Requirements
- Target platform
- OpenClaw
- Install method
- Manual import
- Extraction
- Extract archive
- Prerequisites
- OpenClaw
- Primary doc
- SKILL.md
Just say what you spent — your AI logs it, categorizes it, and tracks it against your budget. No apps, no forms, no friction. Supports natural language like...
Just say what you spent — your AI logs it, categorizes it, and tracks it against your budget. No apps, no forms, no friction. Supports natural language like...
Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.
I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Then review README.md for any prerequisites, environment setup, or post-install checks. Tell me what you changed and call out any manual steps you could not complete.
I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Then review README.md for any prerequisites, environment setup, or post-install checks. Summarize what changed and any follow-up checks I should run.
Track, categorize, and budget personal expenses through natural conversation. Users text expenses in plain language and the AI logs them, tracks budgets, and generates reports.
skills/expense-tracker/ ├── SKILL.md # This file — AI instructions ├── references/ │ ├── categories.json # Category definitions + keyword matching │ └── budgets.json # Monthly budget limits (user-editable) ├── scripts/ │ ├── add-expense.sh # Add expense to ledger │ ├── query.sh # Query/filter expenses │ └── budget-check.sh # Check spending vs budget ├── templates/ │ ├── weekly-report.md # Weekly report template │ └── monthly-report.md # Monthly report template └── expenses/ └── ledger.json # Transaction data (auto-created)
When a user mentions spending money, extract these fields: FieldRequiredHow to ExtractamountYesDollar amounts: "$45", "45 dollars", "forty-five bucks", "45.99"vendorYesNamed entity after "at", "from", "to", or contextual merchant namecategoryAutoMatch vendor/context against references/categories.json keywordsdateDefault today"today", "yesterday", "last Tuesday", "on 2/14", explicit datesnotesOptionalAnything extra the user adds — "for the party", "work expense"
User Saysamountvendorcategorydatenotes"spent $45 at Costco"45CostcoGroceriestoday"grabbed lunch for $18 at Chipotle yesterday"18ChipotleDiningyesterday"$120 electric bill"120Electric companyUtilitiestoday"filled up the tank, 55 bucks at Shell"55ShellGas/Transporttoday"Netflix $15.99"15.99NetflixSubscriptionstoday"dropped $200 at Target for birthday stuff"200TargetShoppingtodaybirthday stuff"refund from Amazon $35"-35AmazonShoppingtodayrefund"paid rent $2000"2000Rent/LandlordHousingtoday"spent $5.50 at starbucks yesterday"5.50StarbucksDiningyesterday"vet visit for the dog, $280"280VetPetstoday"car insurance $180"180Car insuranceInsurancetoday"groceries and some clothes at Target $150"150TargetShoppingtodaygroceries and clothes (ask user to split or pick)"got reimbursed $45 for work lunch"-45WorkDiningtodayreimbursement
When a vendor could match multiple categories (e.g., "Walmart" could be Groceries or Shopping): Best-guess first: Pick the most likely category based on context Confirm with user: "I logged $85 at Walmart as Groceries — is that right, or was this more of a Shopping trip?" Remember preferences: If the user corrects, note the preference for future entries When no category matches at all, use Miscellaneous and tell the user: "Logged under Miscellaneous — want me to put this in a specific category?"
Log an expense explicitly. Usage: /add <amount> <vendor> [category] [date] [notes] Implementation: Run the add-expense script: bash skills/expense-tracker/scripts/add-expense.sh <amount> "<category>" "<vendor>" "<date>" "<notes>" Examples: /add 45 Costco → logs $45 at Costco, auto-categorized, today's date /add 18.50 Chipotle Dining yesterday → $18.50 dining, yesterday /add -35 Amazon Shopping 2026-02-10 "refund for headphones" → refund Most of the time, users won't use /add — they'll just say "spent $45 at Costco" and you parse it.
Query expenses with optional filters. Usage: /spending [period] [category] Implementation: Run the query script: bash skills/expense-tracker/scripts/query.sh [--from DATE] [--to DATE] [--category CAT] [--format summary|detail|json] Examples: /spending → current month summary /spending this week → this week's expenses /spending Dining → all dining expenses this month /spending February detail → detailed February breakdown "how much have I spent on groceries?" → query with --category Groceries "what did I spend last week?" → query with appropriate date range Format options: summary (default) — totals by category detail — itemized list with all fields json — raw JSON output
Check spending against budget limits. Usage: /budget [month] Implementation: Run the budget check script: bash skills/expense-tracker/scripts/budget-check.sh [YYYY-MM] Examples: /budget → current month budget status /budget 2026-01 → January budget review "how's my budget looking?" → run budget check Also supports adjusting budgets: "set my dining budget to $400" → update references/budgets.json using jq --arg (never interpolate user values into jq code directly) "what's my grocery budget?" → read from budgets.json
Show available categories or recategorize expenses. Examples: /categories → list all categories /categories Dining → show Dining keywords and recent expenses "move expense #12 to Entertainment" → update ledger entry's category
Use references/categories.json to match vendors to categories. The matching algorithm: Exact keyword match: Check if vendor name (lowercased) contains any keyword Partial match: Check if any keyword is a substring of the vendor name Context clues: Use surrounding words — "lunch at" → Dining, "filled up at" → Gas/Transport Fallback: Miscellaneous
Groceries, Dining, Gas/Transport, Subscriptions, Health/Fitness, Entertainment, Shopping, Utilities, Housing, Personal Care, Education, Gifts, Travel, Insurance, Pets, Miscellaneous.
Most specific keyword wins ("Costco gas" → Gas/Transport over Groceries) Context from user's message User's historical pattern for that vendor Ask the user
Budget configuration lives in references/budgets.json. The user edits this to set their limits.
ThresholdEmojiAction< 50%⚪No alert50–79%🟢Informational only80–99%🟡Proactive warning: "Heads up — Dining is at 85% of your $300 budget"≥ 100%🔴Alert: "You've exceeded your Dining budget ($312 / $300)"
On every expense: After logging, silently check the category budget. Only speak up at 80%+ threshold. On /budget command: Show full breakdown with all categories. Weekly: If generating a weekly report, include budget status section.
After logging an expense that pushes a category past 80%, add a note: ✅ Expense #24: $45.00 at Olive Garden (Dining) on 2026-02-17 ⚠️ Heads up — Dining is now at $275 / $300 (92%) for February. After exceeding 100%: ✅ Expense #25: $38.00 at Thai Palace (Dining) on 2026-02-19 🔴 Dining has exceeded your February budget: $313 / $300 (104%)
Use templates/weekly-report.md as a guide. Generate when the user asks "weekly report", "how'd I do this week", etc. To generate, run query.sh for the week's date range, then format the results using the template structure: # Get this week's data bash skills/expense-tracker/scripts/query.sh --from 2026-02-10 --to 2026-02-16 --format json # Get last week for comparison bash skills/expense-tracker/scripts/query.sh --from 2026-02-03 --to 2026-02-09 --format json # Get budget status bash skills/expense-tracker/scripts/budget-check.sh Include: category breakdown, top expenses, budget status, week-over-week trend.
Use templates/monthly-report.md as a guide. Generate for "monthly report", "how'd February go", end-of-month reviews. # Current month data bash skills/expense-tracker/scripts/query.sh --from 2026-02-01 --to 2026-02-28 --format json # Previous month for comparison bash skills/expense-tracker/scripts/query.sh --from 2026-01-01 --to 2026-01-31 --format json # Budget check bash skills/expense-tracker/scripts/budget-check.sh 2026-02 Include: full category breakdown, top expenses, weekly breakdown, month-over-month comparison, savings rate (if income is set in budgets.json).
Detect words: "refund", "returned", "got back", "credit", "reimbursement" Store as negative amount: add-expense.sh -35 "Shopping" "Amazon" "2026-02-15" "refund" Refunds reduce the category total in budget calculations
"Split $80 dinner with Sarah" → log $40 (user's half) "Split 3 ways: $120 at the bar" → log $40 Confirm the split: "Logging your share: $40 at the bar (Dining). That right?"
This skill doesn't auto-schedule recurring expenses When the user says "Netflix again" or "monthly gym payment", treat as a new entry The AI can note: "Want me to remind you about this next month?" (but don't auto-create)
"Spent $150 at Target on groceries and clothes" → Ask user whether to log as one entry or split If split: create separate entries per category If single: pick the dominant category or ask which one "Bought lunch and a coffee at Panera, $22" → single Dining entry is fine (same category)
If the user mentions foreign currency: "spent €50 in Paris" Log the original amount and note the currency: add-expense.sh 55 "Travel" "Paris restaurant" "2026-02-15" "€50 EUR" Convert to USD for budget purposes (ask user for rate or use approximate) Default behavior: assume USD unless told otherwise
"Actually that Costco trip was $52, not $45" → Find the recent Costco entry, update amount "Delete expense #12" → Remove from ledger using jq --argjson id 12 'map(select(.id != $id))' — always use --arg/--argjson, never interpolate IDs into filter strings "Move #12 to Dining" → Update category field
Don't alert on no-spend days unless asked In reports, show $0 days as positive (savings!)
The AI should handle these naturally without requiring commands: User SaysAI Action"spent $45 at Costco"Parse → add expense → confirm → check budget"how much have I spent this month?"Run query.sh for current month → format summary"am I over budget?"Run budget-check.sh → report status"weekly report"Generate weekly report from template"what did I spend on food?"Query Groceries + Dining categories"I got a $20 refund from Amazon"Log negative amount → confirm"split a $90 dinner with Jake"Calculate half → log $45 → confirm"that last one should be Entertainment, not Shopping"Update most recent entry's category"set grocery budget to $700"Update budgets.json"how much is left in my dining budget?"Calculate: limit - spent this month"show me everything from last week"Query with date range, detail format"what's my biggest expense this month?"Query + sort by amount"cancel that last expense"Delete most recent ledger entry"spent $5.50 at starbucks yesterday"Parse date as yesterday → add expense"vet bill was $280"Log as Pets category"car insurance came out, $180"Log as Insurance category"I spent like 50 bucks at Target"Log $50, confirm amount approximation"got reimbursed $45 from work"Log as negative (reimbursement)"how much did I spend on food this month?"Query Groceries + Dining combined"compare this month to last month"Generate month-over-month comparison
User: spent $45 at Costco AI: ✅ Expense #1: $45.00 at Costco (Groceries) on 2026-02-17 User: grabbed lunch at Chipotle for $12.50 AI: ✅ Expense #2: $12.50 at Chipotle (Dining) on 2026-02-17 User: $150 at Target yesterday AI: I logged $150 at Target as **Shopping** — was this groceries or more of a general shopping trip? User: shopping AI: ✅ Expense #3: $150.00 at Target (Shopping) on 2026-02-16 User: how's my budget looking? AI: === Budget Check: 2026-02 === 🟢 OK Groceries $345 / $600 (58%) 🟡 WARN Dining $248 / $300 (83%) 🟢 OK Shopping $280 / $300 (93%) ⚪ LOW Gas/Transport $85 / $250 (34%) ... TOTAL: $1,245.00 / $4,950 (25%) ⚠️ Heads up — Dining is at 83% and Shopping is at 93% of your February budget. User: I got a refund from Amazon for $35 AI: ✅ Refund #4: $35.00 from Amazon (Shopping) on 2026-02-17 Shopping is now at $245 / $300 (82%) for February. User: weekly report AI: [generates formatted weekly report from template] User: set my dining budget to $400 AI: Updated Dining budget: $300 → $400 for this month. You're now at $248 / $400 (62%) — much more breathing room! 🟢
[ { "id": 1, "amount": 45.00, "category": "Groceries", "vendor": "Costco", "date": "2026-02-17", "notes": "", "created_at": "2026-02-17T23:32:00Z" }, { "id": 2, "amount": -35.00, "category": "Shopping", "vendor": "Amazon", "date": "2026-02-17", "notes": "refund for headphones", "created_at": "2026-02-17T23:45:00Z" } ]
IDs: Incrementing integers, never reused Amounts: Always numbers. Positive = expense, negative = refund Dates: ISO 8601 YYYY-MM-DD Categories: Must match a name in references/categories.json created_at: UTC timestamp of when the entry was created
All scripts are in skills/expense-tracker/scripts/ and must be run with bash: # Add an expense bash skills/expense-tracker/scripts/add-expense.sh 45 "Groceries" "Costco" "2026-02-17" "weekly groceries" # Query expenses bash skills/expense-tracker/scripts/query.sh --from 2026-02-01 --to 2026-02-28 --category Dining --format summary # Check budget bash skills/expense-tracker/scripts/budget-check.sh 2026-02
add-expense.sh <amount> <category> <vendor> [date] [notes] amount — number (negative for refunds) category — category name from categories.json vendor — merchant name date — YYYY-MM-DD (default: today) notes — optional description query.sh [--from DATE] [--to DATE] [--category CAT] [--vendor TEXT] [--format FMT] --from — start date (inclusive) --to — end date (inclusive) --category — filter by category name --vendor — filter by vendor (partial match, case-insensitive) --format — summary (default), detail, or json budget-check.sh [YYYY-MM] Optional month argument (default: current month) Exit code 0 = all OK, exit code 1 = at least one category ≥ 80%
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