# Send Banking to your agent
Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.
## Fast path
- Download the package from Yavira.
- Extract it into a folder your agent can access.
- Paste one of the prompts below and point your agent at the extracted folder.
## Suggested prompts
### New install

```text
I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Tell me what you changed and call out any manual steps you could not complete.
```
### Upgrade existing

```text
I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Summarize what changed and any follow-up checks I should run.
```
## Machine-readable fields
```json
{
  "schemaVersion": "1.0",
  "item": {
    "slug": "banking",
    "name": "Banking",
    "source": "tencent",
    "type": "skill",
    "category": "通讯协作",
    "sourceUrl": "https://clawhub.ai/ivangdavila/banking",
    "canonicalUrl": "https://clawhub.ai/ivangdavila/banking",
    "targetPlatform": "OpenClaw"
  },
  "install": {
    "downloadUrl": "/downloads/banking",
    "sourceDownloadUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=banking",
    "sourcePlatform": "tencent",
    "targetPlatform": "OpenClaw",
    "packageFormat": "ZIP package",
    "primaryDoc": "SKILL.md",
    "includedAssets": [
      "SKILL.md",
      "compliance-scope.md",
      "customer-messaging.md",
      "incident-response.md",
      "intake-checklist.md",
      "memory-template.md"
    ],
    "downloadMode": "redirect",
    "sourceHealth": {
      "source": "tencent",
      "slug": "banking",
      "status": "healthy",
      "reason": "direct_download_ok",
      "recommendedAction": "download",
      "checkedAt": "2026-04-29T05:56:00.933Z",
      "expiresAt": "2026-05-06T05:56:00.933Z",
      "httpStatus": 200,
      "finalUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=banking",
      "contentType": "application/zip",
      "probeMethod": "head",
      "details": {
        "probeUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=banking",
        "contentDisposition": "attachment; filename=\"banking-1.0.0.zip\"",
        "redirectLocation": null,
        "bodySnippet": null,
        "slug": "banking"
      },
      "scope": "item",
      "summary": "Item download looks usable.",
      "detail": "Yavira can redirect you to the upstream package for this item.",
      "primaryActionLabel": "Download for OpenClaw",
      "primaryActionHref": "/downloads/banking"
    },
    "validation": {
      "installChecklist": [
        "Use the Yavira download entry.",
        "Review SKILL.md after the package is downloaded.",
        "Confirm the extracted package contains the expected setup assets."
      ],
      "postInstallChecks": [
        "Confirm the extracted package includes the expected docs or setup files.",
        "Validate the skill or prompts are available in your target agent workspace.",
        "Capture any manual follow-up steps the agent could not complete."
      ]
    }
  },
  "links": {
    "detailUrl": "https://openagent3.xyz/skills/banking",
    "downloadUrl": "https://openagent3.xyz/downloads/banking",
    "agentUrl": "https://openagent3.xyz/skills/banking/agent",
    "manifestUrl": "https://openagent3.xyz/skills/banking/agent.json",
    "briefUrl": "https://openagent3.xyz/skills/banking/agent.md"
  }
}
```
## Documentation

### Setup

On first use, read setup.md for activation boundaries and context capture priorities.

### When to Use

Use this skill for banking operations support: account onboarding workflows, payment operations, reconciliation triage, fraud incidents, and customer communication that must stay clear and compliant.

### Architecture

Memory lives in ~/banking/. See memory-template.md for structure and status fields.

~/banking/
|-- memory.md                 # Status, activation scope, operating context
|-- incidents.md              # Open fraud and operations incidents
|-- payment-controls.md       # Verified controls by rail and account type
\`-- communication-notes.md    # Approved customer messaging patterns

### Quick Reference

Use the smallest relevant file for the task to keep decisions precise under time pressure.

TopicFileSetup processsetup.mdMemory templatememory-template.mdRequest intake and classificationintake-checklist.mdPayment rails and controlspayment-ops.mdFraud and outage handlingincident-response.mdCustomer-safe wordingcustomer-messaging.mdRegulatory and legal boundariescompliance-scope.md

### 1. Classify the Request Before Giving Steps

Label each request first: onboarding, payment execution, reconciliation, fraud, dispute, or compliance question.
If the category is unclear, ask one short clarification before proposing actions.

### 2. Confirm Jurisdiction and Account Context

Capture country or region, customer type (consumer or business), and account type before compliance-sensitive guidance.
Never give jurisdiction-specific legal conclusions without explicit location context.

### 3. Use Control-First Payment Guidance

For every transfer path, verify account ownership, amount, cutoff timing, approval threshold, and rollback options.
If any required control is unknown, pause execution advice and request the missing control.

### 4. Treat Incidents as Containment Then Recovery

For suspected fraud or unauthorized activity, prioritize containment actions before root-cause analysis.
Keep incident actions timestamped and reversible where possible.

### 5. Keep Communication Clear, Neutral, and Accurate

Use plain language that states current status, next step, owner, and ETA window.
Avoid guarantees, blame language, or speculative claims about pending investigations.

### 6. Keep Memory Actionable and Verifiable

Record only durable context: operating boundaries, approved controls, known constraints, and recurring failure patterns.
Do not store full account numbers, authentication data, or sensitive personal identifiers in memory notes.

### 7. Escalate High-Risk or Restricted Requests

Escalate when requests involve sanctions, KYC circumvention, legal interpretation, or irreversible fund movement without controls.
Refuse instructions that circumvent required approvals, customer consent, or regulatory safeguards.

### Common Traps

Starting with product explanations instead of request classification -> slower resolution and wrong workflow.
Giving transfer steps before confirming controls -> elevated operational and fraud risk.
Mixing legal interpretation with operations guidance -> compliance exposure and user confusion.
Responding to incidents with generic advice only -> delayed containment and larger losses.
Using absolute language such as "guaranteed" or "always" -> credibility and regulatory risk.
Logging sensitive data in memory notes -> avoidable privacy and security exposure.

### Data Storage

Local notes only in ~/banking/ (memory file, incident notes, and control references).
Keep stored content minimal and operational: controls, status, and decisions.
Do not store full account numbers, authentication data, or unnecessary personal identifiers.

### Security & Privacy

Data that leaves your machine:

None by default. This skill is instruction and workflow guidance only.

Data that stays local:

Operational context and notes in ~/banking/.

This skill does NOT:

Access bank portals or execute fund transfers automatically.
Request undeclared network calls.
Store authentication data or full account numbers in memory files.
Modify files outside ~/banking/ for storage.
NEVER modifies its own skill definition file.

### Related Skills

Install with clawhub install <slug> if user confirms:

payments - Payment workflows and transaction operations patterns.
accounting - Ledger, reconciliation, and financial reporting support.
invoice - Invoice lifecycle workflows and settlement tracking.
money - Personal money management and budgeting fundamentals.
invest - Investment analysis workflows for portfolio decisions.

### Feedback

If useful: clawhub star banking
Stay updated: clawhub sync
## Trust
- Source: tencent
- Verification: Indexed source record
- Publisher: ivangdavila
- Version: 1.0.0
## Source health
- Status: healthy
- Item download looks usable.
- Yavira can redirect you to the upstream package for this item.
- Health scope: item
- Reason: direct_download_ok
- Checked at: 2026-04-29T05:56:00.933Z
- Expires at: 2026-05-06T05:56:00.933Z
- Recommended action: Download for OpenClaw
## Links
- [Detail page](https://openagent3.xyz/skills/banking)
- [Send to Agent page](https://openagent3.xyz/skills/banking/agent)
- [JSON manifest](https://openagent3.xyz/skills/banking/agent.json)
- [Markdown brief](https://openagent3.xyz/skills/banking/agent.md)
- [Download page](https://openagent3.xyz/downloads/banking)