Requirements
- Target platform
- OpenClaw
- Install method
- Manual import
- Extraction
- Extract archive
- Prerequisites
- OpenClaw
- Primary doc
- SKILL.md
Tencent SkillHub · Communication & Collaboration
Spend Pulse
Proactive spending alerts via Plaid. Track credit card spending against a monthly budget with pace-based alerts.
skill openclawclawhub Free
Proactive spending alerts via Plaid. Track credit card spending against a monthly budget with pace-based alerts.
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Install for OpenClaw
Quick setup
- Download the package from Yavira.
- Extract the archive and review SKILL.md first.
- Import or place the package into your OpenClaw setup.
Package facts
- Download mode
- Yavira redirect
- Package format
- ZIP package
- Source platform
- Tencent SkillHub
- What's included
- SKILL.md
Validation
- Use the Yavira download entry.
- Review SKILL.md after the package is downloaded.
- Confirm the extracted package contains the expected setup assets.
Install with your agent
Agent handoff
Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.
- Download the package from Yavira.
- Extract it into a folder your agent can access.
- Paste one of the prompts below and point your agent at the extracted folder.
New install
I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Tell me what you changed and call out any manual steps you could not complete.
Upgrade existing
I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Summarize what changed and any follow-up checks I should run.
Trust & source
Release facts
- Source
- Tencent SkillHub
- Verification
- Indexed source record
- Version
- 0.1.2
Provenance
- Publisher
- jbornhorst1524
- Source page
- View original listing
- Canonical URL
- Open canonical page
Documentation
Spend Pulse
Proactive spending alerts via Plaid. Track credit card spending against a monthly budget with pace-based alerts.
Installation
# Install globally npm install -g spend-pulse # Or from source git clone https://github.com/jbornhorst1524/spend-pulse.git cd spend-pulse npm install && npm run build && npm link Verify installation: spend-pulse --version
First-Time Setup
Run the interactive setup wizard: spend-pulse setup This will: Prompt for Plaid API credentials (get them at https://dashboard.plaid.com/developers/keys) Ask to choose Sandbox (test data) or Development (real bank) mode Set monthly spending budget Open browser for Plaid Link bank authentication Store credentials securely in macOS Keychain For Sandbox testing, use these Plaid test credentials when the bank login appears: Username: user_good Password: pass_good After setup, run initial sync: spend-pulse sync
spend-pulse check — Primary Command
Returns alert decision with full context. This is the main command to use. should_alert: true reasons: - 3 new transactions - end of month approaching month: "2026-01" budget: 8000 spent: 6801.29 remaining: 1198.71 day_of_month: 30 days_in_month: 31 days_remaining: 1 expected_spend: 7200.00 pace: under pace_delta: -398.71 pace_percent: -6 pace_source: last_month oneline: "Jan: $6.8k of $8k (85%) | $1.2k left | 1 days | > On track" new_transactions: 3 new_items: - merchant: Whole Foods amount: 47.50 category: Groceries - merchant: Amazon amount: 125.00 category: Shopping Alert triggers (should_alert: true when any apply): New transactions since last check Over pace (spending faster than expected) Remaining budget < $500 End of month (last 3 days) First of month (new month started)
spend-pulse sync
Pull latest transactions from Plaid. Run before check for fresh data. synced: 16 new: 3 account: "Amex Gold (...1234)" total_this_month: 6801.29
spend-pulse status [--oneline]
Full spending summary, or quick one-liner: spend-pulse status --oneline # Jan: $6.8k of $8k (85%) | $1.2k left | 1 days | > On track
spend-pulse recent [--days N] [--count N]
Recent transactions (default: last 5 days).
spend-pulse config [key] [value]
View or modify settings: spend-pulse config # show all spend-pulse config target 8000 # set monthly budget spend-pulse config timezone America/Chicago
spend-pulse link [--status] [--remove <id>]
Manage linked bank accounts: spend-pulse link --status # show linked accounts spend-pulse link # add another account spend-pulse link --remove <item_id>
spend-pulse chart [-o <path>]
Generate a cumulative spending chart as a PNG image showing: Current month spending (solid blue line with gradient fill, ends with a dot at today) Last month spending (dashed gray line, full month) Budget target (dashed amber horizontal line) spend-pulse chart # Writes to ~/.spend-pulse/chart.png spend-pulse chart -o /tmp/chart.png # Custom output path Outputs the file path to stdout so you can capture it and attach to messages.
spend-pulse check --chart
Generate a chart alongside the alert check. Adds chart_path to the YAML output: should_alert: true chart_path: /Users/you/.spend-pulse/chart.png # ... rest of check output
Recommended Workflow
# 1. Sync latest transactions spend-pulse sync # 2. Check if alert needed, generate chart spend-pulse check --chart If should_alert: true: Compose a brief, friendly spending update using the data. Attach the chart image from chart_path — it shows current vs. last month spending at a glance. If should_alert: false: Stay quiet unless the user asks about spending.
Composing Messages
Use the oneline field as the core message, then add context. Always attach the chart image when available — it communicates pace visually better than any text can. Under pace (positive): "Quick spending pulse: Jan at $6.8k of $8k, $1.2k left with 1 day to go. Under pace by 12% — nice work!" [attach chart.png] On track: "January update: $5.5k of $8k (69%) with 10 days left. Right on pace. Recent: $125 Amazon, $47 Whole Foods." [attach chart.png] Over pace (heads up): "Heads up — January's at $7.2k of $8k with 5 days to go. About 10% over pace. The travel charges added up." [attach chart.png] Over budget: "January budget: $8.5k spent, about $500 over the $8k target. Something to keep in mind for February." [attach chart.png] Guidelines: Tone: helpful friend, not nagging accountant Keep text under 280 characters when possible Mention 1-2 notable items from new_items if interesting Use reasons array for context Always include the chart image — it's designed to be readable on a phone screen
Pace Explained
Spend Pulse paces against last month's actual cumulative spend curve when available, falling back to a linear budget ramp when no prior month data exists. expected_spend: Where you were at this point last month (or linear ramp fallback) spent: Actual spending pace_delta: Difference (negative = under, positive = over) pace: under | on_track | over pace_source: last_month (curve-based) or linear (ramp fallback) This means early-month bills (rent, subscriptions) won't trigger false "over pace" alerts if you had similar bills last month. Example: Day 15, last month you'd spent $4.2k by this point → expected ~$4.2k.
Upgrading to Real Bank Data
After testing with Sandbox, upgrade to Development mode for real transactions: spend-pulse setup --upgrade This clears sandbox data and connects your real bank account.
Troubleshooting
"Plaid credentials not found": Run spend-pulse setup to configure. "Access token not found": Run spend-pulse setup to re-authenticate. "No accounts found": Check spend-pulse link --status and add account if needed. Stale data: Run spend-pulse sync to refresh from Plaid.
Category context
Messaging, meetings, inboxes, CRM, and teammate communication surfaces.
Source: Tencent SkillHub
Largest current source with strong distribution and engagement signals.
Package contents
Included in package
1 Docs
- SKILL.md