# Send Dividend Premium Tracker to your agent
Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.
## Fast path
- Download the package from Yavira.
- Extract it into a folder your agent can access.
- Paste one of the prompts below and point your agent at the extracted folder.
## Suggested prompts
### New install

```text
I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Tell me what you changed and call out any manual steps you could not complete.
```
### Upgrade existing

```text
I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Summarize what changed and any follow-up checks I should run.
```
## Machine-readable fields
```json
{
  "schemaVersion": "1.0",
  "item": {
    "slug": "dividend-premium-tracker",
    "name": "Dividend Premium Tracker",
    "source": "tencent",
    "type": "skill",
    "category": "数据分析",
    "sourceUrl": "https://clawhub.ai/gykdly/dividend-premium-tracker",
    "canonicalUrl": "https://clawhub.ai/gykdly/dividend-premium-tracker",
    "targetPlatform": "OpenClaw"
  },
  "install": {
    "downloadUrl": "/downloads/dividend-premium-tracker",
    "sourceDownloadUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=dividend-premium-tracker",
    "sourcePlatform": "tencent",
    "targetPlatform": "OpenClaw",
    "packageFormat": "ZIP package",
    "primaryDoc": "SKILL.md",
    "includedAssets": [
      "SKILL.md",
      "_meta.json",
      "scripts/monitor_dividend_premium.py",
      "scripts/update_dividend_premium.py"
    ],
    "downloadMode": "redirect",
    "sourceHealth": {
      "source": "tencent",
      "slug": "dividend-premium-tracker",
      "status": "healthy",
      "reason": "direct_download_ok",
      "recommendedAction": "download",
      "checkedAt": "2026-04-29T10:26:33.709Z",
      "expiresAt": "2026-05-06T10:26:33.709Z",
      "httpStatus": 200,
      "finalUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=dividend-premium-tracker",
      "contentType": "application/zip",
      "probeMethod": "head",
      "details": {
        "probeUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=dividend-premium-tracker",
        "contentDisposition": "attachment; filename=\"dividend-premium-tracker-1.0.1.zip\"",
        "redirectLocation": null,
        "bodySnippet": null,
        "slug": "dividend-premium-tracker"
      },
      "scope": "item",
      "summary": "Item download looks usable.",
      "detail": "Yavira can redirect you to the upstream package for this item.",
      "primaryActionLabel": "Download for OpenClaw",
      "primaryActionHref": "/downloads/dividend-premium-tracker"
    },
    "validation": {
      "installChecklist": [
        "Use the Yavira download entry.",
        "Review SKILL.md after the package is downloaded.",
        "Confirm the extracted package contains the expected setup assets."
      ],
      "postInstallChecks": [
        "Confirm the extracted package includes the expected docs or setup files.",
        "Validate the skill or prompts are available in your target agent workspace.",
        "Capture any manual follow-up steps the agent could not complete."
      ]
    }
  },
  "links": {
    "detailUrl": "https://openagent3.xyz/skills/dividend-premium-tracker",
    "downloadUrl": "https://openagent3.xyz/downloads/dividend-premium-tracker",
    "agentUrl": "https://openagent3.xyz/skills/dividend-premium-tracker/agent",
    "manifestUrl": "https://openagent3.xyz/skills/dividend-premium-tracker/agent.json",
    "briefUrl": "https://openagent3.xyz/skills/dividend-premium-tracker/agent.md"
  }
}
```
## Documentation

### Dividend Premium Tracker

Track the dividend premium (dividend yield minus 10-year bond yield) for CSI Dividend Low Volatility Index.

### Description

This skill tracks the dividend premium for the CSI Dividend Low Volatility Index (H30269), which is crucial for investment decisions in China's dividend-focused market. The dividend premium represents the excess return of dividend-paying stocks over risk-free bonds.

### What It Tracks

CSI Dividend Low Volatility Index Dividend Yield - From China Securities Index
10-Year China Government Bond Yield - From Ministry of Finance
Dividend Premium = Dividend Yield - Bond Yield

### Features

📊 Auto-download and track dividend and bond yield data
📈 Generate Excel reports with clean charts
🔔 Alert when bond yield rises for 3 consecutive days
🔔 Alert when premium drops below 1%
📅 Support for historical data backfill

### Update Today's Data

python3 scripts/update_dividend_premium.py --update

### Check Monitoring Alerts

python3 scripts/monitor_dividend_premium.py --check

### Backfill Historical Data

python3 scripts/update_dividend_premium.py --backfill 2026-01-01 2026-01-31

### Files

dividend-premium-tracker/
├── SKILL.md              # This file
├── scripts/
│   ├── update_dividend_premium.py   # Main update script
│   └── monitor_dividend_premium.py  # Monitoring script
├── references/           # Documentation (optional)
└── assets/              # Output files (optional)

### Telegram Alerts (Optional)

Set Telegram Bot Token for alerts:

export TELEGRAM_BOT_TOKEN="your_bot_token_here"

### Cron Job (Daily Update)

crontab -e
# Add line:
0 17 * * * cd /path/to/skill && python3 scripts/update_dividend_premium.py --update

### Data Sources

DataSourceURLDividend YieldChina Securities IndexH30269 Indicator XLSBond YieldMinistry of FinanceChinaBond

### Alert Thresholds

ConditionActionBond yield rises 3 consecutive daysTelegram alertPremium < 1%Telegram alert

### Requirements

Python 3.10+
pandas
openpyxl
xlrd
curl (for data download)

### Usage Notes

Premium is calculated as: Dividend Yield (%) - Bond Yield (%)
Premium < 1% suggests potential buying opportunity
Premium < 0 indicates dividend stocks are cheaper than bonds
Historical data from 2026-01-14 to present included

Related Indices:

CSI Dividend Low Volatility Index (H30269/000966)
10-Year China Government Bond
## Trust
- Source: tencent
- Verification: Indexed source record
- Publisher: gykdly
- Version: 1.0.1
## Source health
- Status: healthy
- Item download looks usable.
- Yavira can redirect you to the upstream package for this item.
- Health scope: item
- Reason: direct_download_ok
- Checked at: 2026-04-29T10:26:33.709Z
- Expires at: 2026-05-06T10:26:33.709Z
- Recommended action: Download for OpenClaw
## Links
- [Detail page](https://openagent3.xyz/skills/dividend-premium-tracker)
- [Send to Agent page](https://openagent3.xyz/skills/dividend-premium-tracker/agent)
- [JSON manifest](https://openagent3.xyz/skills/dividend-premium-tracker/agent.json)
- [Markdown brief](https://openagent3.xyz/skills/dividend-premium-tracker/agent.md)
- [Download page](https://openagent3.xyz/downloads/dividend-premium-tracker)