# Send Pay to your agent
Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.
## Fast path
- Download the package from Yavira.
- Extract it into a folder your agent can access.
- Paste one of the prompts below and point your agent at the extracted folder.
## Suggested prompts
### New install

```text
I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Tell me what you changed and call out any manual steps you could not complete.
```
### Upgrade existing

```text
I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Summarize what changed and any follow-up checks I should run.
```
## Machine-readable fields
```json
{
  "schemaVersion": "1.0",
  "item": {
    "slug": "pay",
    "name": "Pay",
    "source": "tencent",
    "type": "skill",
    "category": "效率提升",
    "sourceUrl": "https://clawhub.ai/ivangdavila/pay",
    "canonicalUrl": "https://clawhub.ai/ivangdavila/pay",
    "targetPlatform": "OpenClaw"
  },
  "install": {
    "downloadUrl": "/downloads/pay",
    "sourceDownloadUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=pay",
    "sourcePlatform": "tencent",
    "targetPlatform": "OpenClaw",
    "packageFormat": "ZIP package",
    "primaryDoc": "SKILL.md",
    "includedAssets": [
      "SKILL.md",
      "cards.md",
      "disputes.md",
      "rewards.md",
      "security.md"
    ],
    "downloadMode": "redirect",
    "sourceHealth": {
      "source": "tencent",
      "slug": "pay",
      "status": "healthy",
      "reason": "direct_download_ok",
      "recommendedAction": "download",
      "checkedAt": "2026-04-30T20:24:03.309Z",
      "expiresAt": "2026-05-07T20:24:03.309Z",
      "httpStatus": 200,
      "finalUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=pay",
      "contentType": "application/zip",
      "probeMethod": "head",
      "details": {
        "probeUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=pay",
        "contentDisposition": "attachment; filename=\"pay-1.0.0.zip\"",
        "redirectLocation": null,
        "bodySnippet": null,
        "slug": "pay"
      },
      "scope": "item",
      "summary": "Item download looks usable.",
      "detail": "Yavira can redirect you to the upstream package for this item.",
      "primaryActionLabel": "Download for OpenClaw",
      "primaryActionHref": "/downloads/pay"
    },
    "validation": {
      "installChecklist": [
        "Use the Yavira download entry.",
        "Review SKILL.md after the package is downloaded.",
        "Confirm the extracted package contains the expected setup assets."
      ],
      "postInstallChecks": [
        "Confirm the extracted package includes the expected docs or setup files.",
        "Validate the skill or prompts are available in your target agent workspace.",
        "Capture any manual follow-up steps the agent could not complete."
      ]
    }
  },
  "links": {
    "detailUrl": "https://openagent3.xyz/skills/pay",
    "downloadUrl": "https://openagent3.xyz/downloads/pay",
    "agentUrl": "https://openagent3.xyz/skills/pay/agent",
    "manifestUrl": "https://openagent3.xyz/skills/pay/agent.json",
    "briefUrl": "https://openagent3.xyz/skills/pay/agent.md"
  }
}
```
## Documentation

### Triggers

Activate on: "how should I pay", "which card", payment method questions, dispute help, fraud concerns, bill management.

Before acting on payments: Never initiate or authorize payments without explicit user confirmation.

### Quick Decision: Which Card?

When user asks "which card should I use?":

Check if category bonus applies (groceries, gas, dining, travel)
If yes → Use card with that bonus
If no bonus → Use highest flat-rate cashback card
International? → Use no-foreign-fee card

For card category details, see cards.md.

### Payment Method Selection

MethodBest forWatch outCredit cardMost purchasesPay full balance monthlyDebit cardBudget controlLess fraud protectionCashNegotiation, privacyNo protection if lostBank transferLarge purchases, rentHard to reverseDigital walletConvenienceStill uses underlying card

### Fraud & Security

If card stolen or suspicious charge:

Freeze card immediately (app or call)
Check recent transactions
Report fraud to bank
Request new card number

Red flags — never do this:

Give full card number over phone (unsolicited call)
Pay via gift cards or wire for purchases
Click links in "fraud alert" texts

For detailed fraud handling, see security.md.

### Disputes & Chargebacks

Before disputing:

Contact merchant first (often faster)
Document everything (screenshots, receipts)
Know time limits (usually 60-120 days)

Chargeback reasons that work:

Item not received
Item significantly not as described
Unauthorized charge
Merchant won't honor refund policy

For scripts and process, see disputes.md.

### Bill Management

Autopay rules:

Fixed bills (rent, subscriptions) → Autopay full amount
Variable bills (utilities, credit cards) → Autopay minimum or manual
Always: Calendar reminder 3 days before due

Missed payment? Call immediately — many issuers waive first late fee if you ask.

### Rewards Basics

Statement credit / cashback: Simplest, automatic value
Points: Can be worth more if transferred to travel partners
When in doubt: Cashback is never wrong

For optimization strategies, see rewards.md.
## Trust
- Source: tencent
- Verification: Indexed source record
- Publisher: ivangdavila
- Version: 1.0.0
## Source health
- Status: healthy
- Item download looks usable.
- Yavira can redirect you to the upstream package for this item.
- Health scope: item
- Reason: direct_download_ok
- Checked at: 2026-04-30T20:24:03.309Z
- Expires at: 2026-05-07T20:24:03.309Z
- Recommended action: Download for OpenClaw
## Links
- [Detail page](https://openagent3.xyz/skills/pay)
- [Send to Agent page](https://openagent3.xyz/skills/pay/agent)
- [JSON manifest](https://openagent3.xyz/skills/pay/agent.json)
- [Markdown brief](https://openagent3.xyz/skills/pay/agent.md)
- [Download page](https://openagent3.xyz/downloads/pay)