# Send Financial Due Diligence Analyzer to your agent Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually. ## Fast path - Download the package from Yavira. - Extract it into a folder your agent can access. - Paste one of the prompts below and point your agent at the extracted folder. ## Suggested prompts ### New install ```text I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Then review README.md for any prerequisites, environment setup, or post-install checks. Tell me what you changed and call out any manual steps you could not complete. ``` ### Upgrade existing ```text I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Then review README.md for any prerequisites, environment setup, or post-install checks. Summarize what changed and any follow-up checks I should run. ``` ## Machine-readable fields ```json { "schemaVersion": "1.0", "item": { "slug": "afrexai-financial-due-diligence", "name": "Financial Due Diligence Analyzer", "source": "tencent", "type": "skill", "category": "开发工具", "sourceUrl": "https://clawhub.ai/1kalin/afrexai-financial-due-diligence", "canonicalUrl": "https://clawhub.ai/1kalin/afrexai-financial-due-diligence", "targetPlatform": "OpenClaw" }, "install": { "downloadUrl": "/downloads/afrexai-financial-due-diligence", "sourceDownloadUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=afrexai-financial-due-diligence", "sourcePlatform": "tencent", "targetPlatform": "OpenClaw", "packageFormat": "ZIP package", "primaryDoc": "SKILL.md", "includedAssets": [ "README.md", "SKILL.md" ], "downloadMode": "redirect", "sourceHealth": { "source": "tencent", "status": "healthy", "reason": "direct_download_ok", "recommendedAction": "download", "checkedAt": "2026-04-30T16:55:25.780Z", "expiresAt": "2026-05-07T16:55:25.780Z", "httpStatus": 200, "finalUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=network", "contentType": "application/zip", "probeMethod": "head", "details": { "probeUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=network", "contentDisposition": "attachment; filename=\"network-1.0.0.zip\"", "redirectLocation": null, "bodySnippet": null }, "scope": "source", "summary": "Source download looks usable.", "detail": "Yavira can redirect you to the upstream package for this source.", "primaryActionLabel": "Download for OpenClaw", "primaryActionHref": "/downloads/afrexai-financial-due-diligence" }, "validation": { "installChecklist": [ "Use the Yavira download entry.", "Review SKILL.md after the package is downloaded.", "Confirm the extracted package contains the expected setup assets." ], "postInstallChecks": [ "Confirm the extracted package includes the expected docs or setup files.", "Validate the skill or prompts are available in your target agent workspace.", "Capture any manual follow-up steps the agent could not complete." ] } }, "links": { "detailUrl": "https://openagent3.xyz/skills/afrexai-financial-due-diligence", "downloadUrl": "https://openagent3.xyz/downloads/afrexai-financial-due-diligence", "agentUrl": "https://openagent3.xyz/skills/afrexai-financial-due-diligence/agent", "manifestUrl": "https://openagent3.xyz/skills/afrexai-financial-due-diligence/agent.json", "briefUrl": "https://openagent3.xyz/skills/afrexai-financial-due-diligence/agent.md" } } ``` ## Documentation ### Financial Due Diligence Analyzer Run comprehensive financial due diligence on acquisition targets, investment opportunities, or partnership prospects. Built for PE firms, corporate development teams, and founders evaluating deals. ### What This Does Generates a complete due diligence package: Quality of Earnings (QoE) — normalize EBITDA, strip one-time items, identify recurring vs non-recurring revenue Working Capital Analysis — NWC trends, peg calculation, seasonal adjustments Revenue Quality — customer concentration, churn, cohort analysis, contract backlog Debt & Liabilities — hidden obligations, off-balance-sheet items, contingent liabilities Cash Flow Bridge — EBITDA to free cash flow conversion, capex requirements Red Flag Scanner — 23 common deal-killers ranked by severity ### How to Use Tell your agent: "Run financial due diligence on [company/deal]" Provide what you have: Financial statements (P&L, balance sheet, cash flow) — even partial Revenue breakdown by customer/product Known deal terms (purchase price, structure) The agent will generate a structured diligence report with findings, risks, and negotiation points. ### EBITDA Normalization Checklist Adjustment CategoryCommon ItemsDirectionOwner compensationAbove/below market salary, personal expenses+/-One-time revenuePPP loans, insurance claims, litigation settlements-One-time expensesRestructuring, M&A costs, natural disaster+Related partyAbove/below market rent, intercompany charges+/-Accounting changesRevenue recognition timing, reserve adjustments+/-Run-rate adjustmentsNew contracts, lost customers, price changes+/- ### Revenue Quality Score (0-100) FactorWeightScoringRecurring vs one-time25%>80% recurring = 25, >60% = 18, >40% = 12, <40% = 5Customer concentration20%Top customer <10% = 20, <20% = 15, <30% = 10, >30% = 3Retention rate20%>95% = 20, >90% = 15, >85% = 10, <85% = 5Contract backlog15%>12mo coverage = 15, >6mo = 10, >3mo = 6, <3mo = 2Growth trajectory10%>30% YoY = 10, >15% = 7, >5% = 4, declining = 1Pricing power10%Annual increases + low churn = 10, some = 6, none = 2 ### Working Capital Peg NWC Peg = Average of trailing 12 months normalized NWC Normalized NWC = Current Assets (excl. cash) - Current Liabilities (excl. debt) Adjustments: - Remove seasonal spikes (use monthly data, not quarterly) - Strip one-time receivables/payables - Normalize inventory to steady-state - Adjust for known post-close changes If NWC at close > Peg → Seller receives difference If NWC at close < Peg → Buyer receives difference ### Critical (Deal-killers) Revenue concentration >40% single customer Declining revenue with no credible turnaround plan Negative or deteriorating cash conversion (EBITDA to FCF <50%) Undisclosed litigation or regulatory action Key person dependency with no succession plan Material related-party transactions at off-market terms Unrecorded liabilities (tax, environmental, legal) ### Serious (Price adjustments) Customer churn accelerating quarter-over-quarter Gross margin compression >200bps annually Capex requirements understated (deferred maintenance) Working capital trends moving against buyer Aggressive revenue recognition policies Unusual pre-close transactions (dividends, bonuses) Technology debt requiring material investment Regulatory changes threatening core business model ### Notable (Negotiation points) Management team retention risk Vendor concentration >30% single supplier IP ownership gaps or licensing dependencies Insurance coverage gaps Environmental liabilities (real estate) Employee benefit obligations (pension, OPEB) Tax position optimization opportunities Integration complexity indicators ### Quick Multiples Reference (2025-2026) SectorEV/RevenueEV/EBITDANotesSaaS (<$10M ARR)4-8x15-25xHigher for >120% NRRSaaS ($10-50M ARR)6-12x20-35xRule of 40 premiumProfessional Services1-2x8-12xPeople-dependent discountManufacturing0.5-1.5x6-10xAsset-heavy adjustmentHealthcare Services1-3x10-15xRegulatory moat premiumFintech5-15x20-40xWide range, growth-dependentE-commerce1-3x10-18xBrand and margin quality ### Purchase Price Allocation Enterprise Value - Net Debt (total debt - cash) - Transaction Expenses - Working Capital Adjustment (vs Peg) + Earnout (if applicable, risk-adjusted at 50-70% probability) = Equity Value to Seller ### Output Format Your due diligence report should include: Executive Summary — deal overview, key findings, go/no-go recommendation Quality of Earnings — normalized EBITDA bridge with adjustments Revenue Analysis — quality score, concentration, trends Working Capital — NWC peg, seasonal analysis, close estimate Cash Flow — EBITDA to FCF bridge, capex analysis Red Flags — scored findings with severity and $ impact Valuation Check — multiples comparison, sanity test Negotiation Points — specific items for purchase agreement Built by AfrexAI — AI context packs for business operations ($47 each). More tools: AI Revenue Leak Calculator — Find where you're losing money Agent Setup Wizard — Deploy AI agents in minutes Full Context Pack Store — 10 industry packs, $47 each ## Trust - Source: tencent - Verification: Indexed source record - Publisher: 1kalin - Version: 1.0.0 ## Source health - Status: healthy - Source download looks usable. - Yavira can redirect you to the upstream package for this source. - Health scope: source - Reason: direct_download_ok - Checked at: 2026-04-30T16:55:25.780Z - Expires at: 2026-05-07T16:55:25.780Z - Recommended action: Download for OpenClaw ## Links - [Detail page](https://openagent3.xyz/skills/afrexai-financial-due-diligence) - [Send to Agent page](https://openagent3.xyz/skills/afrexai-financial-due-diligence/agent) - [JSON manifest](https://openagent3.xyz/skills/afrexai-financial-due-diligence/agent.json) - [Markdown brief](https://openagent3.xyz/skills/afrexai-financial-due-diligence/agent.md) - [Download page](https://openagent3.xyz/downloads/afrexai-financial-due-diligence)