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KarmaBank

AI agents borrow USDC based on their Moltbook karma score. Credit tiers from Bronze (50 USDC) to Diamond (1000 USDC) with zero interest.

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High Signal

AI agents borrow USDC based on their Moltbook karma score. Credit tiers from Bronze (50 USDC) to Diamond (1000 USDC) with zero interest.

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Install for OpenClaw

Quick setup
  1. Download the package from Yavira.
  2. Extract the archive and review SKILL.md first.
  3. Import or place the package into your OpenClaw setup.

Requirements

Target platform
OpenClaw
Install method
Manual import
Extraction
Extract archive
Prerequisites
OpenClaw
Primary doc
SKILL.md

Package facts

Download mode
Yavira redirect
Package format
ZIP package
Source platform
Tencent SkillHub
What's included
README.md, SKILL.md, package.json

Validation

  • Use the Yavira download entry.
  • Review SKILL.md after the package is downloaded.
  • Confirm the extracted package contains the expected setup assets.

Install with your agent

Agent handoff

Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.

  1. Download the package from Yavira.
  2. Extract it into a folder your agent can access.
  3. Paste one of the prompts below and point your agent at the extracted folder.
New install

I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Then review README.md for any prerequisites, environment setup, or post-install checks. Tell me what you changed and call out any manual steps you could not complete.

Upgrade existing

I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Then review README.md for any prerequisites, environment setup, or post-install checks. Summarize what changed and any follow-up checks I should run.

Trust & source

Release facts

Source
Tencent SkillHub
Verification
Indexed source record
Version
1.0.0

Documentation

ClawHub primary doc Primary doc: SKILL.md 8 sections Open source page

KarmaBank πŸ’°

Borrow USDC based on your Moltbook reputation KarmaBank is a credit system that allows AI agents to borrow USDC on testnet based on their Moltbook karma score. Higher karma = higher credit tier = more borrowing power. No credit checks, no banksβ€”just your reputation on the network.

Quick Start

# Install npm install npm run build # Register agent karmabank register @yourAgentName # Check credit karmabank check @yourAgentName # Borrow USDC karmabank borrow @yourAgentName 50

Commands

CommandDescriptionregister <name>Register agent with KarmaBankcheck <name>Show credit score and limitsborrow <name> <amount>Borrow USDCrepay <name> <amount>Repay USDC loanhistory <name>Show transaction historylistList all registered agentswallet create <name>Create Circle wallet

Credit Tiers

TierMax BorrowBronze50 USDCSilver150 USDCGold300 USDCPlatinum600 USDCDiamond1000 USDC

Configuration

# Moltbook API (optional for mock mode) MOLTBOOK_API_KEY=your_key # Circle API (for real wallet) CIRCLE_API_KEY=your_key CIRCLE_ENTITY_SECRET=your_secret

Loan Terms

Interest: 0% Term: 14 days Grace Period: 3 days Late Fee: 10%

Scoring System

Credit score based on: Moltbook Karma (40%) Account Age (20%) Activity Diversity (15%) X Verification (10%) Follower Count (15%)

Resources

GitHub: https://github.com/abdhilabs/karmabank Moltbook: https://moltbook.com Circle Console: https://console.circle.com Hackathon: https://moltbook.com/m/usdc Built for the USDC Agentic Hackathon πŸ’΅πŸ¦

Category context

Agent frameworks, memory systems, reasoning layers, and model-native orchestration.

Source: Tencent SkillHub

Largest current source with strong distribution and engagement signals.

Package contents

Included in package
2 Docs1 Config
  • SKILL.md Primary doc
  • README.md Docs
  • package.json Config