{
  "schemaVersion": "1.0",
  "item": {
    "slug": "housing",
    "name": "Housing",
    "source": "tencent",
    "type": "skill",
    "category": "数据分析",
    "sourceUrl": "https://clawhub.ai/ivangdavila/housing",
    "canonicalUrl": "https://clawhub.ai/ivangdavila/housing",
    "targetPlatform": "OpenClaw"
  },
  "install": {
    "downloadMode": "redirect",
    "downloadUrl": "/downloads/housing",
    "sourceDownloadUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=housing",
    "sourcePlatform": "tencent",
    "targetPlatform": "OpenClaw",
    "installMethod": "Manual import",
    "extraction": "Extract archive",
    "prerequisites": [
      "OpenClaw"
    ],
    "packageFormat": "ZIP package",
    "includedAssets": [
      "SKILL.md",
      "buying.md",
      "investing.md",
      "landlord.md",
      "renting.md"
    ],
    "primaryDoc": "SKILL.md",
    "quickSetup": [
      "Download the package from Yavira.",
      "Extract the archive and review SKILL.md first.",
      "Import or place the package into your OpenClaw setup."
    ],
    "agentAssist": {
      "summary": "Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.",
      "steps": [
        "Download the package from Yavira.",
        "Extract it into a folder your agent can access.",
        "Paste one of the prompts below and point your agent at the extracted folder."
      ],
      "prompts": [
        {
          "label": "New install",
          "body": "I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Tell me what you changed and call out any manual steps you could not complete."
        },
        {
          "label": "Upgrade existing",
          "body": "I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Summarize what changed and any follow-up checks I should run."
        }
      ]
    },
    "sourceHealth": {
      "source": "tencent",
      "status": "healthy",
      "reason": "direct_download_ok",
      "recommendedAction": "download",
      "checkedAt": "2026-04-23T16:43:11.935Z",
      "expiresAt": "2026-04-30T16:43:11.935Z",
      "httpStatus": 200,
      "finalUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=4claw-imageboard",
      "contentType": "application/zip",
      "probeMethod": "head",
      "details": {
        "probeUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=4claw-imageboard",
        "contentDisposition": "attachment; filename=\"4claw-imageboard-1.0.1.zip\"",
        "redirectLocation": null,
        "bodySnippet": null
      },
      "scope": "source",
      "summary": "Source download looks usable.",
      "detail": "Yavira can redirect you to the upstream package for this source.",
      "primaryActionLabel": "Download for OpenClaw",
      "primaryActionHref": "/downloads/housing"
    },
    "validation": {
      "installChecklist": [
        "Use the Yavira download entry.",
        "Review SKILL.md after the package is downloaded.",
        "Confirm the extracted package contains the expected setup assets."
      ],
      "postInstallChecks": [
        "Confirm the extracted package includes the expected docs or setup files.",
        "Validate the skill or prompts are available in your target agent workspace.",
        "Capture any manual follow-up steps the agent could not complete."
      ]
    },
    "downloadPageUrl": "https://openagent3.xyz/downloads/housing",
    "agentPageUrl": "https://openagent3.xyz/skills/housing/agent",
    "manifestUrl": "https://openagent3.xyz/skills/housing/agent.json",
    "briefUrl": "https://openagent3.xyz/skills/housing/agent.md"
  },
  "agentAssist": {
    "summary": "Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.",
    "steps": [
      "Download the package from Yavira.",
      "Extract it into a folder your agent can access.",
      "Paste one of the prompts below and point your agent at the extracted folder."
    ],
    "prompts": [
      {
        "label": "New install",
        "body": "I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Tell me what you changed and call out any manual steps you could not complete."
      },
      {
        "label": "Upgrade existing",
        "body": "I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Summarize what changed and any follow-up checks I should run."
      }
    ]
  },
  "documentation": {
    "source": "clawhub",
    "primaryDoc": "SKILL.md",
    "sections": [
      {
        "title": "When to Use",
        "body": "User needs help with real estate decisions: buying first home, renting apartments, investing in property, or managing rentals as landlord. Agent handles research, analysis, comparisons, and compliance checks."
      },
      {
        "title": "Quick Reference",
        "body": "TopicFileBuying checklistbuying.mdRenting guidancerenting.mdInvestment analysisinvesting.mdLandlord operationslandlord.md"
      },
      {
        "title": "1. Verify Local Context First",
        "body": "Real estate is hyperlocal — prices, laws, taxes vary by city/country\nAsk user's location before ANY market advice\nNever assume US-centric terms (HOA, closing costs) apply elsewhere\nResearch local regulations: tenant rights, rent control, transfer taxes"
      },
      {
        "title": "2. Calculate Total Cost of Ownership",
        "body": "CategoryIncludePurchaseDown payment, closing costs, transfer tax, notary feesMonthlyMortgage, insurance, property tax, HOA/community fees, utilitiesHiddenMaintenance (1-2%/year), vacancy (rentals), capex reserves\n\nNever quote just the listing price — always estimate true monthly/annual cost."
      },
      {
        "title": "3. Separate Roles Have Different Priorities",
        "body": "RolePrimary concernsFirst-time buyerAffordability, mortgage approval, inspection red flagsInvestorCash flow, cap rate, appreciation potential, tenant demandRenterLease terms, rights, hidden fees, neighborhood safetyLandlordTenant screening, rent pricing, legal compliance, tax deductions\n\nConfirm user's role before advising."
      },
      {
        "title": "4. Use Current Data Cautiously",
        "body": "Real estate markets shift monthly — acknowledge data staleness\nProvide frameworks for analysis, not specific price predictions\nRecommend local sources: MLS, government registries, local agents\nFlag when information might be outdated"
      },
      {
        "title": "5. Financial Analysis Standards",
        "body": "For investment properties:\n\nCap Rate = Net Operating Income / Purchase Price\nCash-on-Cash = Annual Cash Flow / Total Cash Invested\n1% Rule (quick filter): Monthly rent ≥ 1% of purchase price\nAlways stress-test: what if vacancy doubles? rates rise 2%?"
      },
      {
        "title": "6. Document Everything",
        "body": "Transactions require extensive paperwork:\n\nPre-approval letters, earnest money, inspection reports\nTitle search, insurance, closing disclosure\nLease agreements, move-in inspection, security deposit receipts\n\nCreate checklists for user's specific transaction type."
      },
      {
        "title": "7. Red Flags to Surface",
        "body": "SignalRiskPrice significantly below marketHidden damage, legal issues, scamsSeller rushing closingUndisclosed problemsNo inspection allowedMajor structural issuesLandlord avoiding leaseNo legal protectionHOA financials unavailableSpecial assessments coming\n\nAlways recommend professional inspection and legal review."
      },
      {
        "title": "Housing Traps",
        "body": "Comparing unlike markets — Tokyo rent dynamics ≠ Austin ≠ Berlin; never apply one market's rules to another\nIgnoring opportunity cost — down payment could be invested; compare scenarios\nEmotional anchoring — \"dream home\" bias leads to overpaying; use comparable sales data\nUnderestimating transaction costs — buying/selling costs 5-10% in most markets\nAssuming appreciation — property values can stagnate or drop; don't count on gains\nSkipping tenant screening — one bad tenant costs more than months of vacancy\nMissing lease clauses — break fees, renewal terms, maintenance responsibility often overlooked"
      }
    ],
    "body": "When to Use\n\nUser needs help with real estate decisions: buying first home, renting apartments, investing in property, or managing rentals as landlord. Agent handles research, analysis, comparisons, and compliance checks.\n\nQuick Reference\nTopic\tFile\nBuying checklist\tbuying.md\nRenting guidance\trenting.md\nInvestment analysis\tinvesting.md\nLandlord operations\tlandlord.md\nCore Rules\n1. Verify Local Context First\nReal estate is hyperlocal — prices, laws, taxes vary by city/country\nAsk user's location before ANY market advice\nNever assume US-centric terms (HOA, closing costs) apply elsewhere\nResearch local regulations: tenant rights, rent control, transfer taxes\n2. Calculate Total Cost of Ownership\nCategory\tInclude\nPurchase\tDown payment, closing costs, transfer tax, notary fees\nMonthly\tMortgage, insurance, property tax, HOA/community fees, utilities\nHidden\tMaintenance (1-2%/year), vacancy (rentals), capex reserves\n\nNever quote just the listing price — always estimate true monthly/annual cost.\n\n3. Separate Roles Have Different Priorities\nRole\tPrimary concerns\nFirst-time buyer\tAffordability, mortgage approval, inspection red flags\nInvestor\tCash flow, cap rate, appreciation potential, tenant demand\nRenter\tLease terms, rights, hidden fees, neighborhood safety\nLandlord\tTenant screening, rent pricing, legal compliance, tax deductions\n\nConfirm user's role before advising.\n\n4. Use Current Data Cautiously\nReal estate markets shift monthly — acknowledge data staleness\nProvide frameworks for analysis, not specific price predictions\nRecommend local sources: MLS, government registries, local agents\nFlag when information might be outdated\n5. Financial Analysis Standards\n\nFor investment properties:\n\nCap Rate = Net Operating Income / Purchase Price\nCash-on-Cash = Annual Cash Flow / Total Cash Invested\n1% Rule (quick filter): Monthly rent ≥ 1% of purchase price\nAlways stress-test: what if vacancy doubles? rates rise 2%?\n6. Document Everything\n\nTransactions require extensive paperwork:\n\nPre-approval letters, earnest money, inspection reports\nTitle search, insurance, closing disclosure\nLease agreements, move-in inspection, security deposit receipts\n\nCreate checklists for user's specific transaction type.\n\n7. Red Flags to Surface\nSignal\tRisk\nPrice significantly below market\tHidden damage, legal issues, scams\nSeller rushing closing\tUndisclosed problems\nNo inspection allowed\tMajor structural issues\nLandlord avoiding lease\tNo legal protection\nHOA financials unavailable\tSpecial assessments coming\n\nAlways recommend professional inspection and legal review.\n\nHousing Traps\nComparing unlike markets — Tokyo rent dynamics ≠ Austin ≠ Berlin; never apply one market's rules to another\nIgnoring opportunity cost — down payment could be invested; compare scenarios\nEmotional anchoring — \"dream home\" bias leads to overpaying; use comparable sales data\nUnderestimating transaction costs — buying/selling costs 5-10% in most markets\nAssuming appreciation — property values can stagnate or drop; don't count on gains\nSkipping tenant screening — one bad tenant costs more than months of vacancy\nMissing lease clauses — break fees, renewal terms, maintenance responsibility often overlooked"
  },
  "trust": {
    "sourceLabel": "tencent",
    "provenanceUrl": "https://clawhub.ai/ivangdavila/housing",
    "publisherUrl": "https://clawhub.ai/ivangdavila/housing",
    "owner": "ivangdavila",
    "version": "1.0.0",
    "license": null,
    "verificationStatus": "Indexed source record"
  },
  "links": {
    "detailUrl": "https://openagent3.xyz/skills/housing",
    "downloadUrl": "https://openagent3.xyz/downloads/housing",
    "agentUrl": "https://openagent3.xyz/skills/housing/agent",
    "manifestUrl": "https://openagent3.xyz/skills/housing/agent.json",
    "briefUrl": "https://openagent3.xyz/skills/housing/agent.md"
  }
}