{ "schemaVersion": "1.0", "item": { "slug": "pay", "name": "Pay", "source": "tencent", "type": "skill", "category": "效率提升", "sourceUrl": "https://clawhub.ai/ivangdavila/pay", "canonicalUrl": "https://clawhub.ai/ivangdavila/pay", "targetPlatform": "OpenClaw" }, "install": { "downloadMode": "redirect", "downloadUrl": "/downloads/pay", "sourceDownloadUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=pay", "sourcePlatform": "tencent", "targetPlatform": "OpenClaw", "installMethod": "Manual import", "extraction": "Extract archive", "prerequisites": [ "OpenClaw" ], "packageFormat": "ZIP package", "includedAssets": [ "SKILL.md", "cards.md", "disputes.md", "rewards.md", "security.md" ], "primaryDoc": "SKILL.md", "quickSetup": [ "Download the package from Yavira.", "Extract the archive and review SKILL.md first.", "Import or place the package into your OpenClaw setup." ], "agentAssist": { "summary": "Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.", "steps": [ "Download the package from Yavira.", "Extract it into a folder your agent can access.", "Paste one of the prompts below and point your agent at the extracted folder." ], "prompts": [ { "label": "New install", "body": "I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Tell me what you changed and call out any manual steps you could not complete." }, { "label": "Upgrade existing", "body": "I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Summarize what changed and any follow-up checks I should run." } ] }, "sourceHealth": { "source": "tencent", "slug": "pay", "status": "healthy", "reason": "direct_download_ok", "recommendedAction": "download", "checkedAt": "2026-04-30T20:24:03.309Z", "expiresAt": "2026-05-07T20:24:03.309Z", "httpStatus": 200, "finalUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=pay", "contentType": "application/zip", "probeMethod": "head", "details": { "probeUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=pay", "contentDisposition": "attachment; filename=\"pay-1.0.0.zip\"", "redirectLocation": null, "bodySnippet": null, "slug": "pay" }, "scope": "item", "summary": "Item download looks usable.", "detail": "Yavira can redirect you to the upstream package for this item.", "primaryActionLabel": "Download for OpenClaw", "primaryActionHref": "/downloads/pay" }, "validation": { "installChecklist": [ "Use the Yavira download entry.", "Review SKILL.md after the package is downloaded.", "Confirm the extracted package contains the expected setup assets." ], "postInstallChecks": [ "Confirm the extracted package includes the expected docs or setup files.", "Validate the skill or prompts are available in your target agent workspace.", "Capture any manual follow-up steps the agent could not complete." ] }, "downloadPageUrl": "https://openagent3.xyz/downloads/pay", "agentPageUrl": "https://openagent3.xyz/skills/pay/agent", "manifestUrl": "https://openagent3.xyz/skills/pay/agent.json", "briefUrl": "https://openagent3.xyz/skills/pay/agent.md" }, "agentAssist": { "summary": "Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.", "steps": [ "Download the package from Yavira.", "Extract it into a folder your agent can access.", "Paste one of the prompts below and point your agent at the extracted folder." ], "prompts": [ { "label": "New install", "body": "I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Tell me what you changed and call out any manual steps you could not complete." }, { "label": "Upgrade existing", "body": "I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Summarize what changed and any follow-up checks I should run." } ] }, "documentation": { "source": "clawhub", "primaryDoc": "SKILL.md", "sections": [ { "title": "Triggers", "body": "Activate on: \"how should I pay\", \"which card\", payment method questions, dispute help, fraud concerns, bill management.\n\nBefore acting on payments: Never initiate or authorize payments without explicit user confirmation." }, { "title": "Quick Decision: Which Card?", "body": "When user asks \"which card should I use?\":\n\nCheck if category bonus applies (groceries, gas, dining, travel)\nIf yes → Use card with that bonus\nIf no bonus → Use highest flat-rate cashback card\nInternational? → Use no-foreign-fee card\n\nFor card category details, see cards.md." }, { "title": "Payment Method Selection", "body": "MethodBest forWatch outCredit cardMost purchasesPay full balance monthlyDebit cardBudget controlLess fraud protectionCashNegotiation, privacyNo protection if lostBank transferLarge purchases, rentHard to reverseDigital walletConvenienceStill uses underlying card" }, { "title": "Fraud & Security", "body": "If card stolen or suspicious charge:\n\nFreeze card immediately (app or call)\nCheck recent transactions\nReport fraud to bank\nRequest new card number\n\nRed flags — never do this:\n\nGive full card number over phone (unsolicited call)\nPay via gift cards or wire for purchases\nClick links in \"fraud alert\" texts\n\nFor detailed fraud handling, see security.md." }, { "title": "Disputes & Chargebacks", "body": "Before disputing:\n\nContact merchant first (often faster)\nDocument everything (screenshots, receipts)\nKnow time limits (usually 60-120 days)\n\nChargeback reasons that work:\n\nItem not received\nItem significantly not as described\nUnauthorized charge\nMerchant won't honor refund policy\n\nFor scripts and process, see disputes.md." }, { "title": "Bill Management", "body": "Autopay rules:\n\nFixed bills (rent, subscriptions) → Autopay full amount\nVariable bills (utilities, credit cards) → Autopay minimum or manual\nAlways: Calendar reminder 3 days before due\n\nMissed payment? Call immediately — many issuers waive first late fee if you ask." }, { "title": "Rewards Basics", "body": "Statement credit / cashback: Simplest, automatic value\nPoints: Can be worth more if transferred to travel partners\nWhen in doubt: Cashback is never wrong\n\nFor optimization strategies, see rewards.md." } ], "body": "Triggers\n\nActivate on: \"how should I pay\", \"which card\", payment method questions, dispute help, fraud concerns, bill management.\n\nBefore acting on payments: Never initiate or authorize payments without explicit user confirmation.\n\nQuick Decision: Which Card?\n\nWhen user asks \"which card should I use?\":\n\nCheck if category bonus applies (groceries, gas, dining, travel)\nIf yes → Use card with that bonus\nIf no bonus → Use highest flat-rate cashback card\nInternational? → Use no-foreign-fee card\n\nFor card category details, see cards.md.\n\nPayment Method Selection\nMethod\tBest for\tWatch out\nCredit card\tMost purchases\tPay full balance monthly\nDebit card\tBudget control\tLess fraud protection\nCash\tNegotiation, privacy\tNo protection if lost\nBank transfer\tLarge purchases, rent\tHard to reverse\nDigital wallet\tConvenience\tStill uses underlying card\nFraud & Security\n\nIf card stolen or suspicious charge:\n\nFreeze card immediately (app or call)\nCheck recent transactions\nReport fraud to bank\nRequest new card number\n\nRed flags — never do this:\n\nGive full card number over phone (unsolicited call)\nPay via gift cards or wire for purchases\nClick links in \"fraud alert\" texts\n\nFor detailed fraud handling, see security.md.\n\nDisputes & Chargebacks\n\nBefore disputing:\n\nContact merchant first (often faster)\nDocument everything (screenshots, receipts)\nKnow time limits (usually 60-120 days)\n\nChargeback reasons that work:\n\nItem not received\nItem significantly not as described\nUnauthorized charge\nMerchant won't honor refund policy\n\nFor scripts and process, see disputes.md.\n\nBill Management\n\nAutopay rules:\n\nFixed bills (rent, subscriptions) → Autopay full amount\nVariable bills (utilities, credit cards) → Autopay minimum or manual\nAlways: Calendar reminder 3 days before due\n\nMissed payment? Call immediately — many issuers waive first late fee if you ask.\n\nRewards Basics\nStatement credit / cashback: Simplest, automatic value\nPoints: Can be worth more if transferred to travel partners\nWhen in doubt: Cashback is never wrong\n\nFor optimization strategies, see rewards.md." }, "trust": { "sourceLabel": "tencent", "provenanceUrl": "https://clawhub.ai/ivangdavila/pay", "publisherUrl": "https://clawhub.ai/ivangdavila/pay", "owner": "ivangdavila", "version": "1.0.0", "license": null, "verificationStatus": "Indexed source record" }, "links": { "detailUrl": "https://openagent3.xyz/skills/pay", "downloadUrl": "https://openagent3.xyz/downloads/pay", "agentUrl": "https://openagent3.xyz/skills/pay/agent", "manifestUrl": "https://openagent3.xyz/skills/pay/agent.json", "briefUrl": "https://openagent3.xyz/skills/pay/agent.md" } }