{
  "schemaVersion": "1.0",
  "item": {
    "slug": "payments",
    "name": "Payments",
    "source": "tencent",
    "type": "skill",
    "category": "通讯协作",
    "sourceUrl": "https://clawhub.ai/ivangdavila/payments",
    "canonicalUrl": "https://clawhub.ai/ivangdavila/payments",
    "targetPlatform": "OpenClaw"
  },
  "install": {
    "downloadMode": "redirect",
    "downloadUrl": "/downloads/payments",
    "sourceDownloadUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=payments",
    "sourcePlatform": "tencent",
    "targetPlatform": "OpenClaw",
    "installMethod": "Manual import",
    "extraction": "Extract archive",
    "prerequisites": [
      "OpenClaw"
    ],
    "packageFormat": "ZIP package",
    "includedAssets": [
      "SKILL.md",
      "integration.md",
      "providers.md",
      "security.md",
      "subscriptions.md"
    ],
    "primaryDoc": "SKILL.md",
    "quickSetup": [
      "Download the package from Yavira.",
      "Extract the archive and review SKILL.md first.",
      "Import or place the package into your OpenClaw setup."
    ],
    "agentAssist": {
      "summary": "Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.",
      "steps": [
        "Download the package from Yavira.",
        "Extract it into a folder your agent can access.",
        "Paste one of the prompts below and point your agent at the extracted folder."
      ],
      "prompts": [
        {
          "label": "New install",
          "body": "I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Tell me what you changed and call out any manual steps you could not complete."
        },
        {
          "label": "Upgrade existing",
          "body": "I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Summarize what changed and any follow-up checks I should run."
        }
      ]
    },
    "sourceHealth": {
      "source": "tencent",
      "status": "healthy",
      "reason": "direct_download_ok",
      "recommendedAction": "download",
      "checkedAt": "2026-04-30T16:55:25.780Z",
      "expiresAt": "2026-05-07T16:55:25.780Z",
      "httpStatus": 200,
      "finalUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=network",
      "contentType": "application/zip",
      "probeMethod": "head",
      "details": {
        "probeUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=network",
        "contentDisposition": "attachment; filename=\"network-1.0.0.zip\"",
        "redirectLocation": null,
        "bodySnippet": null
      },
      "scope": "source",
      "summary": "Source download looks usable.",
      "detail": "Yavira can redirect you to the upstream package for this source.",
      "primaryActionLabel": "Download for OpenClaw",
      "primaryActionHref": "/downloads/payments"
    },
    "validation": {
      "installChecklist": [
        "Use the Yavira download entry.",
        "Review SKILL.md after the package is downloaded.",
        "Confirm the extracted package contains the expected setup assets."
      ],
      "postInstallChecks": [
        "Confirm the extracted package includes the expected docs or setup files.",
        "Validate the skill or prompts are available in your target agent workspace.",
        "Capture any manual follow-up steps the agent could not complete."
      ]
    },
    "downloadPageUrl": "https://openagent3.xyz/downloads/payments",
    "agentPageUrl": "https://openagent3.xyz/skills/payments/agent",
    "manifestUrl": "https://openagent3.xyz/skills/payments/agent.json",
    "briefUrl": "https://openagent3.xyz/skills/payments/agent.md"
  },
  "agentAssist": {
    "summary": "Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.",
    "steps": [
      "Download the package from Yavira.",
      "Extract it into a folder your agent can access.",
      "Paste one of the prompts below and point your agent at the extracted folder."
    ],
    "prompts": [
      {
        "label": "New install",
        "body": "I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Tell me what you changed and call out any manual steps you could not complete."
      },
      {
        "label": "Upgrade existing",
        "body": "I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Summarize what changed and any follow-up checks I should run."
      }
    ]
  },
  "documentation": {
    "source": "clawhub",
    "primaryDoc": "SKILL.md",
    "sections": [
      {
        "title": "Situation Detection",
        "body": "ContextLoadChoosing Stripe vs Paddle vs LemonSqueezyproviders.mdImplementing checkout, webhooks, refundsintegration.mdSubscription billing, trials, upgradessubscriptions.mdPCI compliance, fraud preventionsecurity.md"
      },
      {
        "title": "Universal Rules",
        "body": "Never store card data. Use provider-hosted checkout or tokenization. PCI compliance burden explodes the moment raw card numbers touch your server.\n\nWebhooks are truth. Client-side success callbacks lie. A payment succeeded only when your webhook confirms it. Design for webhook-first verification.\n\nTest mode exists for a reason. Use test cards, simulate failures, verify webhook handling. Production surprises cost real money and real customers.\n\nPricing psychology: $9.99/mo feels cheaper than $120/year, but annual retention is 2-3x higher. Default to annual with monthly option, not the reverse."
      },
      {
        "title": "Provider Quick Compare",
        "body": "NeedRecommendationUS/global B2CStripe (best docs, widest coverage)SaaS selling to EU (VAT headache)Paddle, LemonSqueezy (merchant of record)Simple product, no dev resourcesGumroad, Lemonsqueezy hostedMarketplace with splitsStripe ConnectHigh-risk or adultSpecialized processors (CCBill, Epoch)\n\nSee providers.md for detailed comparison."
      },
      {
        "title": "Integration Checklist",
        "body": "Before going live:\n\nWebhook endpoint secured and verified\n Idempotency keys on all charges\n Failure states handled (declined, expired, insufficient)\n Receipts and invoices configured\n Refund flow tested\n Subscription lifecycle events handled (upgrade, downgrade, cancel)\n Currency handling explicit (store in cents/smallest unit)"
      },
      {
        "title": "Red Flags",
        "body": "Storing CVV anywhere, ever → Instant PCI violation\nTrusting client-side payment confirmation → Fraud vector\nNo retry logic for failed webhooks → Lost transactions\nHardcoding prices in frontend → Easy manipulation\nMissing cancel_at_period_end handling → Angry customers"
      },
      {
        "title": "When to Load More",
        "body": "SituationReferenceEvaluating payment processorsproviders.mdBuilding checkout, handling webhooksintegration.mdRecurring billing, metering, trialssubscriptions.mdFraud, PCI, chargebackssecurity.md"
      }
    ],
    "body": "Situation Detection\nContext\tLoad\nChoosing Stripe vs Paddle vs LemonSqueezy\tproviders.md\nImplementing checkout, webhooks, refunds\tintegration.md\nSubscription billing, trials, upgrades\tsubscriptions.md\nPCI compliance, fraud prevention\tsecurity.md\nUniversal Rules\n\nNever store card data. Use provider-hosted checkout or tokenization. PCI compliance burden explodes the moment raw card numbers touch your server.\n\nWebhooks are truth. Client-side success callbacks lie. A payment succeeded only when your webhook confirms it. Design for webhook-first verification.\n\nTest mode exists for a reason. Use test cards, simulate failures, verify webhook handling. Production surprises cost real money and real customers.\n\nPricing psychology: $9.99/mo feels cheaper than $120/year, but annual retention is 2-3x higher. Default to annual with monthly option, not the reverse.\n\nProvider Quick Compare\nNeed\tRecommendation\nUS/global B2C\tStripe (best docs, widest coverage)\nSaaS selling to EU (VAT headache)\tPaddle, LemonSqueezy (merchant of record)\nSimple product, no dev resources\tGumroad, Lemonsqueezy hosted\nMarketplace with splits\tStripe Connect\nHigh-risk or adult\tSpecialized processors (CCBill, Epoch)\n\nSee providers.md for detailed comparison.\n\nIntegration Checklist\n\nBefore going live:\n\n Webhook endpoint secured and verified\n Idempotency keys on all charges\n Failure states handled (declined, expired, insufficient)\n Receipts and invoices configured\n Refund flow tested\n Subscription lifecycle events handled (upgrade, downgrade, cancel)\n Currency handling explicit (store in cents/smallest unit)\nRed Flags\nStoring CVV anywhere, ever → Instant PCI violation\nTrusting client-side payment confirmation → Fraud vector\nNo retry logic for failed webhooks → Lost transactions\nHardcoding prices in frontend → Easy manipulation\nMissing cancel_at_period_end handling → Angry customers\nWhen to Load More\nSituation\tReference\nEvaluating payment processors\tproviders.md\nBuilding checkout, handling webhooks\tintegration.md\nRecurring billing, metering, trials\tsubscriptions.md\nFraud, PCI, chargebacks\tsecurity.md"
  },
  "trust": {
    "sourceLabel": "tencent",
    "provenanceUrl": "https://clawhub.ai/ivangdavila/payments",
    "publisherUrl": "https://clawhub.ai/ivangdavila/payments",
    "owner": "ivangdavila",
    "version": "1.0.0",
    "license": null,
    "verificationStatus": "Indexed source record"
  },
  "links": {
    "detailUrl": "https://openagent3.xyz/skills/payments",
    "downloadUrl": "https://openagent3.xyz/downloads/payments",
    "agentUrl": "https://openagent3.xyz/skills/payments/agent",
    "manifestUrl": "https://openagent3.xyz/skills/payments/agent.json",
    "briefUrl": "https://openagent3.xyz/skills/payments/agent.md"
  }
}