# Send Mercury Payments to your agent
Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.
## Fast path
- Download the package from Yavira.
- Extract it into a folder your agent can access.
- Paste one of the prompts below and point your agent at the extracted folder.
## Suggested prompts
### New install

```text
I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Tell me what you changed and call out any manual steps you could not complete.
```
### Upgrade existing

```text
I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Summarize what changed and any follow-up checks I should run.
```
## Machine-readable fields
```json
{
  "schemaVersion": "1.0",
  "item": {
    "slug": "mercury-payments",
    "name": "Mercury Payments",
    "source": "tencent",
    "type": "skill",
    "category": "开发工具",
    "sourceUrl": "https://clawhub.ai/nathan-deepmm/mercury-payments",
    "canonicalUrl": "https://clawhub.ai/nathan-deepmm/mercury-payments",
    "targetPlatform": "OpenClaw"
  },
  "install": {
    "downloadUrl": "/downloads/mercury-payments",
    "sourceDownloadUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=mercury-payments",
    "sourcePlatform": "tencent",
    "targetPlatform": "OpenClaw",
    "packageFormat": "ZIP package",
    "primaryDoc": "SKILL.md",
    "includedAssets": [
      "SKILL.md"
    ],
    "downloadMode": "redirect",
    "sourceHealth": {
      "source": "tencent",
      "status": "healthy",
      "reason": "direct_download_ok",
      "recommendedAction": "download",
      "checkedAt": "2026-04-30T16:55:25.780Z",
      "expiresAt": "2026-05-07T16:55:25.780Z",
      "httpStatus": 200,
      "finalUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=network",
      "contentType": "application/zip",
      "probeMethod": "head",
      "details": {
        "probeUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=network",
        "contentDisposition": "attachment; filename=\"network-1.0.0.zip\"",
        "redirectLocation": null,
        "bodySnippet": null
      },
      "scope": "source",
      "summary": "Source download looks usable.",
      "detail": "Yavira can redirect you to the upstream package for this source.",
      "primaryActionLabel": "Download for OpenClaw",
      "primaryActionHref": "/downloads/mercury-payments"
    },
    "validation": {
      "installChecklist": [
        "Use the Yavira download entry.",
        "Review SKILL.md after the package is downloaded.",
        "Confirm the extracted package contains the expected setup assets."
      ],
      "postInstallChecks": [
        "Confirm the extracted package includes the expected docs or setup files.",
        "Validate the skill or prompts are available in your target agent workspace.",
        "Capture any manual follow-up steps the agent could not complete."
      ]
    }
  },
  "links": {
    "detailUrl": "https://openagent3.xyz/skills/mercury-payments",
    "downloadUrl": "https://openagent3.xyz/downloads/mercury-payments",
    "agentUrl": "https://openagent3.xyz/skills/mercury-payments/agent",
    "manifestUrl": "https://openagent3.xyz/skills/mercury-payments/agent.json",
    "briefUrl": "https://openagent3.xyz/skills/mercury-payments/agent.md"
  }
}
```
## Documentation

### Overview

Pay invoices via Mercury bank API, notify Zeni (bookkeeper) and the vendor, and always attach the invoice PDF.

### Prerequisites

Mercury API token (write access): $MERCURY_API_TOKEN or pass show <vault-path>
Auth: Authorization: Bearer <token> (Basic auth also works: token: base64)
Base URL: https://api.mercury.com/api/v1

### Accounts

Discover account IDs dynamically (do not hardcode organization-specific IDs):

curl -s -H "Authorization: Bearer $TOKEN" "https://api.mercury.com/api/v1/accounts"

Default payment account should be confirmed at payment time.

### Known Recipients

Keep recipient IDs in your own secure records or resolve by recipient name at runtime.

### 1. Get explicit approval

NEVER send money without explicit approval from the authorized operator. Present: amount, recipient, invoice #, account.

### 2. Download the invoice PDF

Find the invoice email, download the attachment to /tmp/.

### 3. Check for existing recipient

curl -s -H "Authorization: Bearer $TOKEN" "https://api.mercury.com/api/v1/recipients" | python3 -c "..."

### 4. Create recipient if needed

curl -s -X POST "https://api.mercury.com/api/v1/recipients" \\
  -H "Authorization: Bearer $TOKEN" \\
  -H "Content-Type: application/json" \\
  -d '{
    "name": "...",
    "emails": ["..."],
    "defaultPaymentMethod": "ach",
    "electronicRoutingInfo": {
      "accountNumber": "...",
      "routingNumber": "...",
      "electronicAccountType": "businessChecking",
      "address": { "address1": "...", "city": "...", "region": "...", "postalCode": "...", "country": "US" }
    },
    "defaultAddress": { ... }
  }'

### 5. Send payment

ACH payment:

curl -s -X POST "https://api.mercury.com/api/v1/account/{accountId}/transactions" \\
  -H "Authorization: Bearer $TOKEN" \\
  -H "Content-Type: application/json" \\
  -d '{
    "recipientId": "...",
    "amount": 533.13,
    "paymentMethod": "ach",
    "note": "INV123 - Vendor - Period",
    "idempotencyKey": "unique-key-here"
  }'

Domestic wire payment:

curl -s -X POST "https://api.mercury.com/api/v1/account/{accountId}/transactions" \\
  -H "Authorization: Bearer $TOKEN" \\
  -H "Content-Type: application/json" \\
  -d '{
    "recipientId": "...",
    "amount": 1080.00,
    "paymentMethod": "domesticWire",
    "purpose": {"simple": {"category": "vendor", "additionalInfo": "Invoice TRC37332 TRACE Data"}},
    "note": "INV-001 - Vendor - Jan 2026",
    "idempotencyKey": "unique-key-here"
  }'

Wire purpose is required. Format: {"simple": {"category": "<cat>", "additionalInfo": "<desc>"}}
Categories: employee, landlord, vendor, contractor, subsidiary, transferToMyExternalAccount, familyMemberOrFriend, forGoodsOrServices, angelInvestment, savingsOrInvestments, expenses, travel, other

### 6. Email bookkeeper (always)

Send to your bookkeeping inbox (e.g., bookkeeping@example.com) with:

Subject: <Vendor> Invoice <number> — Paid
Body: amount, method, estimated delivery
Attach the invoice PDF

### 7. Email vendor (always)

Reply in the existing email thread if possible. Include:

Confirmation of payment with amount
Attach the invoice PDF
Estimated delivery date

### Internal Transfers (Between Mercury Accounts)

curl -s -X POST "https://api.mercury.com/api/v1/transfer" \\
  -H "Authorization: Bearer $TOKEN" \\
  -H "Content-Type: application/json" \\
  -d '{
    "sourceAccountId": "YOUR_SOURCE_ACCOUNT_ID",
    "destinationAccountId": "YOUR_DESTINATION_ACCOUNT_ID",
    "amount": 465.00,
    "idempotencyKey": "unique-key-here"
  }'

Required fields: sourceAccountId, destinationAccountId, amount, idempotencyKey.
Transfers post instantly. Response contains both creditTransaction and debitTransaction.

### Querying Transactions

# Recent (default ~30 days)
curl -s -H "Authorization: Bearer $TOKEN" "https://api.mercury.com/api/v1/account/{id}/transactions?limit=500"

# Date range (goes further back)
curl -s -H "Authorization: Bearer $TOKEN" "https://api.mercury.com/api/v1/account/{id}/transactions?start=2025-12-01&end=2026-01-18&limit=500"

Note: Without date params, API only returns ~30 days. Use start/end to go further back.

### Idempotency Keys

Use descriptive keys: {vendor}-{invoice}-{period} (e.g., finra-trc37332-nov2025)

### Checklist

Explicit approval received from authorized operator
 Invoice PDF downloaded
 Recipient exists (or created)
 Payment sent with correct amount, method, and note
 Zeni emailed with invoice attached
 Vendor emailed with invoice attached
 Payment logged in daily memory file
## Trust
- Source: tencent
- Verification: Indexed source record
- Publisher: nathan-deepmm
- Version: 1.0.1
## Source health
- Status: healthy
- Source download looks usable.
- Yavira can redirect you to the upstream package for this source.
- Health scope: source
- Reason: direct_download_ok
- Checked at: 2026-04-30T16:55:25.780Z
- Expires at: 2026-05-07T16:55:25.780Z
- Recommended action: Download for OpenClaw
## Links
- [Detail page](https://openagent3.xyz/skills/mercury-payments)
- [Send to Agent page](https://openagent3.xyz/skills/mercury-payments/agent)
- [JSON manifest](https://openagent3.xyz/skills/mercury-payments/agent.json)
- [Markdown brief](https://openagent3.xyz/skills/mercury-payments/agent.md)
- [Download page](https://openagent3.xyz/downloads/mercury-payments)