{
  "schemaVersion": "1.0",
  "item": {
    "slug": "greek-compliance-aade",
    "name": "Greek Compliance Aade",
    "source": "tencent",
    "type": "skill",
    "category": "安全合规",
    "sourceUrl": "https://clawhub.ai/satoshistackalotto/greek-compliance-aade",
    "canonicalUrl": "https://clawhub.ai/satoshistackalotto/greek-compliance-aade",
    "targetPlatform": "OpenClaw"
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    "sourcePlatform": "tencent",
    "targetPlatform": "OpenClaw",
    "installMethod": "Manual import",
    "extraction": "Extract archive",
    "prerequisites": [
      "OpenClaw"
    ],
    "packageFormat": "ZIP package",
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      "EVALS.json",
      "SKILL.md"
    ],
    "primaryDoc": "SKILL.md",
    "quickSetup": [
      "Download the package from Yavira.",
      "Extract the archive and review SKILL.md first.",
      "Import or place the package into your OpenClaw setup."
    ],
    "agentAssist": {
      "summary": "Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.",
      "steps": [
        "Download the package from Yavira.",
        "Extract it into a folder your agent can access.",
        "Paste one of the prompts below and point your agent at the extracted folder."
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          "label": "New install",
          "body": "I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Tell me what you changed and call out any manual steps you could not complete."
        },
        {
          "label": "Upgrade existing",
          "body": "I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Summarize what changed and any follow-up checks I should run."
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      "checkedAt": "2026-04-23T16:43:11.935Z",
      "expiresAt": "2026-04-30T16:43:11.935Z",
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        "redirectLocation": null,
        "bodySnippet": null
      },
      "scope": "source",
      "summary": "Source download looks usable.",
      "detail": "Yavira can redirect you to the upstream package for this source.",
      "primaryActionLabel": "Download for OpenClaw",
      "primaryActionHref": "/downloads/greek-compliance-aade"
    },
    "validation": {
      "installChecklist": [
        "Use the Yavira download entry.",
        "Review SKILL.md after the package is downloaded.",
        "Confirm the extracted package contains the expected setup assets."
      ],
      "postInstallChecks": [
        "Confirm the extracted package includes the expected docs or setup files.",
        "Validate the skill or prompts are available in your target agent workspace.",
        "Capture any manual follow-up steps the agent could not complete."
      ]
    },
    "downloadPageUrl": "https://openagent3.xyz/downloads/greek-compliance-aade",
    "agentPageUrl": "https://openagent3.xyz/skills/greek-compliance-aade/agent",
    "manifestUrl": "https://openagent3.xyz/skills/greek-compliance-aade/agent.json",
    "briefUrl": "https://openagent3.xyz/skills/greek-compliance-aade/agent.md"
  },
  "agentAssist": {
    "summary": "Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.",
    "steps": [
      "Download the package from Yavira.",
      "Extract it into a folder your agent can access.",
      "Paste one of the prompts below and point your agent at the extracted folder."
    ],
    "prompts": [
      {
        "label": "New install",
        "body": "I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Tell me what you changed and call out any manual steps you could not complete."
      },
      {
        "label": "Upgrade existing",
        "body": "I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Summarize what changed and any follow-up checks I should run."
      }
    ]
  },
  "documentation": {
    "source": "clawhub",
    "primaryDoc": "SKILL.md",
    "sections": [
      {
        "title": "Greek Compliance & AADE Integration",
        "body": "This skill transforms OpenClaw into a Greek accounting compliance specialist, handling AADE submissions, VAT calculations, payroll processing, social security contributions, and regulatory deadlines specific to Greek business operations."
      },
      {
        "title": "Setup",
        "body": "# 1. Set data directory\nexport OPENCLAW_DATA_DIR=\"/data\"\n\n# 2. AADE credentials (required only for submitting filings — preparation works offline)\nexport AADE_USERNAME=\"your-aade-username\"\nexport AADE_PASSWORD=\"your-aade-password\"\n\n# 3. Ensure dependencies\nwhich jq curl || sudo apt install jq curl\n\n# 4. Create compliance directories\nmkdir -p $OPENCLAW_DATA_DIR/compliance/{vat,efka,mydata,e1,e3}\n\nSecurity notes:\n\nAADE credentials are only used when submitting filings to the government portal\nAll submissions require human approval (four-eyes workflow: preparer ≠ approver)\nFiling preparation, VAT calculation, and report generation work fully offline\nCredentials are never stored on disk — always use environment variables"
      },
      {
        "title": "Core Philosophy",
        "body": "Greek Law First: All calculations and processes comply with current Greek tax and labor law\nAADE Ready: All data formatted for direct TAXIS platform submission\nAudit Compliant: Complete paper trail meeting Greek audit requirements\nReal-time Compliance: Continuous monitoring of regulatory changes and deadlines\nPayroll Precision: Accurate social security and tax calculations for Greek employees"
      },
      {
        "title": "1. AADE & TAXIS Integration",
        "body": "VAT Return Preparation: Automated VAT calculation and TAXIS XML generation\nE-Books Compliance: Digital accounting records per Greek Law 4308/2014\nInvoice Registration: Real-time myDATA platform integration for invoice submission\nTax Declaration Prep: Income tax return data compilation and formatting\nAudit File Generation: SAF-T (Standard Audit File for Tax) creation for AADE audits\nDigital Signatures: Integration with Greek qualified electronic signature providers"
      },
      {
        "title": "2. Greek VAT & Tax Management",
        "body": "VAT Rate Application: Automatic application of current Greek VAT rates (24%, 13%, 6%, 0%)\nReverse Charge Handling: EU and non-EU reverse charge VAT calculations\nVAT Refund Tracking: Monitor VAT refund applications and status with AADE\nWithholding Tax: Automatic calculation for freelancers, dividends, rent, and professional services\nStamp Duty Calculator: Legal stamp duty (π¡αρπžςσημο) for contracts and documents\nReal Estate Transfer Tax: Property transaction tax calculations"
      },
      {
        "title": "3. Payroll & Social Security (EFKA/IKA)",
        "body": "Employee Hour Tracking: Record working hours for hourly and project-based employees\nSalary Calculations: Gross to net salary with all Greek deductions\nSocial Security Contributions: EFKA, IKA, unemployment, and health insurance calculations\nOvertime Calculations: Greek labor law compliant overtime rates and limits\nHoliday Pay: Vacation, sick leave, and public holiday entitlements\n13th & 14th Salary: Automatic calculation of mandatory bonus payments\nSeverance Pay: Legal severance calculations per Greek labor law\nPayroll Tax Withholding: Individual income tax withholding and annual reconciliation"
      },
      {
        "title": "4. Municipal & Local Tax Management",
        "body": "Property Tax (ENFIA): Annual property tax calculations and payment tracking\nMunicipal Fees: Waste collection, lighting, and other local authority charges\nBusiness License Renewal: Track and alert for business license renewals\nFire Department Fees: Annual fire safety certificate renewals\nChamber of Commerce: Professional chamber membership and fee tracking"
      },
      {
        "title": "5. Greek Banking & Payment Integration",
        "body": "Greek Bank Connectivity: Integration with Alpha Bank, National Bank, Eurobank, Piraeus\nSEPA Payment Processing: EU standard payment initiation and tracking\nGreek IBAN Validation: Verify Greek bank account numbers and routing\nBank Reconciliation: Match Greek banking formats with accounting records\nCurrency Handling: EUR primary with foreign currency conversion tracking"
      },
      {
        "title": "AADE/TAXIS Integration Workflow",
        "body": "Phase 1: Data Collection & Validation\n\nDocument Classification: Identify invoice types per Greek tax code requirements\nVAT Validation: Cross-check VAT numbers against AADE VIES database\nBusiness Rules Check: Ensure compliance with Greek accounting standards\nData Completeness: Verify all mandatory fields for TAXIS submission\nDigital Signature Prep: Prepare documents for qualified electronic signature\n\nPhase 2: TAXIS XML Generation\n\nSchema Validation: Use current AADE XML schemas for accuracy\nField Mapping: Map accounting data to TAXIS required fields\nCalculation Verification: Double-check all tax calculations\nBatch Processing: Group transactions for efficient TAXIS submission\nError Handling: Flag validation errors before submission attempt\n\nPhase 3: AADE Submission & Monitoring\n\nAPI Connection: Secure connection to TAXIS web services\nReal-time Submission: Submit validated XML files to AADE\nReceipt Confirmation: Capture and store AADE confirmation receipts\nError Resolution: Handle AADE rejection messages and corrections\nStatus Tracking: Monitor submission status and payment confirmations"
      },
      {
        "title": "Payroll Processing Workflow",
        "body": "Employee Hour Tracking System\n\nHour Categories:\n  regular_hours:\n    - max_per_day: 8\n    - max_per_week: 40\n    - rate_multiplier: 1.0\n    \n  overtime_hours:\n    - daily_overtime: \"Hours 9-10 per day\"\n    - weekly_overtime: \"Hours 41-45 per week\"\n    - rate_multiplier: 1.25\n    \n  exceptional_overtime:\n    - daily_exceptional: \"Hours 11+ per day\"\n    - weekly_exceptional: \"Hours 46+ per week\"  \n    - rate_multiplier: 1.5\n    \n  holiday_work:\n    - public_holidays: \"Greek national holidays\"\n    - rate_multiplier: 2.0\n    \n  night_shift:\n    - hours: \"22:00-06:00\"\n    - additional_rate: 0.25\n\nGreek Social Security Calculations\n\nEmployee Contributions:\n  efka_main:\n    - rate: 6.67%\n    - cap: \"Monthly maximum ‚¬6,500\"\n    - description: \"Main pension contribution\"\n    \n  efka_auxiliary:\n    - rate: 3.0%\n    - cap: \"Monthly maximum ‚¬6,500\"\n    - description: \"Auxiliary pension\"\n    \n  unemployment_insurance:\n    - employee_rate: 0.87%\n    - employer_rate: 2.26%\n    - description: \"OAED unemployment insurance\"\n    \n  health_insurance:\n    - employee_rate: 2.95%\n    - employer_rate: 4.3%\n    - description: \"EOPYY health insurance\"\n\nEmployer Contributions:\n  efka_employer:\n    - rate: 22.29%\n    - description: \"Main employer EFKA contribution\"\n    \n  work_accidents:\n    - rate: 1.0%\n    - description: \"Work accident insurance\"\n    \n  family_benefits:\n    - rate: 1.0%\n    - description: \"Family allowance fund\"\n\nTax Withholding Calculations\n\nIncome Tax Brackets (2026):\n  bracket_1:\n    - range: \"‚¬0 - ‚¬10,000\"\n    - rate: 9%\n    \n  bracket_2:\n    - range: \"‚¬10,001 - ‚¬20,000\"\n    - rate: 22%\n    \n  bracket_3:\n    - range: \"‚¬20,001 - ‚¬30,000\"\n    - rate: 28%\n    \n  bracket_4:\n    - range: \"‚¬30,001 - ‚¬40,000\"\n    - rate: 36%\n    \n  bracket_5:\n    - range: \"‚¬40,001+\"\n    - rate: 44%\n\nTax Credits:\n  basic_credit: ‚¬2,100\n  family_credit: \"‚¬777 per child\"\n  disability_credit: \"Per disability level\"\n  low_income_credit: \"Income dependent\""
      },
      {
        "title": "VAT Rates & Applications",
        "body": "Standard_Rate_24%:\n  applies_to:\n    - \"General goods and services\"\n    - \"Professional services\" \n    - \"Construction services\"\n    - \"Telecommunications\"\n    - \"Financial services\"\n    \nReduced_Rate_13%:\n  applies_to:\n    - \"Food and beverages\"\n    - \"Restaurants and catering\"\n    - \"Hotels and accommodation\"\n    - \"Medical services\"\n    - \"Educational services\"\n    \nSuper_Reduced_Rate_6%:\n  applies_to:\n    - \"Books and newspapers\"\n    - \"Pharmaceutical products\"\n    - \"Cultural events\"\n    - \"Public transport\"\n    \nZero_Rate_0%:\n  applies_to:\n    - \"Exports outside EU\"\n    - \"International transport\"\n    - \"Diplomatic exemptions\"\n    - \"Some medical equipment\"\n\nIsland_Rates:\n  description: \"Reduced rates for Greek islands\"\n  standard_island: 17%\n  reduced_island: 9%\n  super_reduced_island: 4%\n  applies_to:\n    - \"Aegean islands (except Skyros)\"\n    - \"Ionian islands (except Corfu and Zakynthos)\""
      },
      {
        "title": "myDATA Invoice Integration",
        "body": "Required_Invoice_Fields:\n  issuer_info:\n    - vat_number: \"Greek VAT registration number\"\n    - tax_office: \"Tax office code\"\n    - business_name: \"Legal business name\"\n    - address: \"Complete registered address\"\n    \n  customer_info:\n    - vat_number: \"Customer VAT (if business)\"\n    - name: \"Customer name/business name\"\n    - address: \"Customer address\"\n    - country: \"ISO country code\"\n    \n  invoice_details:\n    - series: \"Invoice series designation\"\n    - number: \"Sequential invoice number\"\n    - issue_date: \"ISO date format\"\n    - invoice_type: \"Sales, Services, Credit Note, etc.\"\n    \n  line_items:\n    - description: \"Service/product description\"\n    - quantity: \"Decimal quantity\"\n    - unit_price: \"Price per unit\"\n    - vat_rate: \"Applicable VAT percentage\"\n    - vat_amount: \"Calculated VAT\"\n    - total_amount: \"Line total including VAT\"\n    \n  payment_methods:\n    - method_code: \"AADE payment method code\"\n    - amount: \"Amount paid by this method\"\n    - payment_date: \"When payment received\""
      },
      {
        "title": "Monthly Deadlines",
        "body": "VAT_Return:\n  due_date: \"20th of following month\"\n  late_penalty: \"5% of tax due + interest\"\n  \nPayroll_Submissions:\n  efka_contributions: \"15th of following month\"\n  withholding_tax: \"20th of following month\"\n  \nInvoice_Submission:\n  mydata_upload: \"Real-time (within 24 hours)\"\n  batch_processing: \"Daily at midnight\""
      },
      {
        "title": "Quarterly Deadlines",
        "body": "Quarterly_VAT:\n  q1_deadline: \"April 25\"\n  q2_deadline: \"July 25\"\n  q3_deadline: \"October 25\"\n  q4_deadline: \"January 25 (following year)\"\n  \nSocial_Security_Reports:\n  efka_quarterly: \"Last day of month following quarter\"\n  accident_reports: \"January 31, April 30, July 31, October 31\""
      },
      {
        "title": "Annual Deadlines",
        "body": "Income_Tax_Returns:\n  individuals: \"June 30\"\n  businesses: \"May 31\"\n  extensions_available: \"Until August 31 with penalty\"\n  \nProperty_Tax_ENFIA:\n  declaration_due: \"April 30\"\n  payment_installments:\n    - first: \"End of July\"\n    - second: \"End of September\"\n    - third: \"End of November\"\n    - fourth: \"End of January (following year)\"\n    \nAnnual_Financial_Statements:\n  small_companies: \"July 31\"\n  medium_large_companies: \"June 30\"\n  audit_required: \"Companies over ‚¬4M revenue\""
      },
      {
        "title": "Daily Greek Accounting Routine",
        "body": "Morning Startup (8:00 AM Greece Time)\n\n1. **AADE Status Check**: Verify TAXIS connectivity and any system announcements\n2. **myDATA Sync**: Process overnight invoice submissions and confirmations\n3. **VAT Rate Updates**: Check for any VAT rate changes or announcements\n4. **Deadline Alerts**: Review upcoming compliance deadlines (next 7 days)\n5. **Payroll Hour Collection**: Gather employee hour submissions from previous day\n6. **Bank Reconciliation**: Download overnight bank transactions from Greek banks\n\nContinuous Processing\n\n1. **Invoice Processing**: Real-time myDATA submission for new invoices\n2. **Hour Tracking**: Record employee hours as they're submitted\n3. **Expense Categorization**: Apply correct VAT rates and deductibility rules\n4. **Social Security Monitoring**: Track contribution calculations and payments\n5. **Municipal Fee Tracking**: Monitor local authority payment due dates\n\nEnd of Day (18:00 Greece Time)\n\n1. **Daily VAT Summary**: Calculate daily VAT position and running totals\n2. **Payroll Validation**: Verify all employee hours recorded accurately\n3. **AADE Submission Confirmation**: Ensure all invoices successfully submitted\n4. **Tomorrow's Alerts**: Preview upcoming deadlines and required actions\n5. **Backup Verification**: Confirm all processed data backed up securely"
      },
      {
        "title": "Monthly Processing Workflow",
        "body": "Pre-Month End (Days 25-30)\n\n1. **VAT Return Preparation**: Compile VAT transactions for monthly return\n2. **Payroll Calculations**: Process monthly salaries with all deductions\n3. **EFKA Contribution Prep**: Calculate and prepare social security payments\n4. **Client Invoice Generation**: Create and submit client invoices via myDATA\n5. **Expense Validation**: Final review of monthly business expenses\n\nMonth End Processing (Day 1-5 of following month)\n\n1. **VAT Return Submission**: Submit monthly VAT return to AADE via TAXIS\n2. **Payroll Distribution**: Generate payslips and process salary payments\n3. **Social Security Filing**: Submit EFKA contributions and employee declarations\n4. **Municipal Tax Review**: Check for any municipal fee payments due\n5. **Financial Statement Prep**: Monthly P&L and balance sheet generation"
      },
      {
        "title": "Employee Hour Tracking Interface",
        "body": "Employee: \"Nikos Papadopoulos\"\nPay_Period: \"February 2026\"\nEmployee_Type: \"Full-time hourly\"\n\nWeekly_Schedule:\n  monday: \"08:00-16:00 (8 hours)\"\n  tuesday: \"08:00-16:00 (8 hours)\"\n  wednesday: \"08:00-16:00 (8 hours)\"  \n  thursday: \"08:00-16:00 (8 hours)\"\n  friday: \"08:00-16:00 (8 hours)\"\n  saturday: \"Overtime: 08:00-12:00 (4 hours)\"\n  sunday: \"Rest day\"\n\nMonthly_Calculation:\n  regular_hours: 160 # (4 weeks × 40 hours)\n  overtime_hours: 16 # (4 weeks × 4 hours Saturday)\n  public_holiday_hours: 8 # (Clean Monday)\n  total_hours: 184\n  \nGross_Pay_Calculation:\n  hourly_rate: ‚¬12.00\n  regular_pay: ‚¬1,920.00 # (160 × ‚¬12.00)\n  overtime_pay: ‚¬240.00 # (16 × ‚¬12.00 × 1.25)\n  holiday_pay: ‚¬192.00 # (8 × ‚¬12.00 × 2.0)\n  gross_total: ‚¬2,352.00"
      },
      {
        "title": "Social Security & Tax Deductions",
        "body": "Social_Security_Deductions:\n  efka_main: ‚¬156.81 # (‚¬2,352 × 6.67%)\n  efka_auxiliary: ‚¬70.56 # (‚¬2,352 × 3.0%)\n  unemployment: ‚¬20.46 # (‚¬2,352 × 0.87%)\n  health_insurance: ‚¬69.38 # (‚¬2,352 × 2.95%)\n  total_ss_deductions: ‚¬317.21\n\nIncome_Tax_Calculation:\n  annual_projection: ‚¬28,224 # (‚¬2,352 × 12)\n  tax_bracket_1: ‚¬900.00 # (‚¬10,000 × 9%)\n  tax_bracket_2: ‚¬2,200.00 # (‚¬10,000 × 22%)\n  tax_bracket_3: ‚¬2,240.00 # (‚¬8,224 × 28%)\n  gross_annual_tax: ‚¬5,340.00\n  annual_tax_credit: ‚¬2,100.00\n  net_annual_tax: ‚¬3,240.00\n  monthly_withholding: ‚¬270.00\n\nNet_Pay_Calculation:\n  gross_pay: ‚¬2,352.00\n  social_security: -‚¬317.21\n  income_tax: -‚¬270.00\n  net_pay: ‚¬1,764.79"
      },
      {
        "title": "Required OpenClaw Skills",
        "body": "# Core document processing\nnpx openclaw skills add deepread        # OCR for Greek documents\nnpx openclaw skills add pdf-tools       # PDF manipulation\n\n# Other Greek accounting skills (install alongside this one)\nnpx openclaw skills add greek-banking-integration  # Bank statement import for VAT reconciliation\nnpx openclaw skills add efka-api-integration       # Social security submissions\nnpx openclaw skills add cli-deadline-monitor       # Deadline alerts for AADE obligations\nnpx openclaw skills add client-data-management     # Client records and filing history"
      },
      {
        "title": "Government API Connections",
        "body": "AADE_TAXIS:\n  base_url: \"https://www1.aade.gr/taxisnet\"\n  authentication: \"Greek Tax ID + Password + 2FA\"\n  rate_limits: \"1000 requests/hour\"\n  \nmyDATA_Platform:\n  base_url: \"https://mydata-dev.azure-api.net\" # Test environment\n  production_url: \"https://mydatapi.aade.gr\"\n  authentication: \"Username/password + optional digital certificate\"\n  real_time_required: \"Invoice submission within 24 hours\"\n  \nEFKA_Portal:\n  base_url: \"https://www.efka.gov.gr\"\n  submission_method: \"File upload + digital signature\"\n  deadlines: \"15th of following month\"\n  \nGreek_Banks_API:\n  alpha_bank: \"Open Banking PSD2 API\"\n  nbg: \"Developer Portal API\"\n  eurobank: \"Business API Gateway\"\n  piraeus: \"WinBank Business API\""
      },
      {
        "title": "Data Protection (GDPR Greece)",
        "body": "Personal Data Encryption: All employee and client data encrypted at rest\nAccess Logging: Complete audit trail of all data access\nData Minimization: Only collect necessary data for compliance\nRight to Erasure: Automated employee data deletion processes\nConsent Management: Track and manage employee consent for data processing"
      },
      {
        "title": "Greek Audit Requirements",
        "body": "Digital Signatures: Integration with Greek qualified signature providers\nImmutable Records: Blockchain-based record integrity for critical transactions\nSAF-T Generation: Standard Audit File for Tax authorities on demand\nDocument Retention: 5-year retention policy per Greek tax law\nChange Tracking: Complete modification history for all financial records"
      },
      {
        "title": "Four-Eyes Approval Workflow for Government Submissions",
        "body": "All filings to AADE, EFKA, and myDATA require two-person approval before submission. This protects against accidental filings and provides professional liability coverage.\n\nFour_Eyes_Workflow:\n  step_1_prepare:\n    role: \"accountant\"\n    action: \"Prepare the filing (VAT return, EFKA declaration, myDATA submission)\"\n    command: \"openclaw greek vat-return --client EL123456789 --period 2026-01 --prepare\"\n    output: \"Draft filing saved to /data/processing/compliance/ with status: prepared\"\n    \n  step_2_review:\n    role: \"senior_accountant\"\n    action: \"Review the prepared filing — verify figures, check for anomalies\"\n    command: \"openclaw greek review-filing --afm EL123456789 --period 2026-01 --type vat\"\n    output: \"Filing displayed with summary, comparison to prior period, and anomaly flags\"\n    \n  step_3_approve:\n    role: \"senior_accountant\"\n    action: \"Explicitly approve the filing for submission\"\n    command: \"openclaw greek approve-filing --afm EL123456789 --period 2026-01 --type vat --approved-by m.papadopoulou\"\n    output: \"Filing status changed to: approved. Approval logged to audit trail.\"\n    \n  step_4_submit:\n    role: \"senior_accountant\"\n    action: \"Submit the approved filing to the government system\"\n    command: \"openclaw greek submit-filing --afm EL123456789 --period 2026-01 --type vat\"\n    gate: \"System verifies filing has approval record before allowing submission\"\n    output: \"Filing submitted. Confirmation receipt stored. Status: submitted.\"\n    \n  enforcement:\n    - \"A filing with status 'prepared' cannot be submitted — it must be 'approved' first\"\n    - \"The preparer and approver must be different users\"\n    - \"Both preparer and approver are recorded in the audit event\"\n    - \"Emergency override requires admin role and logs a security event\"\n    \n  audit_record:\n    prepared_by: \"username of accountant who prepared the filing\"\n    prepared_at: \"timestamp of preparation\"\n    approved_by: \"username of senior_accountant who approved\"\n    approved_at: \"timestamp of approval\"\n    submitted_by: \"username of person who triggered submission\"\n    submitted_at: \"timestamp of submission\"\n    submission_ref: \"AADE/EFKA confirmation reference\"\n\nThis workflow applies to:\n\nVAT returns (F2) to AADE/TAXIS\nEFKA social security declarations (ΑΠΔ)\nmyDATA invoice submissions (batch)\nE1 individual tax returns\nCorporate tax filings\nAny amended or corrected filing"
      },
      {
        "title": "AADE Integration Success",
        "body": "Submission Success Rate: >99% successful TAXIS submissions\nmyDATA Real-time Compliance: 100% invoices submitted within 24 hours\nVAT Calculation Accuracy: >99.9% accuracy in VAT computations\nDeadline Compliance: Zero missed regulatory deadlines"
      },
      {
        "title": "Payroll Processing Efficiency",
        "body": "Hour Processing Speed: 100 employee hours processed in <5 minutes\nCalculation Accuracy: >99.9% accuracy in payroll calculations\nSocial Security Compliance: 100% accurate EFKA contribution calculations\nPayslip Generation: Automated payslips ready within 2 hours of hour submission"
      },
      {
        "title": "Example 1: Monthly VAT Processing",
        "body": "Command: openclaw compliance vat-return --client EL987654321 --period 2026-02 --prepare\nSystem Response:\n1. Loads all February invoices and receipts from /data/clients/EL987654321/documents/\n2. Applies correct VAT rates (24%, 13%, 6%) based on transaction type and KAD\n3. Calculates VAT position: EUR15,250 collected, EUR3,480 paid = EUR11,770 net due\n4. Generates TAXIS XML at /data/compliance/vat/EL987654321_202602_vat_return.xml\n5. Validates XML against current AADE schema before submission\nOutput: \"February VAT return prepared. Net VAT due: EUR11,770. Payment due: March 20, 2026.\"\nNext step: openclaw compliance vat-return --client EL987654321 --period 2026-02 --submit"
      },
      {
        "title": "Example 2: Employee Payroll Processing",
        "body": "Command: openclaw compliance payroll --client EL987654321 --employee \"Maria Konstantinou\" --period 2026-02 --hours-file /data/incoming/hours/maria_feb2026.csv\nSystem Response:\n1. Loads hours data: 168 regular + 8 Sunday overtime + 8 public holiday (Clean Monday)\n2. Calculates gross pay: EUR15/hr x 168 + EUR18.75/hr x 8 + EUR30/hr x 8 = EUR2,910.00\n3. Applies EFKA deductions: EUR431.58 (employee portion across all categories)\n4. Calculates income tax withholding: EUR402.30\n5. Writes payslip to /data/clients/EL987654321/payroll/2026-02/maria_konstantinou_payslip.pdf\n6. Prepares EFKA declaration file for submission\nOutput: \"Payslip generated. Net pay: EUR2,076.12. EFKA declaration ready for submission.\"\nNext step: openclaw efka submit-declaration --client EL987654321 --period 2026-02"
      },
      {
        "title": "Example 3: Real-time Invoice Submission to myDATA",
        "body": "Command: openclaw compliance mydata-submit --client EL987654321 --invoice /data/ocr/output/accounting-ready/inv_2026_456.pdf\nSystem Response:\n1. Extracts required myDATA fields from invoice (vendor, customer, amounts, VAT, dates)\n2. Identifies EU client -- applies reverse charge VAT (0% output, note added)\n3. Generates myDATA XML with required structure\n4. Submits to AADE myDATA API at mydatapi.aade.gr\n5. Receives and stores confirmation receipt\n6. Logs submission to /data/clients/EL987654321/compliance/filings.json\nOutput: \"Invoice #2026-456 submitted to myDATA. Confirmation: AAD-2026-ABC123456789.\""
      },
      {
        "title": "Common AADE Integration Issues",
        "body": "Connection_Errors:\n  symptoms: \"TAXIS login failures\"\n  solutions:\n    - \"Check internet connectivity\"\n    - \"Verify tax credentials\"\n    - \"Check 2FA token validity\"\n    - \"Retry with exponential backoff\"\n    \nValidation_Errors:\n  symptoms: \"XML submission rejected\"\n  solutions:\n    - \"Validate against current AADE schema\"\n    - \"Check all mandatory fields\"\n    - \"Verify VAT calculations\"\n    - \"Confirm digital signature validity\"\n    \nRate_Limiting:\n  symptoms: \"Too many requests error\"\n  solutions:\n    - \"Implement request queuing\"\n    - \"Batch multiple submissions\"\n    - \"Spread submissions across day\"\n    - \"Use off-peak hours for bulk operations\""
      },
      {
        "title": "Payroll Calculation Issues",
        "body": "Hour_Tracking_Errors:\n  symptoms: \"Overtime calculations incorrect\"\n  solutions:\n    - \"Verify Greek labor law compliance\"\n    - \"Check holiday calendar updates\"\n    - \"Validate employee contract terms\"\n    - \"Review collective agreement rules\"\n    \nSocial_Security_Errors:\n  symptoms: \"EFKA contribution mismatch\"\n  solutions:\n    - \"Update contribution rates quarterly\"\n    - \"Check salary caps and thresholds\"\n    - \"Verify employee insurance category\"\n    - \"Review disability/age adjustments\""
      },
      {
        "title": "Success Criteria",
        "body": "A successful Greek compliance system should achieve:\n\n✅ 100% AADE deadline compliance\n✅ 99.9% VAT calculation accuracy\n✅ Real-time myDATA invoice submission\n✅ Zero payroll calculation errors\n✅ Complete audit trail for all transactions\n✅ 80% reduction in manual compliance work\n✅ Integration with all major Greek banks\n✅ Automated social security submissions"
      },
      {
        "title": "Professional Responsibility",
        "body": "This skill assists with Greek tax compliance but does not replace professional accounting advice\nUsers must verify all calculations against current Greek tax law\nRegular updates required as Greek tax regulations change\nProfessional liability insurance recommended for accounting firms\nFinal responsibility for tax compliance remains with the business owner/accountant"
      },
      {
        "title": "Regulatory Updates",
        "body": "Greek tax law changes frequently - skill requires regular updates\nAADE may change API specifications or requirements\nSocial security rates and thresholds change annually\nMunicipal tax rules vary by locality and change regularly\nUsers must monitor official government announcements\n\nRemember: This skill enhances accuracy and efficiency but professional oversight remains essential for Greek tax compliance."
      }
    ],
    "body": "Greek Compliance & AADE Integration\n\nThis skill transforms OpenClaw into a Greek accounting compliance specialist, handling AADE submissions, VAT calculations, payroll processing, social security contributions, and regulatory deadlines specific to Greek business operations.\n\nSetup\n# 1. Set data directory\nexport OPENCLAW_DATA_DIR=\"/data\"\n\n# 2. AADE credentials (required only for submitting filings — preparation works offline)\nexport AADE_USERNAME=\"your-aade-username\"\nexport AADE_PASSWORD=\"your-aade-password\"\n\n# 3. Ensure dependencies\nwhich jq curl || sudo apt install jq curl\n\n# 4. Create compliance directories\nmkdir -p $OPENCLAW_DATA_DIR/compliance/{vat,efka,mydata,e1,e3}\n\n\nSecurity notes:\n\nAADE credentials are only used when submitting filings to the government portal\nAll submissions require human approval (four-eyes workflow: preparer ≠ approver)\nFiling preparation, VAT calculation, and report generation work fully offline\nCredentials are never stored on disk — always use environment variables\nCore Philosophy\nGreek Law First: All calculations and processes comply with current Greek tax and labor law\nAADE Ready: All data formatted for direct TAXIS platform submission\nAudit Compliant: Complete paper trail meeting Greek audit requirements\nReal-time Compliance: Continuous monitoring of regulatory changes and deadlines\nPayroll Precision: Accurate social security and tax calculations for Greek employees\nKey Capabilities\n1. AADE & TAXIS Integration\nVAT Return Preparation: Automated VAT calculation and TAXIS XML generation\nE-Books Compliance: Digital accounting records per Greek Law 4308/2014\nInvoice Registration: Real-time myDATA platform integration for invoice submission\nTax Declaration Prep: Income tax return data compilation and formatting\nAudit File Generation: SAF-T (Standard Audit File for Tax) creation for AADE audits\nDigital Signatures: Integration with Greek qualified electronic signature providers\n2. Greek VAT & Tax Management\nVAT Rate Application: Automatic application of current Greek VAT rates (24%, 13%, 6%, 0%)\nReverse Charge Handling: EU and non-EU reverse charge VAT calculations\nVAT Refund Tracking: Monitor VAT refund applications and status with AADE\nWithholding Tax: Automatic calculation for freelancers, dividends, rent, and professional services\nStamp Duty Calculator: Legal stamp duty (π¡αρπžςσημο) for contracts and documents\nReal Estate Transfer Tax: Property transaction tax calculations\n3. Payroll & Social Security (EFKA/IKA)\nEmployee Hour Tracking: Record working hours for hourly and project-based employees\nSalary Calculations: Gross to net salary with all Greek deductions\nSocial Security Contributions: EFKA, IKA, unemployment, and health insurance calculations\nOvertime Calculations: Greek labor law compliant overtime rates and limits\nHoliday Pay: Vacation, sick leave, and public holiday entitlements\n13th & 14th Salary: Automatic calculation of mandatory bonus payments\nSeverance Pay: Legal severance calculations per Greek labor law\nPayroll Tax Withholding: Individual income tax withholding and annual reconciliation\n4. Municipal & Local Tax Management\nProperty Tax (ENFIA): Annual property tax calculations and payment tracking\nMunicipal Fees: Waste collection, lighting, and other local authority charges\nBusiness License Renewal: Track and alert for business license renewals\nFire Department Fees: Annual fire safety certificate renewals\nChamber of Commerce: Professional chamber membership and fee tracking\n5. Greek Banking & Payment Integration\nGreek Bank Connectivity: Integration with Alpha Bank, National Bank, Eurobank, Piraeus\nSEPA Payment Processing: EU standard payment initiation and tracking\nGreek IBAN Validation: Verify Greek bank account numbers and routing\nBank Reconciliation: Match Greek banking formats with accounting records\nCurrency Handling: EUR primary with foreign currency conversion tracking\nImplementation Guidelines\nAADE/TAXIS Integration Workflow\nPhase 1: Data Collection & Validation\nDocument Classification: Identify invoice types per Greek tax code requirements\nVAT Validation: Cross-check VAT numbers against AADE VIES database\nBusiness Rules Check: Ensure compliance with Greek accounting standards\nData Completeness: Verify all mandatory fields for TAXIS submission\nDigital Signature Prep: Prepare documents for qualified electronic signature\nPhase 2: TAXIS XML Generation\nSchema Validation: Use current AADE XML schemas for accuracy\nField Mapping: Map accounting data to TAXIS required fields\nCalculation Verification: Double-check all tax calculations\nBatch Processing: Group transactions for efficient TAXIS submission\nError Handling: Flag validation errors before submission attempt\nPhase 3: AADE Submission & Monitoring\nAPI Connection: Secure connection to TAXIS web services\nReal-time Submission: Submit validated XML files to AADE\nReceipt Confirmation: Capture and store AADE confirmation receipts\nError Resolution: Handle AADE rejection messages and corrections\nStatus Tracking: Monitor submission status and payment confirmations\nPayroll Processing Workflow\nEmployee Hour Tracking System\nHour Categories:\n  regular_hours:\n    - max_per_day: 8\n    - max_per_week: 40\n    - rate_multiplier: 1.0\n    \n  overtime_hours:\n    - daily_overtime: \"Hours 9-10 per day\"\n    - weekly_overtime: \"Hours 41-45 per week\"\n    - rate_multiplier: 1.25\n    \n  exceptional_overtime:\n    - daily_exceptional: \"Hours 11+ per day\"\n    - weekly_exceptional: \"Hours 46+ per week\"  \n    - rate_multiplier: 1.5\n    \n  holiday_work:\n    - public_holidays: \"Greek national holidays\"\n    - rate_multiplier: 2.0\n    \n  night_shift:\n    - hours: \"22:00-06:00\"\n    - additional_rate: 0.25\n\nGreek Social Security Calculations\nEmployee Contributions:\n  efka_main:\n    - rate: 6.67%\n    - cap: \"Monthly maximum ‚¬6,500\"\n    - description: \"Main pension contribution\"\n    \n  efka_auxiliary:\n    - rate: 3.0%\n    - cap: \"Monthly maximum ‚¬6,500\"\n    - description: \"Auxiliary pension\"\n    \n  unemployment_insurance:\n    - employee_rate: 0.87%\n    - employer_rate: 2.26%\n    - description: \"OAED unemployment insurance\"\n    \n  health_insurance:\n    - employee_rate: 2.95%\n    - employer_rate: 4.3%\n    - description: \"EOPYY health insurance\"\n\nEmployer Contributions:\n  efka_employer:\n    - rate: 22.29%\n    - description: \"Main employer EFKA contribution\"\n    \n  work_accidents:\n    - rate: 1.0%\n    - description: \"Work accident insurance\"\n    \n  family_benefits:\n    - rate: 1.0%\n    - description: \"Family allowance fund\"\n\nTax Withholding Calculations\nIncome Tax Brackets (2026):\n  bracket_1:\n    - range: \"‚¬0 - ‚¬10,000\"\n    - rate: 9%\n    \n  bracket_2:\n    - range: \"‚¬10,001 - ‚¬20,000\"\n    - rate: 22%\n    \n  bracket_3:\n    - range: \"‚¬20,001 - ‚¬30,000\"\n    - rate: 28%\n    \n  bracket_4:\n    - range: \"‚¬30,001 - ‚¬40,000\"\n    - rate: 36%\n    \n  bracket_5:\n    - range: \"‚¬40,001+\"\n    - rate: 44%\n\nTax Credits:\n  basic_credit: ‚¬2,100\n  family_credit: \"‚¬777 per child\"\n  disability_credit: \"Per disability level\"\n  low_income_credit: \"Income dependent\"\n\nGreek VAT Specifications\nVAT Rates & Applications\nStandard_Rate_24%:\n  applies_to:\n    - \"General goods and services\"\n    - \"Professional services\" \n    - \"Construction services\"\n    - \"Telecommunications\"\n    - \"Financial services\"\n    \nReduced_Rate_13%:\n  applies_to:\n    - \"Food and beverages\"\n    - \"Restaurants and catering\"\n    - \"Hotels and accommodation\"\n    - \"Medical services\"\n    - \"Educational services\"\n    \nSuper_Reduced_Rate_6%:\n  applies_to:\n    - \"Books and newspapers\"\n    - \"Pharmaceutical products\"\n    - \"Cultural events\"\n    - \"Public transport\"\n    \nZero_Rate_0%:\n  applies_to:\n    - \"Exports outside EU\"\n    - \"International transport\"\n    - \"Diplomatic exemptions\"\n    - \"Some medical equipment\"\n\nIsland_Rates:\n  description: \"Reduced rates for Greek islands\"\n  standard_island: 17%\n  reduced_island: 9%\n  super_reduced_island: 4%\n  applies_to:\n    - \"Aegean islands (except Skyros)\"\n    - \"Ionian islands (except Corfu and Zakynthos)\"\n\nmyDATA Invoice Integration\nRequired_Invoice_Fields:\n  issuer_info:\n    - vat_number: \"Greek VAT registration number\"\n    - tax_office: \"Tax office code\"\n    - business_name: \"Legal business name\"\n    - address: \"Complete registered address\"\n    \n  customer_info:\n    - vat_number: \"Customer VAT (if business)\"\n    - name: \"Customer name/business name\"\n    - address: \"Customer address\"\n    - country: \"ISO country code\"\n    \n  invoice_details:\n    - series: \"Invoice series designation\"\n    - number: \"Sequential invoice number\"\n    - issue_date: \"ISO date format\"\n    - invoice_type: \"Sales, Services, Credit Note, etc.\"\n    \n  line_items:\n    - description: \"Service/product description\"\n    - quantity: \"Decimal quantity\"\n    - unit_price: \"Price per unit\"\n    - vat_rate: \"Applicable VAT percentage\"\n    - vat_amount: \"Calculated VAT\"\n    - total_amount: \"Line total including VAT\"\n    \n  payment_methods:\n    - method_code: \"AADE payment method code\"\n    - amount: \"Amount paid by this method\"\n    - payment_date: \"When payment received\"\n\nRegulatory Deadline Management\nMonthly Deadlines\nVAT_Return:\n  due_date: \"20th of following month\"\n  late_penalty: \"5% of tax due + interest\"\n  \nPayroll_Submissions:\n  efka_contributions: \"15th of following month\"\n  withholding_tax: \"20th of following month\"\n  \nInvoice_Submission:\n  mydata_upload: \"Real-time (within 24 hours)\"\n  batch_processing: \"Daily at midnight\"\n\nQuarterly Deadlines\nQuarterly_VAT:\n  q1_deadline: \"April 25\"\n  q2_deadline: \"July 25\"\n  q3_deadline: \"October 25\"\n  q4_deadline: \"January 25 (following year)\"\n  \nSocial_Security_Reports:\n  efka_quarterly: \"Last day of month following quarter\"\n  accident_reports: \"January 31, April 30, July 31, October 31\"\n\nAnnual Deadlines\nIncome_Tax_Returns:\n  individuals: \"June 30\"\n  businesses: \"May 31\"\n  extensions_available: \"Until August 31 with penalty\"\n  \nProperty_Tax_ENFIA:\n  declaration_due: \"April 30\"\n  payment_installments:\n    - first: \"End of July\"\n    - second: \"End of September\"\n    - third: \"End of November\"\n    - fourth: \"End of January (following year)\"\n    \nAnnual_Financial_Statements:\n  small_companies: \"July 31\"\n  medium_large_companies: \"June 30\"\n  audit_required: \"Companies over ‚¬4M revenue\"\n\nWorkflow Templates\nDaily Greek Accounting Routine\nMorning Startup (8:00 AM Greece Time)\n1. **AADE Status Check**: Verify TAXIS connectivity and any system announcements\n2. **myDATA Sync**: Process overnight invoice submissions and confirmations\n3. **VAT Rate Updates**: Check for any VAT rate changes or announcements\n4. **Deadline Alerts**: Review upcoming compliance deadlines (next 7 days)\n5. **Payroll Hour Collection**: Gather employee hour submissions from previous day\n6. **Bank Reconciliation**: Download overnight bank transactions from Greek banks\n\nContinuous Processing\n1. **Invoice Processing**: Real-time myDATA submission for new invoices\n2. **Hour Tracking**: Record employee hours as they're submitted\n3. **Expense Categorization**: Apply correct VAT rates and deductibility rules\n4. **Social Security Monitoring**: Track contribution calculations and payments\n5. **Municipal Fee Tracking**: Monitor local authority payment due dates\n\nEnd of Day (18:00 Greece Time)\n1. **Daily VAT Summary**: Calculate daily VAT position and running totals\n2. **Payroll Validation**: Verify all employee hours recorded accurately\n3. **AADE Submission Confirmation**: Ensure all invoices successfully submitted\n4. **Tomorrow's Alerts**: Preview upcoming deadlines and required actions\n5. **Backup Verification**: Confirm all processed data backed up securely\n\nMonthly Processing Workflow\nPre-Month End (Days 25-30)\n1. **VAT Return Preparation**: Compile VAT transactions for monthly return\n2. **Payroll Calculations**: Process monthly salaries with all deductions\n3. **EFKA Contribution Prep**: Calculate and prepare social security payments\n4. **Client Invoice Generation**: Create and submit client invoices via myDATA\n5. **Expense Validation**: Final review of monthly business expenses\n\nMonth End Processing (Day 1-5 of following month)\n1. **VAT Return Submission**: Submit monthly VAT return to AADE via TAXIS\n2. **Payroll Distribution**: Generate payslips and process salary payments\n3. **Social Security Filing**: Submit EFKA contributions and employee declarations\n4. **Municipal Tax Review**: Check for any municipal fee payments due\n5. **Financial Statement Prep**: Monthly P&L and balance sheet generation\n\nPayroll Processing Examples\nEmployee Hour Tracking Interface\nEmployee: \"Nikos Papadopoulos\"\nPay_Period: \"February 2026\"\nEmployee_Type: \"Full-time hourly\"\n\nWeekly_Schedule:\n  monday: \"08:00-16:00 (8 hours)\"\n  tuesday: \"08:00-16:00 (8 hours)\"\n  wednesday: \"08:00-16:00 (8 hours)\"  \n  thursday: \"08:00-16:00 (8 hours)\"\n  friday: \"08:00-16:00 (8 hours)\"\n  saturday: \"Overtime: 08:00-12:00 (4 hours)\"\n  sunday: \"Rest day\"\n\nMonthly_Calculation:\n  regular_hours: 160 # (4 weeks × 40 hours)\n  overtime_hours: 16 # (4 weeks × 4 hours Saturday)\n  public_holiday_hours: 8 # (Clean Monday)\n  total_hours: 184\n  \nGross_Pay_Calculation:\n  hourly_rate: ‚¬12.00\n  regular_pay: ‚¬1,920.00 # (160 × ‚¬12.00)\n  overtime_pay: ‚¬240.00 # (16 × ‚¬12.00 × 1.25)\n  holiday_pay: ‚¬192.00 # (8 × ‚¬12.00 × 2.0)\n  gross_total: ‚¬2,352.00\n\nSocial Security & Tax Deductions\nSocial_Security_Deductions:\n  efka_main: ‚¬156.81 # (‚¬2,352 × 6.67%)\n  efka_auxiliary: ‚¬70.56 # (‚¬2,352 × 3.0%)\n  unemployment: ‚¬20.46 # (‚¬2,352 × 0.87%)\n  health_insurance: ‚¬69.38 # (‚¬2,352 × 2.95%)\n  total_ss_deductions: ‚¬317.21\n\nIncome_Tax_Calculation:\n  annual_projection: ‚¬28,224 # (‚¬2,352 × 12)\n  tax_bracket_1: ‚¬900.00 # (‚¬10,000 × 9%)\n  tax_bracket_2: ‚¬2,200.00 # (‚¬10,000 × 22%)\n  tax_bracket_3: ‚¬2,240.00 # (‚¬8,224 × 28%)\n  gross_annual_tax: ‚¬5,340.00\n  annual_tax_credit: ‚¬2,100.00\n  net_annual_tax: ‚¬3,240.00\n  monthly_withholding: ‚¬270.00\n\nNet_Pay_Calculation:\n  gross_pay: ‚¬2,352.00\n  social_security: -‚¬317.21\n  income_tax: -‚¬270.00\n  net_pay: ‚¬1,764.79\n\nIntegration Requirements\nRequired OpenClaw Skills\n# Core document processing\nnpx openclaw skills add deepread        # OCR for Greek documents\nnpx openclaw skills add pdf-tools       # PDF manipulation\n\n# Other Greek accounting skills (install alongside this one)\nnpx openclaw skills add greek-banking-integration  # Bank statement import for VAT reconciliation\nnpx openclaw skills add efka-api-integration       # Social security submissions\nnpx openclaw skills add cli-deadline-monitor       # Deadline alerts for AADE obligations\nnpx openclaw skills add client-data-management     # Client records and filing history\n\nGovernment API Connections\nAADE_TAXIS:\n  base_url: \"https://www1.aade.gr/taxisnet\"\n  authentication: \"Greek Tax ID + Password + 2FA\"\n  rate_limits: \"1000 requests/hour\"\n  \nmyDATA_Platform:\n  base_url: \"https://mydata-dev.azure-api.net\" # Test environment\n  production_url: \"https://mydatapi.aade.gr\"\n  authentication: \"Username/password + optional digital certificate\"\n  real_time_required: \"Invoice submission within 24 hours\"\n  \nEFKA_Portal:\n  base_url: \"https://www.efka.gov.gr\"\n  submission_method: \"File upload + digital signature\"\n  deadlines: \"15th of following month\"\n  \nGreek_Banks_API:\n  alpha_bank: \"Open Banking PSD2 API\"\n  nbg: \"Developer Portal API\"\n  eurobank: \"Business API Gateway\"\n  piraeus: \"WinBank Business API\"\n\nSecurity & Compliance Features\nData Protection (GDPR Greece)\nPersonal Data Encryption: All employee and client data encrypted at rest\nAccess Logging: Complete audit trail of all data access\nData Minimization: Only collect necessary data for compliance\nRight to Erasure: Automated employee data deletion processes\nConsent Management: Track and manage employee consent for data processing\nGreek Audit Requirements\nDigital Signatures: Integration with Greek qualified signature providers\nImmutable Records: Blockchain-based record integrity for critical transactions\nSAF-T Generation: Standard Audit File for Tax authorities on demand\nDocument Retention: 5-year retention policy per Greek tax law\nChange Tracking: Complete modification history for all financial records\nFour-Eyes Approval Workflow for Government Submissions\n\nAll filings to AADE, EFKA, and myDATA require two-person approval before submission. This protects against accidental filings and provides professional liability coverage.\n\nFour_Eyes_Workflow:\n  step_1_prepare:\n    role: \"accountant\"\n    action: \"Prepare the filing (VAT return, EFKA declaration, myDATA submission)\"\n    command: \"openclaw greek vat-return --client EL123456789 --period 2026-01 --prepare\"\n    output: \"Draft filing saved to /data/processing/compliance/ with status: prepared\"\n    \n  step_2_review:\n    role: \"senior_accountant\"\n    action: \"Review the prepared filing — verify figures, check for anomalies\"\n    command: \"openclaw greek review-filing --afm EL123456789 --period 2026-01 --type vat\"\n    output: \"Filing displayed with summary, comparison to prior period, and anomaly flags\"\n    \n  step_3_approve:\n    role: \"senior_accountant\"\n    action: \"Explicitly approve the filing for submission\"\n    command: \"openclaw greek approve-filing --afm EL123456789 --period 2026-01 --type vat --approved-by m.papadopoulou\"\n    output: \"Filing status changed to: approved. Approval logged to audit trail.\"\n    \n  step_4_submit:\n    role: \"senior_accountant\"\n    action: \"Submit the approved filing to the government system\"\n    command: \"openclaw greek submit-filing --afm EL123456789 --period 2026-01 --type vat\"\n    gate: \"System verifies filing has approval record before allowing submission\"\n    output: \"Filing submitted. Confirmation receipt stored. Status: submitted.\"\n    \n  enforcement:\n    - \"A filing with status 'prepared' cannot be submitted — it must be 'approved' first\"\n    - \"The preparer and approver must be different users\"\n    - \"Both preparer and approver are recorded in the audit event\"\n    - \"Emergency override requires admin role and logs a security event\"\n    \n  audit_record:\n    prepared_by: \"username of accountant who prepared the filing\"\n    prepared_at: \"timestamp of preparation\"\n    approved_by: \"username of senior_accountant who approved\"\n    approved_at: \"timestamp of approval\"\n    submitted_by: \"username of person who triggered submission\"\n    submitted_at: \"timestamp of submission\"\n    submission_ref: \"AADE/EFKA confirmation reference\"\n\n\nThis workflow applies to:\n\nVAT returns (F2) to AADE/TAXIS\nEFKA social security declarations (ΑΠΔ)\nmyDATA invoice submissions (batch)\nE1 individual tax returns\nCorporate tax filings\nAny amended or corrected filing\nPerformance Metrics\nAADE Integration Success\nSubmission Success Rate: >99% successful TAXIS submissions\nmyDATA Real-time Compliance: 100% invoices submitted within 24 hours\nVAT Calculation Accuracy: >99.9% accuracy in VAT computations\nDeadline Compliance: Zero missed regulatory deadlines\nPayroll Processing Efficiency\nHour Processing Speed: 100 employee hours processed in <5 minutes\nCalculation Accuracy: >99.9% accuracy in payroll calculations\nSocial Security Compliance: 100% accurate EFKA contribution calculations\nPayslip Generation: Automated payslips ready within 2 hours of hour submission\nUsage Examples\nExample 1: Monthly VAT Processing\nCommand: openclaw compliance vat-return --client EL987654321 --period 2026-02 --prepare\nSystem Response:\n1. Loads all February invoices and receipts from /data/clients/EL987654321/documents/\n2. Applies correct VAT rates (24%, 13%, 6%) based on transaction type and KAD\n3. Calculates VAT position: EUR15,250 collected, EUR3,480 paid = EUR11,770 net due\n4. Generates TAXIS XML at /data/compliance/vat/EL987654321_202602_vat_return.xml\n5. Validates XML against current AADE schema before submission\nOutput: \"February VAT return prepared. Net VAT due: EUR11,770. Payment due: March 20, 2026.\"\nNext step: openclaw compliance vat-return --client EL987654321 --period 2026-02 --submit\n\nExample 2: Employee Payroll Processing\nCommand: openclaw compliance payroll --client EL987654321 --employee \"Maria Konstantinou\" --period 2026-02 --hours-file /data/incoming/hours/maria_feb2026.csv\nSystem Response:\n1. Loads hours data: 168 regular + 8 Sunday overtime + 8 public holiday (Clean Monday)\n2. Calculates gross pay: EUR15/hr x 168 + EUR18.75/hr x 8 + EUR30/hr x 8 = EUR2,910.00\n3. Applies EFKA deductions: EUR431.58 (employee portion across all categories)\n4. Calculates income tax withholding: EUR402.30\n5. Writes payslip to /data/clients/EL987654321/payroll/2026-02/maria_konstantinou_payslip.pdf\n6. Prepares EFKA declaration file for submission\nOutput: \"Payslip generated. Net pay: EUR2,076.12. EFKA declaration ready for submission.\"\nNext step: openclaw efka submit-declaration --client EL987654321 --period 2026-02\n\nExample 3: Real-time Invoice Submission to myDATA\nCommand: openclaw compliance mydata-submit --client EL987654321 --invoice /data/ocr/output/accounting-ready/inv_2026_456.pdf\nSystem Response:\n1. Extracts required myDATA fields from invoice (vendor, customer, amounts, VAT, dates)\n2. Identifies EU client -- applies reverse charge VAT (0% output, note added)\n3. Generates myDATA XML with required structure\n4. Submits to AADE myDATA API at mydatapi.aade.gr\n5. Receives and stores confirmation receipt\n6. Logs submission to /data/clients/EL987654321/compliance/filings.json\nOutput: \"Invoice #2026-456 submitted to myDATA. Confirmation: AAD-2026-ABC123456789.\"\n\nTroubleshooting & Error Handling\nCommon AADE Integration Issues\nConnection_Errors:\n  symptoms: \"TAXIS login failures\"\n  solutions:\n    - \"Check internet connectivity\"\n    - \"Verify tax credentials\"\n    - \"Check 2FA token validity\"\n    - \"Retry with exponential backoff\"\n    \nValidation_Errors:\n  symptoms: \"XML submission rejected\"\n  solutions:\n    - \"Validate against current AADE schema\"\n    - \"Check all mandatory fields\"\n    - \"Verify VAT calculations\"\n    - \"Confirm digital signature validity\"\n    \nRate_Limiting:\n  symptoms: \"Too many requests error\"\n  solutions:\n    - \"Implement request queuing\"\n    - \"Batch multiple submissions\"\n    - \"Spread submissions across day\"\n    - \"Use off-peak hours for bulk operations\"\n\nPayroll Calculation Issues\nHour_Tracking_Errors:\n  symptoms: \"Overtime calculations incorrect\"\n  solutions:\n    - \"Verify Greek labor law compliance\"\n    - \"Check holiday calendar updates\"\n    - \"Validate employee contract terms\"\n    - \"Review collective agreement rules\"\n    \nSocial_Security_Errors:\n  symptoms: \"EFKA contribution mismatch\"\n  solutions:\n    - \"Update contribution rates quarterly\"\n    - \"Check salary caps and thresholds\"\n    - \"Verify employee insurance category\"\n    - \"Review disability/age adjustments\"\n\nSuccess Criteria\n\nA successful Greek compliance system should achieve:\n\n✅ 100% AADE deadline compliance\n✅ 99.9% VAT calculation accuracy\n✅ Real-time myDATA invoice submission\n✅ Zero payroll calculation errors\n✅ Complete audit trail for all transactions\n✅ 80% reduction in manual compliance work\n✅ Integration with all major Greek banks\n✅ Automated social security submissions\nLegal Disclaimers\nProfessional Responsibility\nThis skill assists with Greek tax compliance but does not replace professional accounting advice\nUsers must verify all calculations against current Greek tax law\nRegular updates required as Greek tax regulations change\nProfessional liability insurance recommended for accounting firms\nFinal responsibility for tax compliance remains with the business owner/accountant\nRegulatory Updates\nGreek tax law changes frequently - skill requires regular updates\nAADE may change API specifications or requirements\nSocial security rates and thresholds change annually\nMunicipal tax rules vary by locality and change regularly\nUsers must monitor official government announcements\n\nRemember: This skill enhances accuracy and efficiency but professional oversight remains essential for Greek tax compliance."
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