": [ "OpenClaw" ], "packageFormat": "ZIP package", "includedAssets": [ "README.md", "SKILL.md" ], "primaryDoc": "SKILL.md", "quickSetup": [ "Download the package from Yavira.", "Extract the archive and review SKILL.md first.", "Import or place the package into your OpenClaw setup." ], "agentAssist": { "summary": "Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.", "steps": [ "Download the package from Yavira.", "Extract it into a folder your agent can access.", "Paste one of the prompts below and point your agent at the extracted folder." ], "prompts": [ { "label": "New install", "body": "I downloaded a skill package from Yavira. 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Summarize what changed and any follow-up checks I should run." } ] }, "sourceHealth": { "source": "tencent", "status": "healthy", "reason": "direct_download_ok", "recommendedAction": "download", "checkedAt": "2026-04-30T16:55:25.780Z", "expiresAt": "2026-05-07T16:55:25.780Z", "httpStatus": 200, "finalUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=network", "contentType": "application/zip", "probeMethod": "head", "details": { "probeUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=network", "contentDisposition": "attachment; filename=\"network-1.0.0.zip\"", "redirectLocation": null, "bodySnippet": null }, "scope": "source", "summary": "Source download looks usable.", "detail": "Yavira can redirect you to the upstream package for this source.", "primaryActionLabel": "Download for OpenClaw", "primaryActionHref": "/downloads/afrexai-financial-due-diligence" }, "validation": { "installChecklist": [ "Use the Yavira download entry.", "Review SKILL.md after the package is downloaded.", "Confirm the extracted package contains the expected setup assets." ], "postInstallChecks": [ "Confirm the extracted package includes the expected docs or setup files.", "Validate the skill or prompts are available in your target agent workspace.", "Capture any manual follow-up steps the agent could not complete." ] }, "downloadPageUrl": "https://openagent3.xyz/downloads/afrexai-financial-due-diligence", "agentPageUrl": "https://openagent3.xyz/skills/afrexai-financial-due-diligence/agent", "manifestUrl": "https://openagent3.xyz/skills/afrexai-financial-due-diligence/agent.json", "briefUrl": "https://openagent3.xyz/skills/afrexai-financial-due-diligence/agent.md" }, "agentAssist": { "summary": "Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.", "steps": [ "Download the package from Yavira.", "Extract it into a folder your agent can access.", "Paste one of the prompts below and point your agent at the extracted folder." ], "prompts": [ { "label": "New install", "body": "I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Then review README.md for any prerequisites, environment setup, or post-install checks. Tell me what you changed and call out any manual steps you could not complete." }, { "label": "Upgrade existing", "body": "I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Then review README.md for any prerequisites, environment setup, or post-install checks. Summarize what changed and any follow-up checks I should run." } ] }, "documentation": { "source": "clawhub", "primaryDoc": "SKILL.md", "sections": [ { "title": "Financial Due Diligence Analyzer", "body": "Run comprehensive financial due diligence on acquisition targets, investment opportunities, or partnership prospects. Built for PE firms, corporate development teams, and founders evaluating deals." }, { "title": "What This Does", "body": "Generates a complete due diligence package:\n\nQuality of Earnings (QoE) — normalize EBITDA, strip one-time items, identify recurring vs non-recurring revenue\nWorking Capital Analysis — NWC trends, peg calculation, seasonal adjustments\nRevenue Quality — customer concentration, churn, cohort analysis, contract backlog\nDebt & Liabilities — hidden obligations, off-balance-sheet items, contingent liabilities\nCash Flow Bridge — EBITDA to free cash flow conversion, capex requirements\nRed Flag Scanner — 23 common deal-killers ranked by severity" }, { "title": "How to Use", "body": "Tell your agent: \"Run financial due diligence on [company/deal]\"\n\nProvide what you have:\n\nFinancial statements (P&L, balance sheet, cash flow) — even partial\nRevenue breakdown by customer/product\nKnown deal terms (purchase price, structure)\n\nThe agent will generate a structured diligence report with findings, risks, and negotiation points." }, { "title": "EBITDA Normalization Checklist", "body": "Adjustment CategoryCommon ItemsDirectionOwner compensationAbove/below market salary, personal expenses+/-One-time revenuePPP loans, insurance claims, litigation settlements-One-time expensesRestructuring, M&A costs, natural disaster+Related partyAbove/below market rent, intercompany charges+/-Accounting changesRevenue recognition timing, reserve adjustments+/-Run-rate adjustmentsNew contracts, lost customers, price changes+/-" }, { "title": "Revenue Quality Score (0-100)", "body": "FactorWeightScoringRecurring vs one-time25%>80% recurring = 25, >60% = 18, >40% = 12, <40% = 5Customer concentration20%Top customer <10% = 20, <20% = 15, <30% = 10, >30% = 3Retention rate20%>95% = 20, >90% = 15, >85% = 10, <85% = 5Contract backlog15%>12mo coverage = 15, >6mo = 10, >3mo = 6, <3mo = 2Growth trajectory10%>30% YoY = 10, >15% = 7, >5% = 4, declining = 1Pricing power10%Annual increases + low churn = 10, some = 6, none = 2" }, { "title": "Working Capital Peg", "body": "NWC Peg = Average of trailing 12 months normalized NWC\n\nNormalized NWC = Current Assets (excl. cash) - Current Liabilities (excl. debt)\n\nAdjustments:\n- Remove seasonal spikes (use monthly data, not quarterly)\n- Strip one-time receivables/payables\n- Normalize inventory to steady-state\n- Adjust for known post-close changes\n\nIf NWC at close > Peg → Seller receives difference\nIf NWC at close < Peg → Buyer receives difference" }, { "title": "Critical (Deal-killers)", "body": "Revenue concentration >40% single customer\nDeclining revenue with no credible turnaround plan\nNegative or deteriorating cash conversion (EBITDA to FCF <50%)\nUndisclosed litigation or regulatory action\nKey person dependency with no succession plan\nMaterial related-party transactions at off-market terms\nUnrecorded liabilities (tax, environmental, legal)" }, { "title": "Serious (Price adjustments)", "body": "Customer churn accelerating quarter-over-quarter\nGross margin compression >200bps annually\nCapex requirements understated (deferred maintenance)\nWorking capital trends moving against buyer\nAggressive revenue recognition policies\nUnusual pre-close transactions (dividends, bonuses)\nTechnology debt requiring material investment\nRegulatory changes threatening core business model" }, { "title": "Notable (Negotiation points)", "body": "Management team retention risk\nVendor concentration >30% single supplier\nIP ownership gaps or licensing dependencies\nInsurance coverage gaps\nEnvironmental liabilities (real estate)\nEmployee benefit obligations (pension, OPEB)\nTax position optimization opportunities\nIntegration complexity indicators" }, { "title": "Quick Multiples Reference (2025-2026)", "body": "SectorEV/RevenueEV/EBITDANotesSaaS (<$10M ARR)4-8x15-25xHigher for >120% NRRSaaS ($10-50M ARR)6-12x20-35xRule of 40 premiumProfessional Services1-2x8-12xPeople-dependent discountManufacturing0.5-1.5x6-10xAsset-heavy adjustmentHealthcare Services1-3x10-15xRegulatory moat premiumFintech5-15x20-40xWide range, growth-dependentE-commerce1-3x10-18xBrand and margin quality" }, { "title": "Purchase Price Allocation", "body": "Enterprise Value\n- Net Debt (total debt - cash)\n- Transaction Expenses\n- Working Capital Adjustment (vs Peg)\n+ Earnout (if applicable, risk-adjusted at 50-70% probability)\n= Equity Value to Seller" }, { "title": "Output Format", "body": "Your due diligence report should include:\n\nExecutive Summary — deal overview, key findings, go/no-go recommendation\nQuality of Earnings — normalized EBITDA bridge with adjustments\nRevenue Analysis — quality score, concentration, trends\nWorking Capital — NWC peg, seasonal analysis, close estimate\nCash Flow — EBITDA to FCF bridge, capex analysis\nRed Flags — scored findings with severity and $ impact\nValuation Check — multiples comparison, sanity test\nNegotiation Points — specific items for purchase agreement\n\nBuilt by AfrexAI — AI context packs for business operations ($47 each).\n\nMore tools:\n\nAI Revenue Leak Calculator — Find where you're losing money\nAgent Setup Wizard — Deploy AI agents in minutes\nFull Context Pack Store — 10 industry packs, $47 each" } ], "body": "Financial Due Diligence Analyzer\n\nRun comprehensive financial due diligence on acquisition targets, investment opportunities, or partnership prospects. Built for PE firms, corporate development teams, and founders evaluating deals.\n\nWhat This Does\n\nGenerates a complete due diligence package:\n\nQuality of Earnings (QoE) — normalize EBITDA, strip one-time items, identify recurring vs non-recurring revenue\nWorking Capital Analysis — NWC trends, peg calculation, seasonal adjustments\nRevenue Quality — customer concentration, churn, cohort analysis, contract backlog\nDebt & Liabilities — hidden obligations, off-balance-sheet items, contingent liabilities\nCash Flow Bridge — EBITDA to free cash flow conversion, capex requirements\nRed Flag Scanner — 23 common deal-killers ranked by severity\nHow to Use\n\nTell your agent: \"Run financial due diligence on [company/deal]\"\n\nProvide what you have:\n\nFinancial statements (P&L, balance sheet, cash flow) — even partial\nRevenue breakdown by customer/product\nKnown deal terms (purchase price, structure)\n\nThe agent will generate a structured diligence report with findings, risks, and negotiation points.\n\nQoE Framework\nEBITDA Normalization Checklist\nAdjustment Category\tCommon Items\tDirection\nOwner compensation\tAbove/below market salary, personal expenses\t+/-\nOne-time revenue\tPPP loans, insurance claims, litigation settlements\t-\nOne-time expenses\tRestructuring, M&A costs, natural disaster\t+\nRelated party\tAbove/below market rent, intercompany charges\t+/-\nAccounting changes\tRevenue recognition timing, reserve adjustments\t+/-\nRun-rate adjustments\tNew contracts, lost customers, price changes\t+/-\nRevenue Quality Score (0-100)\nFactor\tWeight\tScoring\nRecurring vs one-time\t25%\t>80% recurring = 25, >60% = 18, >40% = 12, <40% = 5\nCustomer concentration\t20%\tTop customer <10% = 20, <20% = 15, <30% = 10, >30% = 3\nRetention rate\t20%\t>95% = 20, >90% = 15, >85% = 10, <85% = 5\nContract backlog\t15%\t>12mo coverage = 15, >6mo = 10, >3mo = 6, <3mo = 2\nGrowth trajectory\t10%\t>30% YoY = 10, >15% = 7, >5% = 4, declining = 1\nPricing power\t10%\tAnnual increases + low churn = 10, some = 6, none = 2\nWorking Capital Peg\nNWC Peg = Average of trailing 12 months normalized NWC\n\nNormalized NWC = Current Assets (excl. cash) - Current Liabilities (excl. debt)\n\nAdjustments:\n- Remove seasonal spikes (use monthly data, not quarterly)\n- Strip one-time receivables/payables\n- Normalize inventory to steady-state\n- Adjust for known post-close changes\n\nIf NWC at close > Peg → Seller receives difference\nIf NWC at close < Peg → Buyer receives difference\n\nRed Flag Scanner (23 Points)\nCritical (Deal-killers)\nRevenue concentration >40% single customer\nDeclining revenue with no credible turnaround plan\nNegative or deteriorating cash conversion (EBITDA to FCF <50%)\nUndisclosed litigation or regulatory action\nKey person dependency with no succession plan\nMaterial related-party transactions at off-market terms\nUnrecorded liabilities (tax, environmental, legal)\nSerious (Price adjustments)\nCustomer churn accelerating quarter-over-quarter\nGross margin compression >200bps annually\nCapex requirements understated (deferred maintenance)\nWorking capital trends moving against buyer\nAggressive revenue recognition policies\nUnusual pre-close transactions (dividends, bonuses)\nTechnology debt requiring material investment\nRegulatory changes threatening core business model\nNotable (Negotiation points)\nManagement team retention risk\nVendor concentration >30% single supplier\nIP ownership gaps or licensing dependencies\nInsurance coverage gaps\nEnvironmental liabilities (real estate)\nEmployee benefit obligations (pension, OPEB)\nTax position optimization opportunities\nIntegration complexity indicators\nValuation Sanity Check\nQuick Multiples Reference (2025-2026)\nSector\tEV/Revenue\tEV/EBITDA\tNotes\nSaaS (<$10M ARR)\t4-8x\t15-25x\tHigher for >120% NRR\nSaaS ($10-50M ARR)\t6-12x\t20-35x\tRule of 40 premium\nProfessional Services\t1-2x\t8-12x\tPeople-dependent discount\nManufacturing\t0.5-1.5x\t6-10x\tAsset-heavy adjustment\nHealthcare Services\t1-3x\t10-15x\tRegulatory moat premium\nFintech\t5-15x\t20-40x\tWide range, growth-dependent\nE-commerce\t1-3x\t10-18x\tBrand and margin quality\nPurchase Price Allocation\nEnterprise Value\n- Net Debt (total debt - cash)\n- Transaction Expenses\n- Working Capital Adjustment (vs Peg)\n+ Earnout (if applicable, risk-adjusted at 50-70% probability)\n= Equity Value to Seller\n\nOutput Format\n\nYour due diligence report should include:\n\nExecutive Summary — deal overview, key findings, go/no-go recommendation\nQuality of Earnings — normalized EBITDA bridge with adjustments\nRevenue Analysis — quality score, concentration, trends\nWorking Capital — NWC peg, seasonal analysis, close estimate\nCash Flow — EBITDA to FCF bridge, capex analysis\nRed Flags — scored findings with severity and $ impact\nValuation Check — multiples comparison, sanity test\nNegotiation Points — specific items for purchase agreement\n\nBuilt by AfrexAI — AI context packs for business operations ($47 each).\n\nMore tools:\n\nAI Revenue Leak Calculator — Find where you're losing money\nAgent Setup Wizard — Deploy AI agents in minutes\nFull Context Pack Store — 10 industry packs, $47 each" }, "trust": { "sourceLabel": "tencent", "provenanceUrl": "https://clawhub.ai/1kalin/afrexai-financial-due-diligence", "publisherUrl": "https://clawhub.ai/1kalin/afrexai-financial-due-diligence", "owner": "1kalin", "version": "1.0.0", "license": null, "verificationStatus": "Indexed source record" }, "links": { "detailUrl": "https://openagent3.xyz/skills/afrexai-financial-due-diligence", "downloadUrl": "https://openagent3.xyz/downloads/afrexai-financial-due-diligence", "agentUrl": "https://openagent3.xyz/skills/afrexai-financial-due-diligence/agent", "manifestUrl": "https://openagent3.xyz/skills/afrexai-financial-due-diligence/agent.json", "briefUrl": "https://openagent3.xyz/skills/afrexai-financial-due-diligence/agent.md" } }