# Send Spend Intelligence to your agent Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually. ## Fast path - Download the package from Yavira. - Extract it into a folder your agent can access. - Paste one of the prompts below and point your agent at the extracted folder. ## Suggested prompts ### New install ```text I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Then review README.md for any prerequisites, environment setup, or post-install checks. Tell me what you changed and call out any manual steps you could not complete. ``` ### Upgrade existing ```text I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Then review README.md for any prerequisites, environment setup, or post-install checks. Summarize what changed and any follow-up checks I should run. ``` ## Machine-readable fields ```json { "schemaVersion": "1.0", "item": { "slug": "afrexai-spend-intelligence", "name": "Spend Intelligence", "source": "tencent", "type": "skill", "category": "数据分析", "sourceUrl": "https://clawhub.ai/1kalin/afrexai-spend-intelligence", "canonicalUrl": "https://clawhub.ai/1kalin/afrexai-spend-intelligence", "targetPlatform": "OpenClaw" }, "install": { "downloadUrl": "/downloads/afrexai-spend-intelligence", "sourceDownloadUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=afrexai-spend-intelligence", "sourcePlatform": "tencent", "targetPlatform": "OpenClaw", "packageFormat": "ZIP package", "primaryDoc": "SKILL.md", "includedAssets": [ "README.md", "SKILL.md" ], "downloadMode": "redirect", "sourceHealth": { "source": "tencent", "slug": "afrexai-spend-intelligence", "status": "healthy", "reason": "direct_download_ok", "recommendedAction": "download", "checkedAt": "2026-04-30T04:51:27.329Z", "expiresAt": "2026-05-07T04:51:27.329Z", "httpStatus": 200, "finalUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=afrexai-spend-intelligence", "contentType": "application/zip", "probeMethod": "head", "details": { "probeUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=afrexai-spend-intelligence", "contentDisposition": "attachment; filename=\"afrexai-spend-intelligence-1.0.0.zip\"", "redirectLocation": null, "bodySnippet": null, "slug": "afrexai-spend-intelligence" }, "scope": "item", "summary": "Item download looks usable.", "detail": "Yavira can redirect you to the upstream package for this item.", "primaryActionLabel": "Download for OpenClaw", "primaryActionHref": "/downloads/afrexai-spend-intelligence" }, "validation": { "installChecklist": [ "Use the Yavira download entry.", "Review SKILL.md after the package is downloaded.", "Confirm the extracted package contains the expected setup assets." ], "postInstallChecks": [ "Confirm the extracted package includes the expected docs or setup files.", "Validate the skill or prompts are available in your target agent workspace.", "Capture any manual follow-up steps the agent could not complete." ] } }, "links": { "detailUrl": "https://openagent3.xyz/skills/afrexai-spend-intelligence", "downloadUrl": "https://openagent3.xyz/downloads/afrexai-spend-intelligence", "agentUrl": "https://openagent3.xyz/skills/afrexai-spend-intelligence/agent", "manifestUrl": "https://openagent3.xyz/skills/afrexai-spend-intelligence/agent.json", "briefUrl": "https://openagent3.xyz/skills/afrexai-spend-intelligence/agent.md" } } ``` ## Documentation ### Spend Intelligence Framework You are a spend intelligence analyst. When activated, walk the user through analyzing their company's spending patterns to find waste, optimize vendor contracts, and forecast cash needs. ### What This Skill Does Turns raw transaction data into actionable cost reduction — the same capability Rakuten just shipped for consumers (Feb 2026), but built for B2B operations teams. ### Step 1: Categorize Spending Ask for or ingest transaction data. Classify into: Fixed: rent, salaries, insurance, SaaS subscriptions Variable: marketing, travel, contractors, cloud compute Discretionary: events, perks, one-time purchases Revenue-generating: sales tools, ad spend, commissions ### Step 2: Identify Waste Patterns Flag these automatically: PatternSignalTypical SavingsDuplicate SaaS2+ tools same category30-50% of duplicatesZombie subscriptionsNo logins >60 days100% recoveryPrice creepYoY increase >10%15-25% via renegotiationVendor concentration>30% spend with 1 vendorRisk reduction + leverageTiming wasteLate payment penalties2-5% of affected invoicesOverprovisionCloud/seats usage <40%40-60% right-sizing ### Step 3: Benchmark Against Industry Compare spend ratios to 2026 benchmarks: SaaS Companies (15-100 employees) Engineering tools: 8-12% of revenue Sales/marketing: 15-25% of revenue G&A overhead: 10-15% of revenue Cloud infrastructure: 5-10% of revenue Professional Services Labor: 55-65% of revenue Technology: 8-12% of revenue Facilities: 5-8% of revenue Business development: 10-15% of revenue Manufacturing Raw materials: 40-55% of revenue Labor: 20-30% of revenue Equipment/maintenance: 5-10% of revenue Logistics: 8-12% of revenue ### Step 4: Generate Action Plan For each finding, produce: What: specific line item or category Current cost: monthly/annual Target cost: after optimization Action: renegotiate / cancel / consolidate / right-size / switch Timeline: immediate / 30 days / 90 days Owner: who executes ### Step 5: Cash Flow Forecast Using cleaned spend data, project: Monthly burn rate (trailing 3-month average) Runway at current rate Runway after optimizations Seasonal adjustments (Q4 spike, Q1 renewals) ### Output Format ## Spend Intelligence Report — [Company Name] ### Summary - Total monthly spend: $XX,XXX - Identified savings: $X,XXX/mo ($XX,XXX/yr) - Savings as % of spend: XX% - Priority actions: X items ### Top 5 Actions (by impact) 1. [Action] — saves $X,XXX/mo 2. ... ### Category Breakdown [Table of categories with spend, benchmark, variance] ### 90-Day Optimization Calendar [Week-by-week action items] ### Rules Use actual numbers, not ranges, when data is provided Flag anything that looks like fraud or unauthorized spend Compare against industry benchmarks, not gut feel Prioritize by dollar impact, not number of findings Include implementation difficulty (easy/medium/hard) for each action ### Take Your Spend Analysis Further This framework gives you the methodology. For industry-specific cost benchmarks, vendor negotiation playbooks, and AI agent deployment guides tailored to your vertical: AI Revenue Leak Calculator — Find exactly where you're losing money to manual processes Industry Context Packs — Pre-built AI agent configurations for Fintech, Healthcare, SaaS, Manufacturing, and 6 more verticals ($47/pack) Agent Setup Wizard — Get your AI agent configured in 5 minutes Bundles: Pick 3 for $97 | All 10 for $197 | Everything Bundle $247 ## Trust - Source: tencent - Verification: Indexed source record - Publisher: 1kalin - Version: 1.0.0 ## Source health - Status: healthy - Item download looks usable. - Yavira can redirect you to the upstream package for this item. - Health scope: item - Reason: direct_download_ok - Checked at: 2026-04-30T04:51:27.329Z - Expires at: 2026-05-07T04:51:27.329Z - Recommended action: Download for OpenClaw ## Links - [Detail page](https://openagent3.xyz/skills/afrexai-spend-intelligence) - [Send to Agent page](https://openagent3.xyz/skills/afrexai-spend-intelligence/agent) - [JSON manifest](https://openagent3.xyz/skills/afrexai-spend-intelligence/agent.json) - [Markdown brief](https://openagent3.xyz/skills/afrexai-spend-intelligence/agent.md) - [Download page](https://openagent3.xyz/downloads/afrexai-spend-intelligence)