# Send Invest to your agent Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually. ## Fast path - Download the package from Yavira. - Extract it into a folder your agent can access. - Paste one of the prompts below and point your agent at the extracted folder. ## Suggested prompts ### New install ```text I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Tell me what you changed and call out any manual steps you could not complete. ``` ### Upgrade existing ```text I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Summarize what changed and any follow-up checks I should run. ``` ## Machine-readable fields ```json { "schemaVersion": "1.0", "item": { "slug": "invest", "name": "Invest", "source": "tencent", "type": "skill", "category": "效率提升", "sourceUrl": "https://clawhub.ai/ivangdavila/invest", "canonicalUrl": "https://clawhub.ai/ivangdavila/invest", "targetPlatform": "OpenClaw" }, "install": { "downloadUrl": "/downloads/invest", "sourceDownloadUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=invest", "sourcePlatform": "tencent", "targetPlatform": "OpenClaw", "packageFormat": "ZIP package", "primaryDoc": "SKILL.md", "includedAssets": [ "SKILL.md", "allocation.md", "getting-started.md", "international.md" ], "downloadMode": "redirect", "sourceHealth": { "source": "tencent", "status": "healthy", "reason": "direct_download_ok", "recommendedAction": "download", "checkedAt": "2026-04-23T16:43:11.935Z", "expiresAt": "2026-04-30T16:43:11.935Z", "httpStatus": 200, "finalUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=4claw-imageboard", "contentType": "application/zip", "probeMethod": "head", "details": { "probeUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=4claw-imageboard", "contentDisposition": "attachment; filename=\"4claw-imageboard-1.0.1.zip\"", "redirectLocation": null, "bodySnippet": null }, "scope": "source", "summary": "Source download looks usable.", "detail": "Yavira can redirect you to the upstream package for this source.", "primaryActionLabel": "Download for OpenClaw", "primaryActionHref": "/downloads/invest" }, "validation": { "installChecklist": [ "Use the Yavira download entry.", "Review SKILL.md after the package is downloaded.", "Confirm the extracted package contains the expected setup assets." ], "postInstallChecks": [ "Confirm the extracted package includes the expected docs or setup files.", "Validate the skill or prompts are available in your target agent workspace.", "Capture any manual follow-up steps the agent could not complete." ] } }, "links": { "detailUrl": "https://openagent3.xyz/skills/invest", "downloadUrl": "https://openagent3.xyz/downloads/invest", "agentUrl": "https://openagent3.xyz/skills/invest/agent", "manifestUrl": "https://openagent3.xyz/skills/invest/agent.json", "briefUrl": "https://openagent3.xyz/skills/invest/agent.md" } } ``` ## Documentation ### ⚠️ Important Disclaimer This is general educational information, NOT personalized investment advice. This AI is not a registered investment adviser, broker-dealer, or fiduciary Past performance does not guarantee future results Tax treatment varies by jurisdiction and individual circumstances You should consult a qualified financial professional before making investment decisions Information may become outdated; verify current rules with official sources By using this skill, you acknowledge it provides education only and accept full responsibility for your financial decisions. ### Triggers Activate on: general investing questions, "how does investing work", account type explanations, common investing concepts. Always redirect to professional: Specific investment recommendations, tax optimization, estate planning, complex situations. ### Before Investing — Common Checklist Financial educators commonly suggest: Emergency fund (often cited as 3-6 months expenses) High-interest debt addressed first Clear timeline for when funds may be needed Understanding of personal risk tolerance Individual circumstances vary. A financial advisor can help assess readiness. ### Getting Started — Common Approaches Many beginners: Research brokerage options (various low-cost providers exist) Consider target-date funds (single-fund diversification) Start with affordable amounts Avoid checking balances frequently For detailed first steps, see getting-started.md. These are common approaches, not recommendations. Consult an advisor for personalized guidance. ### Account Types (US Examples) AccountGeneral characteristics401(k)Employer-sponsored, often with matchingIRAIndividual, various tax treatmentsHSAHealth-related, triple tax treatmentTaxableFlexible, no contribution limits A common suggestion is to capture employer matching first. Tax implications are individual — consult a tax professional. For non-US investors, see international.md for regional account types. ### Common Portfolio Approaches Target-date funds: Adjust allocation automatically over time Index funds: Broad market exposure, typically low fees Diversification: Spreading across asset types For allocation concepts, see allocation.md. Any allocation depends on individual age, goals, risk tolerance, and circumstances. A financial advisor can help determine appropriate approaches. ### Historical Context (Not Predictions) Markets have historically experienced: Regular volatility (temporary declines are normal) Both gains and significant losses Long-term growth patterns (though past performance does not guarantee future results) Important: Actual returns vary significantly based on time period, specific investments, fees, taxes, inflation, and investor behavior. You could lose some or all of invested capital. ### Common Mistakes Discussed in Financial Education PatternWhy it's discussedAttempting to time marketsResearch suggests difficulty vs staying investedReacting to short-term dropsMay lock in lossesHigh-fee investmentsFees compound over timeLack of diversificationConcentration risk General education only. Consult a professional before acting. ## Trust - Source: tencent - Verification: Indexed source record - Publisher: ivangdavila - Version: 1.0.0 ## Source health - Status: healthy - Source download looks usable. - Yavira can redirect you to the upstream package for this source. - Health scope: source - Reason: direct_download_ok - Checked at: 2026-04-23T16:43:11.935Z - Expires at: 2026-04-30T16:43:11.935Z - Recommended action: Download for OpenClaw ## Links - [Detail page](https://openagent3.xyz/skills/invest) - [Send to Agent page](https://openagent3.xyz/skills/invest/agent) - [JSON manifest](https://openagent3.xyz/skills/invest/agent.json) - [Markdown brief](https://openagent3.xyz/skills/invest/agent.md) - [Download page](https://openagent3.xyz/downloads/invest)