# Send 한국 연금/노후 설계 to your agent
Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.
## Fast path
- Download the package from Yavira.
- Extract it into a folder your agent can access.
- Paste one of the prompts below and point your agent at the extracted folder.
## Suggested prompts
### New install

```text
I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Tell me what you changed and call out any manual steps you could not complete.
```
### Upgrade existing

```text
I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Summarize what changed and any follow-up checks I should run.
```
## Machine-readable fields
```json
{
  "schemaVersion": "1.0",
  "item": {
    "slug": "pension-guide",
    "name": "한국 연금/노후 설계",
    "source": "tencent",
    "type": "skill",
    "category": "数据分析",
    "sourceUrl": "https://clawhub.ai/sw326/pension-guide",
    "canonicalUrl": "https://clawhub.ai/sw326/pension-guide",
    "targetPlatform": "OpenClaw"
  },
  "install": {
    "downloadUrl": "/downloads/pension-guide",
    "sourceDownloadUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=pension-guide",
    "sourcePlatform": "tencent",
    "targetPlatform": "OpenClaw",
    "packageFormat": "ZIP package",
    "primaryDoc": "SKILL.md",
    "includedAssets": [
      "SKILL.md",
      "domain_config.yaml",
      "playbook.md",
      "references/intent_router.md",
      "references/output_templates.md",
      "references/source_tiers.md"
    ],
    "downloadMode": "redirect",
    "sourceHealth": {
      "source": "tencent",
      "slug": "pension-guide",
      "status": "healthy",
      "reason": "direct_download_ok",
      "recommendedAction": "download",
      "checkedAt": "2026-04-30T18:52:57.032Z",
      "expiresAt": "2026-05-07T18:52:57.032Z",
      "httpStatus": 200,
      "finalUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=pension-guide",
      "contentType": "application/zip",
      "probeMethod": "head",
      "details": {
        "probeUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=pension-guide",
        "contentDisposition": "attachment; filename=\"pension-guide-1.0.0.zip\"",
        "redirectLocation": null,
        "bodySnippet": null,
        "slug": "pension-guide"
      },
      "scope": "item",
      "summary": "Item download looks usable.",
      "detail": "Yavira can redirect you to the upstream package for this item.",
      "primaryActionLabel": "Download for OpenClaw",
      "primaryActionHref": "/downloads/pension-guide"
    },
    "validation": {
      "installChecklist": [
        "Use the Yavira download entry.",
        "Review SKILL.md after the package is downloaded.",
        "Confirm the extracted package contains the expected setup assets."
      ],
      "postInstallChecks": [
        "Confirm the extracted package includes the expected docs or setup files.",
        "Validate the skill or prompts are available in your target agent workspace.",
        "Capture any manual follow-up steps the agent could not complete."
      ]
    }
  },
  "links": {
    "detailUrl": "https://openagent3.xyz/skills/pension-guide",
    "downloadUrl": "https://openagent3.xyz/downloads/pension-guide",
    "agentUrl": "https://openagent3.xyz/skills/pension-guide/agent",
    "manifestUrl": "https://openagent3.xyz/skills/pension-guide/agent.json",
    "briefUrl": "https://openagent3.xyz/skills/pension-guide/agent.md"
  }
}
```
## Documentation

### 🏦 Pension Guide (연금/노후설계) 스킬

연금·노후 질문을 9개 인텐트로 분류하고, 국민연금 계산 + IRP/연금저축 비교 + 노후 시뮬레이션으로 리포트를 생성한다.

### 인텐트 라우터

#인텐트사용자 표현 예시기본 산출물1Pension Estimate"국민연금 얼마 받아?"예상 수령액 계산 Flash2Pension Guide"국민연금 납부 방법"가입·납부·크레딧 안내3IRP vs Savings"IRP가 나아? 연금저축이 나아?"절세 효과 비교 Flash4Retirement Sim"노후에 얼마 필요해?"필요 자금 역산 시뮬레이터5Severance Pay"퇴직금 얼마야?"퇴직금 계산 Flash6Basic Pension"기초연금 얼마 받아?"수급 조건 + 금액 안내7FIRE"조기 은퇴 가능해?"FIRE 전략 + 필요 자산 계산8Retirement Portfolio"은퇴 포트폴리오 짜줘"finance-portfolio-counseling 연계9Beginner Guide"연금 처음인데"한국 연금 체계 입문

상세: references/intent_router.md

### 연계 스킬

스킬연계 인텐트finance-portfolio-counselingRetirement Portfolio — 은퇴 포트폴리오yahoo-finance-cliETF/연금펀드 수익률 조회welfare-guideBasic Pension — 기초연금 상세tax-guideIRP/연금저축 세액공제 상세

### 출력 구조

Flash Layer: 항상 출력
Deep-Dive Layer: 명시 요청 시, 또는 Retirement Sim / IRP vs Savings / FIRE 인텐트

상세: references/output_templates.md

### ⚠️ 면책

본 내용은 정보 제공 목적이며, 투자·재무 조언이 아닙니다.
국민연금 정확한 예상액은 국민연금공단(www.nps.or.kr) 또는 내연금(csa.nps.or.kr)에서 확인하세요.
## Trust
- Source: tencent
- Verification: Indexed source record
- Publisher: sw326
- Version: 1.0.0
## Source health
- Status: healthy
- Item download looks usable.
- Yavira can redirect you to the upstream package for this item.
- Health scope: item
- Reason: direct_download_ok
- Checked at: 2026-04-30T18:52:57.032Z
- Expires at: 2026-05-07T18:52:57.032Z
- Recommended action: Download for OpenClaw
## Links
- [Detail page](https://openagent3.xyz/skills/pension-guide)
- [Send to Agent page](https://openagent3.xyz/skills/pension-guide/agent)
- [JSON manifest](https://openagent3.xyz/skills/pension-guide/agent.json)
- [Markdown brief](https://openagent3.xyz/skills/pension-guide/agent.md)
- [Download page](https://openagent3.xyz/downloads/pension-guide)