Requirements
- Target platform
- OpenClaw
- Install method
- Manual import
- Extraction
- Extract archive
- Prerequisites
- OpenClaw
- Primary doc
- SKILL.md
Tencent SkillHub ยท Content Creation
Home Buying
Buy a home with budget guardrails, listing scorecards, offer strategy, due diligence triage, and closing readiness checks.
skill openclawclawhub Free
Buy a home with budget guardrails, listing scorecards, offer strategy, due diligence triage, and closing readiness checks.
โฌ 0 downloads โ
0 stars Unverified but indexed
Install for OpenClaw
Quick setup
- Download the package from Yavira.
- Extract the archive and review SKILL.md first.
- Import or place the package into your OpenClaw setup.
Package facts
- Download mode
- Yavira redirect
- Package format
- ZIP package
- Source platform
- Tencent SkillHub
- What's included
- SKILL.md, budget-guardrails.md, closing-readiness.md, due-diligence.md, listing-scorecard.md, memory-template.md
Validation
- Use the Yavira download entry.
- Review SKILL.md after the package is downloaded.
- Confirm the extracted package contains the expected setup assets.
Install with your agent
Agent handoff
Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.
- Download the package from Yavira.
- Extract it into a folder your agent can access.
- Paste one of the prompts below and point your agent at the extracted folder.
New install
I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Tell me what you changed and call out any manual steps you could not complete.
Upgrade existing
I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Summarize what changed and any follow-up checks I should run.
Trust & source
Release facts
- Source
- Tencent SkillHub
- Verification
- Indexed source record
- Version
- 1.0.0
Provenance
- Publisher
- ivangdavila
- Source page
- View original listing
- Canonical URL
- Open canonical page
Documentation
Setup
If ~/home-buying/ does not exist or is empty, read setup.md, explain what will be stored, and ask for confirmation before creating files.
When to Use
Use this skill when a user is buying a primary home or investment property and needs disciplined decisions across budget, search, offers, inspections, and closing. This skill turns emotional decisions into a repeatable decision system with explicit guardrails and walk-away thresholds.
Architecture
Memory lives in ~/home-buying/. See memory-template.md for structure and status fields. ~/home-buying/ |-- memory.md # Decision defaults, status, and recurring constraints |-- active-deals.md # Deal pipeline with stage and risk notes |-- offer-log.md # Offer ladder history and outcomes `-- closing-checks.md # Lender, title, insurance, and final walkthrough status
Quick Start
Use this workflow in order: Define buy-box and monthly guardrails. Score listings using one scoring rubric. Build a tiered offer ladder before writing any offer. Run inspection and document risk transfer plan. Gate closing on a readiness checklist.
Quick Reference
Use the smallest relevant file for the current step. TopicFileSetup and activation behaviorsetup.mdMemory templatememory-template.mdBudget math and guardrailsbudget-guardrails.mdListing scoring rubriclisting-scorecard.mdOffer strategy and concessionsoffer-ladder.mdInspection and contingency triagedue-diligence.mdClosing readiness gatesclosing-readiness.md
1. Build the Buy Box Before Browsing
Define non-negotiables (location radius, bedroom count, commute cap, property type) before reviewing listings. Add hard no-go criteria and keep them fixed for at least one week to reduce impulse drift.
2. Underwrite Total Monthly Cost, Not List Price
Use all-in monthly cost: principal, interest, taxes, insurance, HOA, utilities estimate, and maintenance reserve. Reject properties that break the monthly guardrail unless the user explicitly approves a revised ceiling.
3. Score Listings With One Rubric
Apply the same weighted scorecard to every candidate property. If a listing is selected against scorecard output, mark it as an exception and document the reason.
4. Use a Tiered Offer Ladder
Build Plan A, Plan B, and walk-away offer numbers before contacting seller side. Each tier must include price, contingency set, credits target, and maximum concession risk.
5. Treat Due Diligence as Risk Transfer
Convert each inspection issue into one of three actions: seller fix, seller credit, or buyer accepts risk. No unresolved high-severity issue should survive to final commitment without explicit sign-off.
6. Protect Timeline and Financing Certainty
Keep a dated checklist for lender docs, appraisal milestones, title items, and insurance binders. Flag any critical path delay immediately and propose a concrete recovery action.
7. Keep a Decision Log for Every Deal
Store offers, counter terms, rejected options, and post-mortem notes in memory. Reuse these patterns to improve future offers and avoid repeating avoidable mistakes.
Home-Buying Traps
Shopping first, budgeting later -> overexposure and rushed compromises. Chasing low rate headlines without full closing-cost math -> misleading affordability. Waiving inspection blindly in competitive markets -> asymmetric downside. Negotiating only on price -> missed credits, repairs, or timeline value. Ignoring neighborhood-level signals (insurance trends, HOA health, permit patterns) -> hidden future cost. Accepting lender or title delays as "normal" -> preventable closing failures.
Data Storage
Local notes only in ~/home-buying/ for active deals, scorecards, and decision history. Store concise operational data, not full personal identity packages. Ask before saving sensitive personal or financial details.
Security & Privacy
Data that leaves your machine: None by default. This skill is workflow guidance and local-memory only. Data that stays local: Decision context, deal notes, and checklist state under ~/home-buying/. This skill does NOT: Submit offers automatically. Call lender, MLS, escrow, or title APIs automatically. Share user data with external services by default. Modify files outside ~/home-buying/ for memory. NEVER modifies its own skill definition file.
Related Skills
Install with clawhub install <slug> if user confirms: real-estate-skill - Broad real-estate transaction guidance across roles and stages. property-valuation - Comparable and income-based valuation support. contract - Contract structure and clause review support. rental - Rental economics and landlord or tenant decision support. house - Home ownership operations after purchase.
Feedback
If useful: clawhub star home-buying Stay updated: clawhub sync
Category context
Writing, remixing, publishing, visual generation, and marketing content production.
Source: Tencent SkillHub
Largest current source with strong distribution and engagement signals.
Package contents
Included in package
6 Docs
- SKILL.md
- budget-guardrails.md
- closing-readiness.md
- due-diligence.md
- listing-scorecard.md
- memory-template.md