{ "schemaVersion": "1.0", "item": { "slug": "tax-planning", "name": "Tax Planning", "source": "tencent", "type": "skill", "category": "内容创作", "sourceUrl": "https://clawhub.ai/JK-0001/tax-planning", "canonicalUrl": "https://clawhub.ai/JK-0001/tax-planning", "targetPlatform": "OpenClaw" }, "install": { "downloadMode": "redirect", "downloadUrl": "/downloads/tax-planning", "sourceDownloadUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=tax-planning", "sourcePlatform": "tencent", "targetPlatform": "OpenClaw", "installMethod": "Manual import", "extraction": "Extract archive", "prerequisites": [ "OpenClaw" ], "packageFormat": "ZIP package", "includedAssets": [ "SKILL.md" ], "primaryDoc": "SKILL.md", "quickSetup": [ "Download the package from Yavira.", "Extract the archive and review SKILL.md first.", "Import or place the package into your OpenClaw setup." ], "agentAssist": { "summary": "Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.", "steps": [ "Download the package from Yavira.", "Extract it into a folder your agent can access.", "Paste one of the prompts below and point your agent at the extracted folder." ], "prompts": [ { "label": "New install", "body": "I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Tell me what you changed and call out any manual steps you could not complete." }, { "label": "Upgrade existing", "body": "I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Summarize what changed and any follow-up checks I should run." } ] }, "sourceHealth": { "source": "tencent", "status": "healthy", "reason": "direct_download_ok", "recommendedAction": "download", "checkedAt": "2026-04-30T16:55:25.780Z", "expiresAt": "2026-05-07T16:55:25.780Z", "httpStatus": 200, "finalUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=network", "contentType": "application/zip", "probeMethod": "head", "details": { "probeUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=network", "contentDisposition": "attachment; filename=\"network-1.0.0.zip\"", "redirectLocation": null, "bodySnippet": null }, "scope": "source", "summary": "Source download looks usable.", "detail": "Yavira can redirect you to the upstream package for this source.", "primaryActionLabel": "Download for OpenClaw", "primaryActionHref": "/downloads/tax-planning" }, "validation": { "installChecklist": [ "Use the Yavira download entry.", "Review SKILL.md after the package is downloaded.", "Confirm the extracted package contains the expected setup assets." ], "postInstallChecks": [ "Confirm the extracted package includes the expected docs or setup files.", "Validate the skill or prompts are available in your target agent workspace.", "Capture any manual follow-up steps the agent could not complete." ] }, "downloadPageUrl": "https://openagent3.xyz/downloads/tax-planning", "agentPageUrl": "https://openagent3.xyz/skills/tax-planning/agent", "manifestUrl": "https://openagent3.xyz/skills/tax-planning/agent.json", "briefUrl": "https://openagent3.xyz/skills/tax-planning/agent.md" }, "agentAssist": { "summary": "Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.", "steps": [ "Download the package from Yavira.", "Extract it into a folder your agent can access.", "Paste one of the prompts below and point your agent at the extracted folder." ], "prompts": [ { "label": "New install", "body": "I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Tell me what you changed and call out any manual steps you could not complete." }, { "label": "Upgrade existing", "body": "I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Summarize what changed and any follow-up checks I should run." } ] }, "documentation": { "source": "clawhub", "primaryDoc": "SKILL.md", "sections": [ { "title": "Overview", "body": "Taxes are one of the biggest expenses for solopreneurs. Without planning, you'll overpay or face penalties. With planning, you can legally minimize your tax burden and keep more of what you earn. This playbook covers tax fundamentals, quarterly payments, deductions, and strategic decisions like S-Corp election. Disclaimer: This is educational content, not professional tax advice. Consult a CPA for your specific situation." }, { "title": "Step 1: Understand Your Tax Obligations (U.S.)", "body": "As a solopreneur, you pay multiple types of taxes. Know what you owe.\n\nTax types:\n\nTax TypeWhat It IsRateWhen You PayIncome TaxFederal tax on profit10-37% (marginal brackets)Quarterly estimated + April 15Self-Employment TaxSocial Security + Medicare15.3% on net earningsQuarterly estimated + April 15State Income TaxState tax on profit (if applicable)0-13% (varies by state)Quarterly estimated + state deadlineSales Tax (if selling physical goods)Tax on sales to customersVaries by stateMonthly or quarterly\n\nTotal effective tax rate for solopreneurs: 25-40% of profit (depending on income level and state).\n\nExample:\n\nNet Profit: $100,000\nFederal Income Tax (~22%): $22,000\nSelf-Employment Tax (15.3%): $15,300\nState Income Tax (~5%): $5,000\nTotal Tax: $42,300 (42% effective rate)\n\nRule: Set aside 30% of every payment you receive for taxes. Transfer it to a separate savings account immediately." }, { "title": "Step 2: Make Quarterly Estimated Tax Payments", "body": "If you're self-employed, you don't have an employer withholding taxes. You must pay quarterly.\n\nQuarterly tax deadlines (U.S.):\n\nQ1: April 15\nQ2: June 15\nQ3: September 15\nQ4: January 15 (following year)\n\nHow much to pay each quarter:\n\nEstimated Annual Profit × Effective Tax Rate / 4\n\nExample:\n\nExpected profit: $100,000\nEffective rate: 30%\nQuarterly payment: $100,000 × 0.30 / 4 = $7,500\n\nHow to pay:\n\nFederal: IRS Direct Pay (irs.gov/payments) or EFTPS\nState: Your state's tax website\n\nPenalties for not paying quarterly:\n\nIRS charges underpayment penalties (~5-6% annually on what you owe)\nSafe harbor rule: If you pay 100% of last year's tax liability (110% if income > $150K), you avoid penalties even if you underpay this year\n\nRule: Pay quarterly even if it's an estimate. Better to overpay slightly and get a refund than underpay and face penalties." }, { "title": "Step 3: Maximize Your Tax Deductions", "body": "Deductions reduce your taxable income. More deductions = less tax owed.\n\nTop deductions for solopreneurs (U.S.):" }, { "title": "1. Home Office Deduction", "body": "If you have a dedicated space for business, you can deduct a portion of rent/mortgage, utilities, insurance.\n\nTwo methods:\n\nSimplified: $5/sq ft (max 300 sq ft = $1,500/year)\nActual expenses: (Home office sq ft / Total home sq ft) × Total home expenses\n\nExample:\n\nOffice: 150 sq ft\nHome: 1,500 sq ft\nHome expenses (rent + utilities): $24,000/year\nDeduction: (150/1,500) × $24,000 = $2,400\n\nRequirements:\n\nSpace must be used EXCLUSIVELY for business (no dual-purpose rooms)\nMust be your principal place of business" }, { "title": "2. Business Equipment and Supplies", "body": "Computers, monitors, desks, chairs\nSoftware subscriptions (Notion, Adobe, hosting, domain)\nOffice supplies (pens, paper, printer)\n\nSection 179 deduction: Deduct full cost of equipment in year purchased (up to ~$1M), rather than depreciating over years." }, { "title": "3. Vehicle and Mileage", "body": "If you drive for business (client meetings, site visits, errands):\n\nStandard mileage rate: $0.67/mile (2024 rate — check current year)\nActual expenses: Track gas, maintenance, insurance, depreciation (complex, requires detailed records)\n\nRecommendation: Use standard mileage (simpler). Track with app (MileIQ, Everlance).\n\nNot deductible: Commuting from home to office." }, { "title": "4. Professional Services", "body": "CPA / tax preparation fees\nLawyer fees (contracts, legal advice)\nBusiness consultants or coaches" }, { "title": "5. Marketing and Advertising", "body": "Paid ads (Google, Facebook, LinkedIn)\nWebsite costs (hosting, domain, design)\nContent creation (copywriters, designers, video editors)" }, { "title": "6. Business Travel and Meals", "body": "Travel: 100% deductible (flights, hotels for business trips)\nMeals: 50% deductible (business meals with clients or networking)\n\nRule: Keep receipts and note the business purpose." }, { "title": "7. Education and Training", "body": "Courses, books, conferences related to your business\nMust improve skills for current business (not for entering a new field)" }, { "title": "8. Contractor and Employee Payments", "body": "Payments to contractors (if you issue 1099s)\nPayroll expenses (if you have employees)" }, { "title": "9. Health Insurance (if self-employed)", "body": "100% of health insurance premiums deductible (for you and family)\nDeducted on personal return (Form 1040), not business return" }, { "title": "10. Retirement Contributions", "body": "Solo 401(k): Contribute up to $23,000 (2024 limit) + 25% of net earnings (total max ~$69,000)\nSEP-IRA: Contribute up to 25% of net earnings (max ~$69,000)\n\nWhy this matters: Reduces taxable income AND builds retirement savings." }, { "title": "Step 4: Decide If You Should Elect S-Corp Status", "body": "If your profit is > $80-100K/year, S-Corp election can save you thousands on self-employment tax.\n\nHow S-Corp saves money:\n\nAs a sole proprietor or default LLC, you pay 15.3% self-employment tax on ALL profit.\n\nAs an S-Corp, you:\n\nPay yourself a \"reasonable salary\" (subject to payroll taxes)\nTake remaining profit as \"distributions\" (NOT subject to self-employment tax)\n\nExample:\n\nProfit: $150,000\n\nDEFAULT LLC:\n Self-employment tax: $150,000 × 15.3% = $22,950\n\nS-CORP:\n Reasonable salary: $80,000\n Self-employment tax on salary: $80,000 × 15.3% = $12,240\n Distributions (no self-employment tax): $70,000\n Total self-employment tax: $12,240\n \nSAVINGS: $22,950 - $12,240 = $10,710/year\n\nS-Corp downsides:\n\nRequires payroll setup (payroll provider ~$500-1,500/year)\nMore paperwork (payroll taxes, quarterly filings)\nMust pay yourself a \"reasonable salary\" (can't pay $20K salary on $150K profit — IRS will challenge it)\n\nWhen to elect S-Corp:\n\nProfit > $80-100K/year (savings outweigh the extra costs)\nYou're willing to run payroll\n\nWhen NOT to elect S-Corp:\n\nProfit < $60K/year (savings too small to justify extra work)\nYou're just starting out (wait until profit is consistent)\n\nHow to elect: File Form 2553 with IRS. Must be done by March 15 of the year you want it to take effect (or within 75 days of forming your LLC).\n\nRule: Talk to a CPA before electing S-Corp. They'll help you determine if it's worth it and set up payroll." }, { "title": "Step 5: Year-End Tax Planning (October-December)", "body": "The last 3 months of the year are critical for tax planning.\n\nYear-end tax checklist:" }, { "title": "October: Project Your Tax Liability", "body": "Calculate expected profit for the year (revenue - expenses so far + projected Q4)\n Estimate total tax owed (federal + state + self-employment)\n Check if you've paid enough in quarterly taxes\n If underpaid, make a larger Q4 payment (Jan 15 deadline)" }, { "title": "November: Accelerate Deductions (if profitable)", "body": "If you're having a profitable year and want to reduce taxes:\n\nBuy equipment or software you were planning to buy in January (deduct in current year)\n Pay annual subscriptions early (if you're cash-method taxpayer)\n Make retirement contributions (Solo 401k or SEP-IRA)\n Prepay business expenses (insurance, rent) if it makes sense\n\nCaution: Don't buy things you don't need just for the tax deduction. A deduction saves you 25-40% of the expense — you still spent the full amount." }, { "title": "December: Defer Income (if needed)", "body": "If you're having a very high-income year and want to spread it out:\n\nDelay invoicing until January (so payment hits next year)\n Defer year-end bonuses or distributions until January\n\nWhen to defer: If you're in a high tax bracket this year but expect lower income next year." }, { "title": "January: File Taxes (or Hire a CPA)", "body": "Generate P&L for the year (from accounting software)\n Compile receipts for major expenses\n Hand off to CPA, or use tax software (TurboTax, TaxAct)\n File by April 15 (or request extension to October 15)" }, { "title": "Step 6: Work with a CPA", "body": "When to hire a CPA:\n\nRevenue > $50K/year (DIY becomes risky)\nConsidering S-Corp election\nMultiple income streams or complex business structure\nAudited or received an IRS notice\n\nWhat a CPA does:\n\nPrepares and files your tax return\nAdvises on deductions and tax strategy\nHelps with S-Corp election and payroll setup\nRepresents you if audited\n\nCost: $500-2,000/year for basic tax prep. More for complex situations or year-round advisory.\n\nHow to find a good CPA:\n\nAsk other solopreneurs for referrals\nLook for CPAs who specialize in small business / self-employed\nInterview 2-3 before choosing (ask about their experience with solopreneurs)\n\nRed flags:\n\nCPA who promises huge refunds or \"too-good-to-be-true\" deductions\nCPA who doesn't ask detailed questions about your business\nCPA who doesn't respond to emails/calls promptly\n\nRule: A good CPA pays for themselves in tax savings and peace of mind." }, { "title": "Tax Planning Mistakes to Avoid", "body": "Not setting aside money for taxes. Tax bills hit hard in April if you haven't saved. Set aside 30% of every payment.\nMissing quarterly estimated tax payments. Underpayment penalties add up. Pay quarterly even if it's an estimate.\nDeducting personal expenses as business expenses. IRS audits this heavily. Only deduct legitimate business expenses.\nNot tracking mileage or receipts. If audited, you need proof. Track everything.\nElecting S-Corp too early. If profit < $80K, S-Corp adds complexity without enough savings.\nDoing your own taxes when you shouldn't. Past $50K revenue, the risk of mistakes is too high. Hire a CPA." } ], "body": "Tax Planning\nOverview\n\nTaxes are one of the biggest expenses for solopreneurs. Without planning, you'll overpay or face penalties. With planning, you can legally minimize your tax burden and keep more of what you earn. This playbook covers tax fundamentals, quarterly payments, deductions, and strategic decisions like S-Corp election. Disclaimer: This is educational content, not professional tax advice. Consult a CPA for your specific situation.\n\nStep 1: Understand Your Tax Obligations (U.S.)\n\nAs a solopreneur, you pay multiple types of taxes. Know what you owe.\n\nTax types:\n\nTax Type\tWhat It Is\tRate\tWhen You Pay\nIncome Tax\tFederal tax on profit\t10-37% (marginal brackets)\tQuarterly estimated + April 15\nSelf-Employment Tax\tSocial Security + Medicare\t15.3% on net earnings\tQuarterly estimated + April 15\nState Income Tax\tState tax on profit (if applicable)\t0-13% (varies by state)\tQuarterly estimated + state deadline\nSales Tax (if selling physical goods)\tTax on sales to customers\tVaries by state\tMonthly or quarterly\n\nTotal effective tax rate for solopreneurs: 25-40% of profit (depending on income level and state).\n\nExample:\n\nNet Profit: $100,000\nFederal Income Tax (~22%): $22,000\nSelf-Employment Tax (15.3%): $15,300\nState Income Tax (~5%): $5,000\nTotal Tax: $42,300 (42% effective rate)\n\n\nRule: Set aside 30% of every payment you receive for taxes. Transfer it to a separate savings account immediately.\n\nStep 2: Make Quarterly Estimated Tax Payments\n\nIf you're self-employed, you don't have an employer withholding taxes. You must pay quarterly.\n\nQuarterly tax deadlines (U.S.):\n\nQ1: April 15\nQ2: June 15\nQ3: September 15\nQ4: January 15 (following year)\n\nHow much to pay each quarter:\n\nEstimated Annual Profit × Effective Tax Rate / 4\n\n\nExample:\n\nExpected profit: $100,000\nEffective rate: 30%\nQuarterly payment: $100,000 × 0.30 / 4 = $7,500\n\n\nHow to pay:\n\nFederal: IRS Direct Pay (irs.gov/payments) or EFTPS\nState: Your state's tax website\n\nPenalties for not paying quarterly:\n\nIRS charges underpayment penalties (~5-6% annually on what you owe)\nSafe harbor rule: If you pay 100% of last year's tax liability (110% if income > $150K), you avoid penalties even if you underpay this year\n\nRule: Pay quarterly even if it's an estimate. Better to overpay slightly and get a refund than underpay and face penalties.\n\nStep 3: Maximize Your Tax Deductions\n\nDeductions reduce your taxable income. More deductions = less tax owed.\n\nTop deductions for solopreneurs (U.S.):\n\n1. Home Office Deduction\n\nIf you have a dedicated space for business, you can deduct a portion of rent/mortgage, utilities, insurance.\n\nTwo methods:\n\nSimplified: $5/sq ft (max 300 sq ft = $1,500/year)\nActual expenses: (Home office sq ft / Total home sq ft) × Total home expenses\n\nExample:\n\nOffice: 150 sq ft\nHome: 1,500 sq ft\nHome expenses (rent + utilities): $24,000/year\nDeduction: (150/1,500) × $24,000 = $2,400\n\n\nRequirements:\n\nSpace must be used EXCLUSIVELY for business (no dual-purpose rooms)\nMust be your principal place of business\n2. Business Equipment and Supplies\nComputers, monitors, desks, chairs\nSoftware subscriptions (Notion, Adobe, hosting, domain)\nOffice supplies (pens, paper, printer)\n\nSection 179 deduction: Deduct full cost of equipment in year purchased (up to ~$1M), rather than depreciating over years.\n\n3. Vehicle and Mileage\n\nIf you drive for business (client meetings, site visits, errands):\n\nStandard mileage rate: $0.67/mile (2024 rate — check current year)\nActual expenses: Track gas, maintenance, insurance, depreciation (complex, requires detailed records)\n\nRecommendation: Use standard mileage (simpler). Track with app (MileIQ, Everlance).\n\nNot deductible: Commuting from home to office.\n\n4. Professional Services\nCPA / tax preparation fees\nLawyer fees (contracts, legal advice)\nBusiness consultants or coaches\n5. Marketing and Advertising\nPaid ads (Google, Facebook, LinkedIn)\nWebsite costs (hosting, domain, design)\nContent creation (copywriters, designers, video editors)\n6. Business Travel and Meals\nTravel: 100% deductible (flights, hotels for business trips)\nMeals: 50% deductible (business meals with clients or networking)\n\nRule: Keep receipts and note the business purpose.\n\n7. Education and Training\nCourses, books, conferences related to your business\nMust improve skills for current business (not for entering a new field)\n8. Contractor and Employee Payments\nPayments to contractors (if you issue 1099s)\nPayroll expenses (if you have employees)\n9. Health Insurance (if self-employed)\n100% of health insurance premiums deductible (for you and family)\nDeducted on personal return (Form 1040), not business return\n10. Retirement Contributions\nSolo 401(k): Contribute up to $23,000 (2024 limit) + 25% of net earnings (total max ~$69,000)\nSEP-IRA: Contribute up to 25% of net earnings (max ~$69,000)\n\nWhy this matters: Reduces taxable income AND builds retirement savings.\n\nStep 4: Decide If You Should Elect S-Corp Status\n\nIf your profit is > $80-100K/year, S-Corp election can save you thousands on self-employment tax.\n\nHow S-Corp saves money:\n\nAs a sole proprietor or default LLC, you pay 15.3% self-employment tax on ALL profit.\n\nAs an S-Corp, you:\n\nPay yourself a \"reasonable salary\" (subject to payroll taxes)\nTake remaining profit as \"distributions\" (NOT subject to self-employment tax)\n\nExample:\n\nProfit: $150,000\n\nDEFAULT LLC:\n Self-employment tax: $150,000 × 15.3% = $22,950\n\nS-CORP:\n Reasonable salary: $80,000\n Self-employment tax on salary: $80,000 × 15.3% = $12,240\n Distributions (no self-employment tax): $70,000\n Total self-employment tax: $12,240\n \nSAVINGS: $22,950 - $12,240 = $10,710/year\n\n\nS-Corp downsides:\n\nRequires payroll setup (payroll provider ~$500-1,500/year)\nMore paperwork (payroll taxes, quarterly filings)\nMust pay yourself a \"reasonable salary\" (can't pay $20K salary on $150K profit — IRS will challenge it)\n\nWhen to elect S-Corp:\n\nProfit > $80-100K/year (savings outweigh the extra costs)\nYou're willing to run payroll\n\nWhen NOT to elect S-Corp:\n\nProfit < $60K/year (savings too small to justify extra work)\nYou're just starting out (wait until profit is consistent)\n\nHow to elect: File Form 2553 with IRS. Must be done by March 15 of the year you want it to take effect (or within 75 days of forming your LLC).\n\nRule: Talk to a CPA before electing S-Corp. They'll help you determine if it's worth it and set up payroll.\n\nStep 5: Year-End Tax Planning (October-December)\n\nThe last 3 months of the year are critical for tax planning.\n\nYear-end tax checklist:\n\nOctober: Project Your Tax Liability\n Calculate expected profit for the year (revenue - expenses so far + projected Q4)\n Estimate total tax owed (federal + state + self-employment)\n Check if you've paid enough in quarterly taxes\n If underpaid, make a larger Q4 payment (Jan 15 deadline)\nNovember: Accelerate Deductions (if profitable)\n\nIf you're having a profitable year and want to reduce taxes:\n\n Buy equipment or software you were planning to buy in January (deduct in current year)\n Pay annual subscriptions early (if you're cash-method taxpayer)\n Make retirement contributions (Solo 401k or SEP-IRA)\n Prepay business expenses (insurance, rent) if it makes sense\n\nCaution: Don't buy things you don't need just for the tax deduction. A deduction saves you 25-40% of the expense — you still spent the full amount.\n\nDecember: Defer Income (if needed)\n\nIf you're having a very high-income year and want to spread it out:\n\n Delay invoicing until January (so payment hits next year)\n Defer year-end bonuses or distributions until January\n\nWhen to defer: If you're in a high tax bracket this year but expect lower income next year.\n\nJanuary: File Taxes (or Hire a CPA)\n Generate P&L for the year (from accounting software)\n Compile receipts for major expenses\n Hand off to CPA, or use tax software (TurboTax, TaxAct)\n File by April 15 (or request extension to October 15)\nStep 6: Work with a CPA\n\nWhen to hire a CPA:\n\nRevenue > $50K/year (DIY becomes risky)\nConsidering S-Corp election\nMultiple income streams or complex business structure\nAudited or received an IRS notice\n\nWhat a CPA does:\n\nPrepares and files your tax return\nAdvises on deductions and tax strategy\nHelps with S-Corp election and payroll setup\nRepresents you if audited\n\nCost: $500-2,000/year for basic tax prep. More for complex situations or year-round advisory.\n\nHow to find a good CPA:\n\nAsk other solopreneurs for referrals\nLook for CPAs who specialize in small business / self-employed\nInterview 2-3 before choosing (ask about their experience with solopreneurs)\n\nRed flags:\n\nCPA who promises huge refunds or \"too-good-to-be-true\" deductions\nCPA who doesn't ask detailed questions about your business\nCPA who doesn't respond to emails/calls promptly\n\nRule: A good CPA pays for themselves in tax savings and peace of mind.\n\nTax Planning Mistakes to Avoid\nNot setting aside money for taxes. Tax bills hit hard in April if you haven't saved. Set aside 30% of every payment.\nMissing quarterly estimated tax payments. Underpayment penalties add up. Pay quarterly even if it's an estimate.\nDeducting personal expenses as business expenses. IRS audits this heavily. Only deduct legitimate business expenses.\nNot tracking mileage or receipts. If audited, you need proof. Track everything.\nElecting S-Corp too early. If profit < $80K, S-Corp adds complexity without enough savings.\nDoing your own taxes when you shouldn't. Past $50K revenue, the risk of mistakes is too high. Hire a CPA." }, "trust": { "sourceLabel": "tencent", "provenanceUrl": "https://clawhub.ai/JK-0001/tax-planning", "publisherUrl": "https://clawhub.ai/JK-0001/tax-planning", "owner": "JK-0001", "version": "1.0.1", "license": null, "verificationStatus": "Indexed source record" }, "links": { "detailUrl": "https://openagent3.xyz/skills/tax-planning", "downloadUrl": "https://openagent3.xyz/downloads/tax-planning", "agentUrl": "https://openagent3.xyz/skills/tax-planning/agent", "manifestUrl": "https://openagent3.xyz/skills/tax-planning/agent.json", "briefUrl": "https://openagent3.xyz/skills/tax-planning/agent.md" } }