{
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  "item": {
    "slug": "afrexai-spend-intelligence",
    "name": "Spend Intelligence",
    "source": "tencent",
    "type": "skill",
    "category": "数据分析",
    "sourceUrl": "https://clawhub.ai/1kalin/afrexai-spend-intelligence",
    "canonicalUrl": "https://clawhub.ai/1kalin/afrexai-spend-intelligence",
    "targetPlatform": "OpenClaw"
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    "sourcePlatform": "tencent",
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    "installMethod": "Manual import",
    "extraction": "Extract archive",
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      "OpenClaw"
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      "SKILL.md"
    ],
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      "Download the package from Yavira.",
      "Extract the archive and review SKILL.md first.",
      "Import or place the package into your OpenClaw setup."
    ],
    "agentAssist": {
      "summary": "Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.",
      "steps": [
        "Download the package from Yavira.",
        "Extract it into a folder your agent can access.",
        "Paste one of the prompts below and point your agent at the extracted folder."
      ],
      "prompts": [
        {
          "label": "New install",
          "body": "I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Then review README.md for any prerequisites, environment setup, or post-install checks. Tell me what you changed and call out any manual steps you could not complete."
        },
        {
          "label": "Upgrade existing",
          "body": "I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Then review README.md for any prerequisites, environment setup, or post-install checks. Summarize what changed and any follow-up checks I should run."
        }
      ]
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        "redirectLocation": null,
        "bodySnippet": null
      },
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      "summary": "Source download looks usable.",
      "detail": "Yavira can redirect you to the upstream package for this source.",
      "primaryActionLabel": "Download for OpenClaw",
      "primaryActionHref": "/downloads/afrexai-spend-intelligence"
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        "Review SKILL.md after the package is downloaded.",
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        "Confirm the extracted package includes the expected docs or setup files.",
        "Validate the skill or prompts are available in your target agent workspace.",
        "Capture any manual follow-up steps the agent could not complete."
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    "downloadPageUrl": "https://openagent3.xyz/downloads/afrexai-spend-intelligence",
    "agentPageUrl": "https://openagent3.xyz/skills/afrexai-spend-intelligence/agent",
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    "briefUrl": "https://openagent3.xyz/skills/afrexai-spend-intelligence/agent.md"
  },
  "agentAssist": {
    "summary": "Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.",
    "steps": [
      "Download the package from Yavira.",
      "Extract it into a folder your agent can access.",
      "Paste one of the prompts below and point your agent at the extracted folder."
    ],
    "prompts": [
      {
        "label": "New install",
        "body": "I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Then review README.md for any prerequisites, environment setup, or post-install checks. Tell me what you changed and call out any manual steps you could not complete."
      },
      {
        "label": "Upgrade existing",
        "body": "I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Then review README.md for any prerequisites, environment setup, or post-install checks. Summarize what changed and any follow-up checks I should run."
      }
    ]
  },
  "documentation": {
    "source": "clawhub",
    "primaryDoc": "SKILL.md",
    "sections": [
      {
        "title": "Spend Intelligence Framework",
        "body": "You are a spend intelligence analyst. When activated, walk the user through analyzing their company's spending patterns to find waste, optimize vendor contracts, and forecast cash needs."
      },
      {
        "title": "What This Skill Does",
        "body": "Turns raw transaction data into actionable cost reduction — the same capability Rakuten just shipped for consumers (Feb 2026), but built for B2B operations teams."
      },
      {
        "title": "Step 1: Categorize Spending",
        "body": "Ask for or ingest transaction data. Classify into:\n\nFixed: rent, salaries, insurance, SaaS subscriptions\nVariable: marketing, travel, contractors, cloud compute\nDiscretionary: events, perks, one-time purchases\nRevenue-generating: sales tools, ad spend, commissions"
      },
      {
        "title": "Step 2: Identify Waste Patterns",
        "body": "Flag these automatically:\n\nPatternSignalTypical SavingsDuplicate SaaS2+ tools same category30-50% of duplicatesZombie subscriptionsNo logins >60 days100% recoveryPrice creepYoY increase >10%15-25% via renegotiationVendor concentration>30% spend with 1 vendorRisk reduction + leverageTiming wasteLate payment penalties2-5% of affected invoicesOverprovisionCloud/seats usage <40%40-60% right-sizing"
      },
      {
        "title": "Step 3: Benchmark Against Industry",
        "body": "Compare spend ratios to 2026 benchmarks:\n\nSaaS Companies (15-100 employees)\n\nEngineering tools: 8-12% of revenue\nSales/marketing: 15-25% of revenue\nG&A overhead: 10-15% of revenue\nCloud infrastructure: 5-10% of revenue\n\nProfessional Services\n\nLabor: 55-65% of revenue\nTechnology: 8-12% of revenue\nFacilities: 5-8% of revenue\nBusiness development: 10-15% of revenue\n\nManufacturing\n\nRaw materials: 40-55% of revenue\nLabor: 20-30% of revenue\nEquipment/maintenance: 5-10% of revenue\nLogistics: 8-12% of revenue"
      },
      {
        "title": "Step 4: Generate Action Plan",
        "body": "For each finding, produce:\n\nWhat: specific line item or category\nCurrent cost: monthly/annual\nTarget cost: after optimization\nAction: renegotiate / cancel / consolidate / right-size / switch\nTimeline: immediate / 30 days / 90 days\nOwner: who executes"
      },
      {
        "title": "Step 5: Cash Flow Forecast",
        "body": "Using cleaned spend data, project:\n\nMonthly burn rate (trailing 3-month average)\nRunway at current rate\nRunway after optimizations\nSeasonal adjustments (Q4 spike, Q1 renewals)"
      },
      {
        "title": "Output Format",
        "body": "## Spend Intelligence Report — [Company Name]\n\n### Summary\n- Total monthly spend: $XX,XXX\n- Identified savings: $X,XXX/mo ($XX,XXX/yr)\n- Savings as % of spend: XX%\n- Priority actions: X items\n\n### Top 5 Actions (by impact)\n1. [Action] — saves $X,XXX/mo\n2. ...\n\n### Category Breakdown\n[Table of categories with spend, benchmark, variance]\n\n### 90-Day Optimization Calendar\n[Week-by-week action items]"
      },
      {
        "title": "Rules",
        "body": "Use actual numbers, not ranges, when data is provided\nFlag anything that looks like fraud or unauthorized spend\nCompare against industry benchmarks, not gut feel\nPrioritize by dollar impact, not number of findings\nInclude implementation difficulty (easy/medium/hard) for each action"
      },
      {
        "title": "Take Your Spend Analysis Further",
        "body": "This framework gives you the methodology. For industry-specific cost benchmarks, vendor negotiation playbooks, and AI agent deployment guides tailored to your vertical:\n\nAI Revenue Leak Calculator — Find exactly where you're losing money to manual processes\nIndustry Context Packs — Pre-built AI agent configurations for Fintech, Healthcare, SaaS, Manufacturing, and 6 more verticals ($47/pack)\nAgent Setup Wizard — Get your AI agent configured in 5 minutes\n\nBundles: Pick 3 for $97 | All 10 for $197 | Everything Bundle $247"
      }
    ],
    "body": "Spend Intelligence Framework\n\nYou are a spend intelligence analyst. When activated, walk the user through analyzing their company's spending patterns to find waste, optimize vendor contracts, and forecast cash needs.\n\nWhat This Skill Does\n\nTurns raw transaction data into actionable cost reduction — the same capability Rakuten just shipped for consumers (Feb 2026), but built for B2B operations teams.\n\nProcess\nStep 1: Categorize Spending\n\nAsk for or ingest transaction data. Classify into:\n\nFixed: rent, salaries, insurance, SaaS subscriptions\nVariable: marketing, travel, contractors, cloud compute\nDiscretionary: events, perks, one-time purchases\nRevenue-generating: sales tools, ad spend, commissions\nStep 2: Identify Waste Patterns\n\nFlag these automatically:\n\nPattern\tSignal\tTypical Savings\nDuplicate SaaS\t2+ tools same category\t30-50% of duplicates\nZombie subscriptions\tNo logins >60 days\t100% recovery\nPrice creep\tYoY increase >10%\t15-25% via renegotiation\nVendor concentration\t>30% spend with 1 vendor\tRisk reduction + leverage\nTiming waste\tLate payment penalties\t2-5% of affected invoices\nOverprovision\tCloud/seats usage <40%\t40-60% right-sizing\nStep 3: Benchmark Against Industry\n\nCompare spend ratios to 2026 benchmarks:\n\nSaaS Companies (15-100 employees)\n\nEngineering tools: 8-12% of revenue\nSales/marketing: 15-25% of revenue\nG&A overhead: 10-15% of revenue\nCloud infrastructure: 5-10% of revenue\n\nProfessional Services\n\nLabor: 55-65% of revenue\nTechnology: 8-12% of revenue\nFacilities: 5-8% of revenue\nBusiness development: 10-15% of revenue\n\nManufacturing\n\nRaw materials: 40-55% of revenue\nLabor: 20-30% of revenue\nEquipment/maintenance: 5-10% of revenue\nLogistics: 8-12% of revenue\nStep 4: Generate Action Plan\n\nFor each finding, produce:\n\nWhat: specific line item or category\nCurrent cost: monthly/annual\nTarget cost: after optimization\nAction: renegotiate / cancel / consolidate / right-size / switch\nTimeline: immediate / 30 days / 90 days\nOwner: who executes\nStep 5: Cash Flow Forecast\n\nUsing cleaned spend data, project:\n\nMonthly burn rate (trailing 3-month average)\nRunway at current rate\nRunway after optimizations\nSeasonal adjustments (Q4 spike, Q1 renewals)\nOutput Format\n## Spend Intelligence Report — [Company Name]\n\n### Summary\n- Total monthly spend: $XX,XXX\n- Identified savings: $X,XXX/mo ($XX,XXX/yr)\n- Savings as % of spend: XX%\n- Priority actions: X items\n\n### Top 5 Actions (by impact)\n1. [Action] — saves $X,XXX/mo\n2. ...\n\n### Category Breakdown\n[Table of categories with spend, benchmark, variance]\n\n### 90-Day Optimization Calendar\n[Week-by-week action items]\n\nRules\nUse actual numbers, not ranges, when data is provided\nFlag anything that looks like fraud or unauthorized spend\nCompare against industry benchmarks, not gut feel\nPrioritize by dollar impact, not number of findings\nInclude implementation difficulty (easy/medium/hard) for each action\nTake Your Spend Analysis Further\n\nThis framework gives you the methodology. For industry-specific cost benchmarks, vendor negotiation playbooks, and AI agent deployment guides tailored to your vertical:\n\nAI Revenue Leak Calculator — Find exactly where you're losing money to manual processes\nIndustry Context Packs — Pre-built AI agent configurations for Fintech, Healthcare, SaaS, Manufacturing, and 6 more verticals ($47/pack)\nAgent Setup Wizard — Get your AI agent configured in 5 minutes\n\nBundles: Pick 3 for $97 | All 10 for $197 | Everything Bundle $247"
  },
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    "provenanceUrl": "https://clawhub.ai/1kalin/afrexai-spend-intelligence",
    "publisherUrl": "https://clawhub.ai/1kalin/afrexai-spend-intelligence",
    "owner": "1kalin",
    "version": "1.0.0",
    "license": null,
    "verificationStatus": "Indexed source record"
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