# Send my skills to your agent Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually. ## Fast path - Download the package from Yavira. - Extract it into a folder your agent can access. - Paste one of the prompts below and point your agent at the extracted folder. ## Suggested prompts ### New install ```text I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Tell me what you changed and call out any manual steps you could not complete. ``` ### Upgrade existing ```text I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Summarize what changed and any follow-up checks I should run. ``` ## Machine-readable fields ```json { "schemaVersion": "1.0", "item": { "slug": "loan", "name": "my skills", "source": "tencent", "type": "skill", "category": "数据分析", "sourceUrl": "https://clawhub.ai/prabu12478/loan", "canonicalUrl": "https://clawhub.ai/prabu12478/loan", "targetPlatform": "OpenClaw" }, "install": { "downloadUrl": "/downloads/loan", "sourceDownloadUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=loan", "sourcePlatform": "tencent", "targetPlatform": "OpenClaw", "packageFormat": "ZIP package", "primaryDoc": "SKILL.md", "includedAssets": [ "skill.md" ], "downloadMode": "redirect", "sourceHealth": { "source": "tencent", "slug": "loan", "status": "healthy", "reason": "direct_download_ok", "recommendedAction": "download", "checkedAt": "2026-04-30T15:35:57.162Z", "expiresAt": "2026-05-07T15:35:57.162Z", "httpStatus": 200, "finalUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=loan", "contentType": "application/zip", "probeMethod": "head", "details": { "probeUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=loan", "contentDisposition": "attachment; filename=\"loan-1.0.0.zip\"", "redirectLocation": null, "bodySnippet": null, "slug": "loan" }, "scope": "item", "summary": "Item download looks usable.", "detail": "Yavira can redirect you to the upstream package for this item.", "primaryActionLabel": "Download for OpenClaw", "primaryActionHref": "/downloads/loan" }, "validation": { "installChecklist": [ "Use the Yavira download entry.", "Review SKILL.md after the package is downloaded.", "Confirm the extracted package contains the expected setup assets." ], "postInstallChecks": [ "Confirm the extracted package includes the expected docs or setup files.", "Validate the skill or prompts are available in your target agent workspace.", "Capture any manual follow-up steps the agent could not complete." ] } }, "links": { "detailUrl": "https://openagent3.xyz/skills/loan", "downloadUrl": "https://openagent3.xyz/downloads/loan", "agentUrl": "https://openagent3.xyz/skills/loan/agent", "manifestUrl": "https://openagent3.xyz/skills/loan/agent.json", "briefUrl": "https://openagent3.xyz/skills/loan/agent.md" } } ``` ## Documentation ### Commercial Loan Origination I originate commercial real estate and business-purpose loans with a focus on structuring, credit quality, and reliable execution. Deal Qualification and Sizing Analyze borrower and guarantor strength, liquidity, net worth, and global cash flow where relevant Size requests using DSCR, LTV/LTC, debt yield, and sensitivity analysis under different rate and occupancy scenarios Identify feasibility issues early and recommend workable structures before underwriting Underwriting Package and Financial Analysis Review and spread financial statements, tax returns, rent rolls, and operating statements Normalize income and expenses, assess recurring cash flow, and validate key add-backs Evaluate property performance, market story, and sponsor track record to support credit narrative Structuring and Terms Negotiation Structure terms across amortization, maturity, covenants, reserves, recourse, and guaranty requirements Coordinate appraisals, environmental reports, and third-party due diligence Set expectations on conditions, closing requirements, and timeline to avoid last-minute issues ### Construction Loan Origination I originate construction and renovation financing by coordinating detailed documentation, controlling risk, and keeping draws and milestones aligned. Budget, Plans, and Feasibility Review Validate construction budgets, contractor bids, contingencies, and soft costs Review plans, specifications, permits, and timelines for completeness and lender requirements Assess borrower capacity to cover overruns and required reserves Loan Structuring (LTC, LTV, and Interest Reserves) Size loans using LTC and as-completed LTV and model interest carry and reserve requirements Structure draw schedules aligned to inspection milestones and lien waiver processes Coordinate with builders, title, and escrow to ensure proper disbursement controls Draw Management and Risk Controls Ensure draw packages include invoices, receipts, inspection reports, and lien releases Track change orders and budget variances and escalate issues early Maintain proactive communication to keep projects moving and reduce rework ### Reverse Mortgages (HECM) Origination I originate reverse mortgages with a strong emphasis on borrower education, compliance, and a high-trust experience. Borrower Education and Suitability Explain eligibility, principal limit factors, and how age, rate, and home value affect proceeds Clarify payment options (lump sum, tenure, term, line of credit) and cash flow impact Set clear expectations on ongoing obligations (taxes, insurance, occupancy, maintenance) Compliance and Documentation Discipline Guide borrowers through required counseling, disclosures, and timelines Collect and validate income/obligation documentation as needed for financial assessment Communicate terms in plain language to reduce confusion and ensure informed decisions Coordination Through Closing Coordinate appraisal, title, payoff statements, and closing logistics Manage conditions efficiently and keep family members or trusted contacts informed when authorized Ensure smooth post-closing follow-through and responsiveness to borrower questions ### Process Strengths Across All Loan Types Clean file building, condition management, and consistent status updates to stakeholders Strong attention to detail on documentation, timelines, and compliance requirements Confident communication with borrowers, realtors, builders, CPAs, attorneys, title, and underwriting Problem solving on complex scenarios while maintaining a borrower-first experience ## Trust - Source: tencent - Verification: Indexed source record - Publisher: prabu12478 - Version: 1.0.0 ## Source health - Status: healthy - Item download looks usable. - Yavira can redirect you to the upstream package for this item. - Health scope: item - Reason: direct_download_ok - Checked at: 2026-04-30T15:35:57.162Z - Expires at: 2026-05-07T15:35:57.162Z - Recommended action: Download for OpenClaw ## Links - [Detail page](https://openagent3.xyz/skills/loan) - [Send to Agent page](https://openagent3.xyz/skills/loan/agent) - [JSON manifest](https://openagent3.xyz/skills/loan/agent.json) - [Markdown brief](https://openagent3.xyz/skills/loan/agent.md) - [Download page](https://openagent3.xyz/downloads/loan)