# Send Central de Deudores BCRA to your agent
Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.
## Fast path
- Download the package from Yavira.
- Extract it into a folder your agent can access.
- Paste one of the prompts below and point your agent at the extracted folder.
## Suggested prompts
### New install

```text
I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Tell me what you changed and call out any manual steps you could not complete.
```
### Upgrade existing

```text
I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Summarize what changed and any follow-up checks I should run.
```
## Machine-readable fields
```json
{
  "schemaVersion": "1.0",
  "item": {
    "slug": "bcra-central-deudores",
    "name": "Central de Deudores BCRA",
    "source": "tencent",
    "type": "skill",
    "category": "开发工具",
    "sourceUrl": "https://clawhub.ai/ferminrp/bcra-central-deudores",
    "canonicalUrl": "https://clawhub.ai/ferminrp/bcra-central-deudores",
    "targetPlatform": "OpenClaw"
  },
  "install": {
    "downloadUrl": "/downloads/bcra-central-deudores",
    "sourceDownloadUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=bcra-central-deudores",
    "sourcePlatform": "tencent",
    "targetPlatform": "OpenClaw",
    "packageFormat": "ZIP package",
    "primaryDoc": "SKILL.md",
    "includedAssets": [
      "SKILL.md",
      "references/openapi-spec.json"
    ],
    "downloadMode": "redirect",
    "sourceHealth": {
      "source": "tencent",
      "status": "healthy",
      "reason": "direct_download_ok",
      "recommendedAction": "download",
      "checkedAt": "2026-04-30T16:55:25.780Z",
      "expiresAt": "2026-05-07T16:55:25.780Z",
      "httpStatus": 200,
      "finalUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=network",
      "contentType": "application/zip",
      "probeMethod": "head",
      "details": {
        "probeUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=network",
        "contentDisposition": "attachment; filename=\"network-1.0.0.zip\"",
        "redirectLocation": null,
        "bodySnippet": null
      },
      "scope": "source",
      "summary": "Source download looks usable.",
      "detail": "Yavira can redirect you to the upstream package for this source.",
      "primaryActionLabel": "Download for OpenClaw",
      "primaryActionHref": "/downloads/bcra-central-deudores"
    },
    "validation": {
      "installChecklist": [
        "Use the Yavira download entry.",
        "Review SKILL.md after the package is downloaded.",
        "Confirm the extracted package contains the expected setup assets."
      ],
      "postInstallChecks": [
        "Confirm the extracted package includes the expected docs or setup files.",
        "Validate the skill or prompts are available in your target agent workspace.",
        "Capture any manual follow-up steps the agent could not complete."
      ]
    }
  },
  "links": {
    "detailUrl": "https://openagent3.xyz/skills/bcra-central-deudores",
    "downloadUrl": "https://openagent3.xyz/downloads/bcra-central-deudores",
    "agentUrl": "https://openagent3.xyz/skills/bcra-central-deudores/agent",
    "manifestUrl": "https://openagent3.xyz/skills/bcra-central-deudores/agent.json",
    "briefUrl": "https://openagent3.xyz/skills/bcra-central-deudores/agent.md"
  }
}
```
## Documentation

### BCRA Central de Deudores

Query Argentina's Central Bank debtor registry to obtain credit reports by CUIT/CUIL/CDI.

### API Overview

Base URL: https://api.bcra.gob.ar
Auth: None required (public API)
Format: JSON responses
Input: CUIT/CUIL/CDI as integer (no hyphens), e.g. 20123456789
Optional web interface: https://compara.ar/deudores/:cuit (replace :cuit with the 11-digit CUIT/CUIL/CDI)

### 1. Current Debts — GET /centraldedeudores/v1.0/Deudas/{Identificacion}

Returns the latest reported debt situation across all financial entities.

curl -s "https://api.bcra.gob.ar/centraldedeudores/v1.0/Deudas/20123456789"

Response structure:

{
  "status": 200,
  "results": {
    "identificacion": 20123456789,
    "denominacion": "NOMBRE DE LA PERSONA",
    "periodos": [
      {
        "periodo": "2024-12",
        "entidades": [
          {
            "entidad": "BANCO DE LA NACION ARGENTINA",
            "situacion": 1,
            "fechaSit1": "2020-03-15",
            "monto": 150.0,
            "diasAtrasoPago": 0,
            "refinanciaciones": false,
            "recategorizacionOblig": false,
            "situacionJuridica": false,
            "irrecDisposicionTecnica": false,
            "enRevision": false,
            "procesoJud": false
          }
        ]
      }
    ]
  }
}

### 2. Historical Debts — GET /centraldedeudores/v1.0/Deudas/Historicas/{Identificacion}

Returns debt history across multiple periods. Useful for tracking how a debtor's situation evolved over time.

curl -s "https://api.bcra.gob.ar/centraldedeudores/v1.0/Deudas/Historicas/20123456789"

Response structure: Same as current debts but with multiple periods. Historical entries have simplified entity data (no fechaSit1, diasAtrasoPago, or observation flags).

### 3. Rejected Checks — GET /centraldedeudores/v1.0/Deudas/ChequesRechazados/{Identificacion}

Returns rejected checks reported for the debtor, grouped by rejection cause and entity.

curl -s "https://api.bcra.gob.ar/centraldedeudores/v1.0/Deudas/ChequesRechazados/20123456789"

Response structure:

{
  "status": 200,
  "results": {
    "identificacion": 20123456789,
    "denominacion": "NOMBRE DE LA PERSONA",
    "causales": [
      {
        "causal": "SIN FONDOS SUFICIENTES",
        "entidades": [
          {
            "entidad": 44,
            "detalle": [
              {
                "nroCheque": 12345678,
                "fechaRechazo": "2024-05-10",
                "monto": 50000.0,
                "fechaPago": null,
                "fechaPagoMulta": null,
                "estadoMulta": null,
                "ctaPersonal": true,
                "denomJuridica": null,
                "enRevision": false,
                "procesoJud": false
              }
            ]
          }
        ]
      }
    ]
  }
}

### Situacion (Credit Classification) Codes

CodeCommercial PortfolioConsumer/Housing Portfolio1NormalNormal2Special follow-up (seguimiento especial)Low risk (riesgo bajo)3Problematic (con problemas)Medium risk (riesgo medio)4High insolvency risk (alto riesgo de insolvencia)High risk (riesgo alto)5Irrecoverable (irrecuperable)Irrecoverable (irrecuperable)6Irrecoverable by technical dispositionIrrecoverable by technical disposition

Situacion 1 is the best status. Any value >= 2 indicates some level of credit risk. Values >= 5 are severe.

### Key Field Notes

monto: Reported in thousands of ARS (miles de pesos)
periodo: Format YYYY-MM (the last reported period)
fechaSit1: Date when the debtor was first classified as Situacion 1 at that entity
diasAtrasoPago: Days past due (0 means current)
refinanciaciones: true if debt has been refinanced
recategorizacionOblig: true if mandatory recategorization applied
situacionJuridica: true if under legal proceedings (concordatos, concurso preventivo, quiebra)
irrecDisposicionTecnica: true if irrecoverable by technical disposition
enRevision: true if the record is under review
procesoJud: true if under judicial process

### Workflow

Validate input: Ensure the CUIT/CUIL/CDI is a valid number (11 digits, no hyphens)
Fetch current debts first — this is usually what the user wants
Fetch historical debts if the user asks about evolution or past credit behavior
Fetch rejected checks if relevant or requested
If user prefers a UI, share https://compara.ar/deudores/:cuit as a quick visual option
Present results with clear interpretation of the situacion codes and amounts

### Error Handling

400: Invalid identification number format
404: No records found for the given CUIT/CUIL/CDI
500: BCRA server error — retry after a moment

When receiving a 404, inform the user that no records were found. This does not necessarily mean the person has no debts — it could mean the CUIT/CUIL/CDI is incorrect.

### Presenting Results

When presenting results to the user:

Always show the person/company name (denominacion)
Group debts by entity and highlight any situacion >= 2 as a warning
Convert monto context: remind the user amounts are in thousands of ARS
Flag any true values in observation fields (refinanciaciones, situacionJuridica, procesoJud, etc.)
For historical data, show the trend (improving/worsening situation over time)
For rejected checks, highlight unpaid checks (where fechaPago is null)

### OpenAPI Spec

For the complete API schema, see references/openapi-spec.json.
## Trust
- Source: tencent
- Verification: Indexed source record
- Publisher: ferminrp
- Version: 1.0.0
## Source health
- Status: healthy
- Source download looks usable.
- Yavira can redirect you to the upstream package for this source.
- Health scope: source
- Reason: direct_download_ok
- Checked at: 2026-04-30T16:55:25.780Z
- Expires at: 2026-05-07T16:55:25.780Z
- Recommended action: Download for OpenClaw
## Links
- [Detail page](https://openagent3.xyz/skills/bcra-central-deudores)
- [Send to Agent page](https://openagent3.xyz/skills/bcra-central-deudores/agent)
- [JSON manifest](https://openagent3.xyz/skills/bcra-central-deudores/agent.json)
- [Markdown brief](https://openagent3.xyz/skills/bcra-central-deudores/agent.md)
- [Download page](https://openagent3.xyz/downloads/bcra-central-deudores)