# Send Bank Skills to your agent Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually. ## Fast path - Download the package from Yavira. - Extract it into a folder your agent can access. - Paste one of the prompts below and point your agent at the extracted folder. ## Suggested prompts ### New install ```text I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Tell me what you changed and call out any manual steps you could not complete. ``` ### Upgrade existing ```text I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Summarize what changed and any follow-up checks I should run. ``` ## Machine-readable fields ```json { "schemaVersion": "1.0", "item": { "slug": "bank-skills", "name": "Bank Skills", "source": "tencent", "type": "skill", "category": "开发工具", "sourceUrl": "https://clawhub.ai/singularityhacker/bank-skills", "canonicalUrl": "https://clawhub.ai/singularityhacker/bank-skills", "targetPlatform": "OpenClaw" }, "install": { "downloadUrl": "/downloads/bank-skills", "sourceDownloadUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=bank-skills", "sourcePlatform": "tencent", "targetPlatform": "OpenClaw", "packageFormat": "ZIP package", "primaryDoc": "SKILL.md", "includedAssets": [ "bankskills/core/bank/handler.py", "bankskills/core/bank/credentials.py", "bankskills/core/bank/client.py", "bankskills/core/bank/__init__.py", "bankskills/core/bank/transfer.py", "bankskills/core/bank/balances.py" ], "downloadMode": "redirect", "sourceHealth": { "source": "tencent", "status": "healthy", "reason": "direct_download_ok", "recommendedAction": "download", "checkedAt": "2026-04-23T16:43:11.935Z", "expiresAt": "2026-04-30T16:43:11.935Z", "httpStatus": 200, "finalUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=4claw-imageboard", "contentType": "application/zip", "probeMethod": "head", "details": { "probeUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=4claw-imageboard", "contentDisposition": "attachment; filename=\"4claw-imageboard-1.0.1.zip\"", "redirectLocation": null, "bodySnippet": null }, "scope": "source", "summary": "Source download looks usable.", "detail": "Yavira can redirect you to the upstream package for this source.", "primaryActionLabel": "Download for OpenClaw", "primaryActionHref": "/downloads/bank-skills" }, "validation": { "installChecklist": [ "Use the Yavira download entry.", "Review SKILL.md after the package is downloaded.", "Confirm the extracted package contains the expected setup assets." ], "postInstallChecks": [ "Confirm the extracted package includes the expected docs or setup files.", "Validate the skill or prompts are available in your target agent workspace.", "Capture any manual follow-up steps the agent could not complete." ] } }, "links": { "detailUrl": "https://openagent3.xyz/skills/bank-skills", "downloadUrl": "https://openagent3.xyz/downloads/bank-skills", "agentUrl": "https://openagent3.xyz/skills/bank-skills/agent", "manifestUrl": "https://openagent3.xyz/skills/bank-skills/agent.json", "briefUrl": "https://openagent3.xyz/skills/bank-skills/agent.md" } } ``` ## Documentation ### Purpose Gives AI agents traditional banking capabilities (via Wise API) and on-chain token operations (via Uniswap on Base). Agents can check balances, send money, retrieve account details, create Ethereum wallets, swap tokens, and send tokens—all through a single skill. ### Prerequisites For Banking (Wise API): WISE_API_TOKEN environment variable (required) Optional: WISE_PROFILE_ID (defaults to first available profile) For Token Operations (Base Network): Optional: CLAWBANK_WALLET_PASSWORD (wallet keystore password, defaults to "clawbank-default") Optional: BASE_RPC_URL (Base RPC endpoint, defaults to https://mainnet.base.org) ### Banking Operations (Wise API) 1. Check Balance Purpose: Query Wise multi-currency balances for the configured profile. Inputs: action: "balance" (required) currency: Currency code filter, e.g. "USD" (optional — returns all if omitted) Outputs: JSON array of balance objects, each with currency, amount, and reservedAmount Usage: echo '{"action": "balance"}' | ./run.sh echo '{"action": "balance", "currency": "USD"}' | ./run.sh Example output: { "success": true, "balances": [ {"currency": "USD", "amount": 1250.00, "reservedAmount": 0.00}, {"currency": "EUR", "amount": 500.75, "reservedAmount": 10.00} ] } 2. Get Receive Details Purpose: Retrieve account number, routing number, IBAN, and related info so others can send you payments. Inputs: action: "receive-details" (required) currency: Currency code, e.g. "USD" (optional — returns all if omitted) Outputs: JSON object with account holder name, account number, routing number (or IBAN/SWIFT for non-USD), and bank name Usage: echo '{"action": "receive-details"}' | ./run.sh echo '{"action": "receive-details", "currency": "USD"}' | ./run.sh Example output: { "success": true, "details": [ { "currency": "USD", "accountHolder": "Your Business Name", "accountNumber": "1234567890", "routingNumber": "026073150", "bankName": "Community Federal Savings Bank" } ] } 3. Send Money Purpose: Initiate a transfer from your Wise balance to a recipient. Inputs: action: "send" (required) sourceCurrency: Source currency code, e.g. "USD" (required) targetCurrency: Target currency code, e.g. "EUR" (required) amount: Amount to send as a number (required) recipientName: Full name of the recipient (required) recipientAccount: Recipient account number or IBAN (required) Additional fields for USD ACH transfers: recipientRoutingNumber: 9-digit ABA routing number (required) recipientCountry: Two-letter country code, e.g. "US" (required) recipientAddress: Street address (required) recipientCity: City (required) recipientState: State code, e.g. "NY" (required) recipientPostCode: ZIP/postal code (required) recipientAccountType: "CHECKING" or "SAVINGS" (optional, defaults to "CHECKING") Outputs: JSON object with transfer ID, status, and confirmation details USD ACH Transfer Example: echo '{ "action": "send", "sourceCurrency": "USD", "targetCurrency": "USD", "amount": 100.00, "recipientName": "John Smith", "recipientAccount": "123456789", "recipientRoutingNumber": "111000025", "recipientCountry": "US", "recipientAddress": "123 Main St", "recipientCity": "New York", "recipientState": "NY", "recipientPostCode": "10001", "recipientAccountType": "CHECKING" }' | ./run.sh EUR IBAN Transfer Example (simpler): echo '{ "action": "send", "sourceCurrency": "USD", "targetCurrency": "EUR", "amount": 100.00, "recipientName": "Jane Doe", "recipientAccount": "DE89370400440532013000" }' | ./run.sh Example output: { "success": true, "transfer": { "id": 12345678, "status": "processing", "sourceAmount": 100.00, "sourceCurrency": "USD", "targetAmount": 93.50, "targetCurrency": "EUR" } } ### Token Operations (Base Network) 4. Create Wallet Purpose: Generate a new Ethereum wallet for token operations on Base. Inputs: action: "create-wallet" (required) Outputs: Wallet address (keystore saved to ~/.clawbank/wallet.json) Usage: echo '{"action": "create-wallet"}' | ./run.sh 5. Get Wallet Purpose: Get current wallet address and ETH balance on Base. Inputs: action: "get-wallet" (required) Outputs: Wallet address and ETH balance Usage: echo '{"action": "get-wallet"}' | ./run.sh 6. Set Target Token Purpose: Set the target token address for swaps. Inputs: action: "set-target-token" (required) tokenAddress: ERC-20 contract address on Base (required) Usage: echo '{"action": "set-target-token", "tokenAddress": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913"}' | ./run.sh 7. Get Sweep Config Purpose: View current target token and swap history. Inputs: action: "get-sweep-config" (required) Usage: echo '{"action": "get-sweep-config"}' | ./run.sh 8. Get Token Balance Purpose: Check ERC-20 token balance for the wallet. Inputs: action: "get-token-balance" (required) tokenAddress: ERC-20 contract address (required) Usage: echo '{"action": "get-token-balance", "tokenAddress": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913"}' | ./run.sh 9. Buy Token Purpose: Swap ETH for any token on Base via Uniswap (universal V3+V4 support). Inputs: action: "buy-token" (required) amountEth: Amount of ETH to swap (required) Outputs: Transaction hash, amount in, amount out, status Usage: echo '{"action": "buy-token", "amountEth": 0.001}' | ./run.sh Supported tokens: Any ERC-20 with WETH liquidity on Base (USDC, DAI, WBTC, ClawBank, etc.) 10. Send Token Purpose: Send ERC-20 tokens or native ETH from the wallet. Inputs: action: "send-token" (required) tokenAddress: ERC-20 contract address, or "ETH" for native ETH (required) toAddress: Recipient wallet address (required) amount: Amount to send in token units (required) Usage: echo '{"action": "send-token", "tokenAddress": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913", "toAddress": "0x...", "amount": 5.0}' | ./run.sh 11. Export Private Key Purpose: Export wallet's private key for recovery or import. Inputs: action: "export-private-key" (required) Outputs: Private key (hex string) and wallet address Usage: echo '{"action": "export-private-key"}' | ./run.sh ### Failure Modes Banking Operations: Missing WISE_API_TOKEN: Returns {"success": false, "error": "WISE_API_TOKEN environment variable is not set"}. Set the token and retry. Invalid API token: Returns {"success": false, "error": "Authentication failed — check your WISE_API_TOKEN"}. Insufficient funds: Returns {"success": false, "error": "Insufficient funds in USD balance"}. Check balance before retrying. Invalid recipient details: Returns {"success": false, "error": "Invalid recipient account details"}. Token Operations: No wallet: Returns {"success": false, "error": "Wallet does not exist. Call create-wallet first"}. Insufficient ETH: Returns {"success": false, "error": "Insufficient balance. Have X ETH, need Y + 0.001 for gas"}. No target token set: Returns {"success": false, "error": "No target token set. Call set-target-token first"}. No liquidity pool: Returns {"success": false, "error": "No liquidity pool found for [token]"}. Unknown action: Returns {"success": false, "error": "Unknown action: "}. See Operations section for valid actions. ### When to Use Banking: Check balances, send international transfers, share account details for receiving payments Token Operations: Create wallets, swap tokens on Base (any token with Uniswap liquidity), send tokens, track balances ### When Not to Use Do not use Wise for crypto on/off-ramps (Wise restricts crypto) Do not use with accounts holding significant funds (R&D only) Token operations require Base network access and ETH for gas ### Technical Details Token Swap Implementation: Hybrid V3+V4 routing (tries V3 first, falls back to V4 for tokens with hooks) Supports any token with WETH liquidity on Base Automatic fee tier detection (0.05%, 0.3%, 1%) Gas costs: ~250k (V3) or ~450k (V4) Security: Wallet keystore encrypted with password Private keys never logged or exposed All transactions signed locally No external API calls for token operations (direct blockchain interaction) ## Trust - Source: tencent - Verification: Indexed source record - Publisher: singularityhacker - Version: 1.0.1 ## Source health - Status: healthy - Source download looks usable. - Yavira can redirect you to the upstream package for this source. - Health scope: source - Reason: direct_download_ok - Checked at: 2026-04-23T16:43:11.935Z - Expires at: 2026-04-30T16:43:11.935Z - Recommended action: Download for OpenClaw ## Links - [Detail page](https://openagent3.xyz/skills/bank-skills) - [Send to Agent page](https://openagent3.xyz/skills/bank-skills/agent) - [JSON manifest](https://openagent3.xyz/skills/bank-skills/agent.json) - [Markdown brief](https://openagent3.xyz/skills/bank-skills/agent.md) - [Download page](https://openagent3.xyz/downloads/bank-skills)