Requirements
- Target platform
- OpenClaw
- Install method
- Manual import
- Extraction
- Extract archive
- Prerequisites
- OpenClaw
- Primary doc
- SKILL.md
Access personal finance data (bank accounts, transactions, balances, spending, investments, crypto) via Pane's hosted MCP server using mcporter. Requires a P...
Access personal finance data (bank accounts, transactions, balances, spending, investments, crypto) via Pane's hosted MCP server using mcporter. Requires a P...
Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.
I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Tell me what you changed and call out any manual steps you could not complete.
I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Summarize what changed and any follow-up checks I should run.
Access a user's linked financial accounts via Pane, a hosted MCP server powered by Plaid. Query bank accounts, transactions, balances, spending summaries, recurring payments, investments, liabilities, and crypto holdings. Write persistent annotations to remember context across conversations.
The user must have a Pane account with linked financial accounts and an API key from pane.money/dashboard/connect. Set the PANE_API_KEY environment variable (do not paste the key directly into shell commands): # Add to your shell profile (.zshrc, .bashrc, etc.) export PANE_API_KEY="pane_sk_live_..." Then configure mcporter: # Add Pane as an MCP server using the env var mcporter config add pane --url https://mcp.pane.money --header "Authorization: Bearer $PANE_API_KEY" # Verify connection mcporter list pane --schema
get_accounts โ List linked accounts with balances mcporter call pane.get_accounts type=all mcporter call pane.get_accounts type=checking get_transactions โ Search and filter transactions mcporter call pane.get_transactions search=Starbucks limit:50 mcporter call pane.get_transactions category=FOOD_AND_DRINK start_date=2026-01-01 end_date=2026-01-31 mcporter call pane.get_transactions account_id=<uuid> min_amount:50 Parameters: account_id (UUID), start_date/end_date (YYYY-MM-DD), category (Plaid category), search (max 200 chars), min_amount/max_amount, limit (1-500, default 50), offset. get_balances โ Current balances with net worth summary (triggers live Plaid refresh) mcporter call pane.get_balances type=all Returns per-account balances plus summary: total_cash, total_credit_debt, total_investments, total_loans, total_crypto, net_worth. get_spending_summary โ Spending grouped by category, merchant, week, or month mcporter call pane.get_spending_summary period=this_month group_by=category mcporter call pane.get_spending_summary period=last_30d group_by=merchant mcporter call pane.get_spending_summary start_date=2026-01-01 end_date=2026-01-31 group_by=week Period shortcuts: last_7d, last_30d, this_week, last_week, this_month, last_month, this_year. Use either period OR start_date+end_date, not both. get_recurring โ Subscriptions, bills, and income streams mcporter call pane.get_recurring type=all mcporter call pane.get_recurring type=subscriptions Returns arrays for subscriptions/bills/income with monthly totals. Frequency conversion: weekly x4.33, biweekly x2.17, monthly x1, annually /12. get_investments โ Investment holdings and portfolio value mcporter call pane.get_investments mcporter call pane.get_investments account_id=<uuid> Cached 15 minutes. Returns holdings with symbol, quantity, currentValue, costBasis. get_liabilities โ Credit, student loan, and mortgage details mcporter call pane.get_liabilities type=all mcporter call pane.get_liabilities type=credit Cached 1 hour. Returns APRs, payment amounts, due dates. get_crypto โ Crypto holdings across exchange accounts and on-chain wallets mcporter call pane.get_crypto blockchain=all mcporter call pane.get_crypto wallet_id=<uuid> blockchain=ethereum Requires crypto feature enabled. Triggers live wallet refresh.
Annotations are persistent notes attached to transactions, merchants, accounts, or the user's profile. They appear in future tool results automatically. write_annotation โ Save a note mcporter call pane.write_annotation scope=profile content="Freelancer, budgets $3k/month for essentials" mcporter call pane.write_annotation scope=merchant target_id=WeWork content="Business expense โ coworking" mcporter call pane.write_annotation scope=account target_id=<uuid> content="Joint account with partner" mcporter call pane.write_annotation scope=transaction target_id=<uuid> content="Reimbursable expense" Scopes: profile (no target_id), merchant (case-insensitive name), account (UUID), transaction (UUID). Max 2,000 chars, max 50 per target. list_annotations โ List saved annotations mcporter call pane.list_annotations mcporter call pane.list_annotations scope=profile limit:10 delete_annotation โ Delete by ID mcporter call pane.delete_annotation annotation_id=<uuid>
mcporter call pane.read_resource uri=pane://profile # Text summary: accounts, net worth, income, model notes mcporter call pane.read_resource uri=pane://accounts # JSON list of accounts with names and types mcporter call pane.read_resource uri=pane://insights # JSON: net worth breakdown, unusual spending, low balance warnings, upcoming bills Start with pane://profile for a quick overview, then drill in with tools.
Each account has a privacy scope set by the user. The server enforces these automatically: ScopeBalancesTransactionsMerchantsfullVisibleVisibleVisiblebalances_and_redactedVisibleVisible"Redacted"balances_onlyVisibleHiddenHiddenhiddenHiddenHiddenHidden If transactions return empty for an account that exists, it's privacy-scoped โ not missing data.
30 requests/minute, 1,000/day per user. Prefer get_spending_summary over iterating get_transactions. Read resources first to plan tool calls.
Net worth: get_balances type=all โ check summary.net_worth Monthly spending: get_spending_summary period=this_month group_by=category then group_by=merchant for detail Subscription audit: get_recurring type=subscriptions โ check total_monthly_subscriptions Transaction search: get_transactions search="merchant name" or category=FOOD_AND_DRINK min_amount:50 Plaid categories: FOOD_AND_DRINK, TRANSPORTATION, ENTERTAINMENT, RENT_AND_UTILITIES, GENERAL_MERCHANDISE, PERSONAL_CARE, TRAVEL, MEDICAL, EDUCATION, INCOME, TRANSFER_IN, TRANSFER_OUT, LOAN_PAYMENTS, BANK_FEES
Amounts: positive = debits (spending), negative = credits (income) Dates: YYYY-MM-DD format, UTC Pagination: limit + offset on get_transactions and list_annotations Errors return isError: true โ common: rate limit (wait + retry), subscription inactive (402), crypto not enabled Annotations are persistent and server-side โ never store passwords, full account numbers, or secrets in annotation content Prefer --output json for machine-readable results
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