{
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  "item": {
    "slug": "watch-my-money",
    "name": "Watch My Money",
    "source": "tencent",
    "type": "skill",
    "category": "数据分析",
    "sourceUrl": "https://clawhub.ai/andreolf/watch-my-money",
    "canonicalUrl": "https://clawhub.ai/andreolf/watch-my-money",
    "targetPlatform": "OpenClaw"
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    "downloadUrl": "/downloads/watch-my-money",
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    "sourcePlatform": "tencent",
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    "installMethod": "Manual import",
    "extraction": "Extract archive",
    "prerequisites": [
      "OpenClaw"
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    "packageFormat": "ZIP package",
    "includedAssets": [
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      "references/common-merchants.md",
      "references/budget-templates.md",
      "assets/template.html"
    ],
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      "Extract the archive and review SKILL.md first.",
      "Import or place the package into your OpenClaw setup."
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        "Download the package from Yavira.",
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        "Paste one of the prompts below and point your agent at the extracted folder."
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          "label": "New install",
          "body": "I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Tell me what you changed and call out any manual steps you could not complete."
        },
        {
          "label": "Upgrade existing",
          "body": "I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Summarize what changed and any follow-up checks I should run."
        }
      ]
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      "checkedAt": "2026-04-23T16:43:11.935Z",
      "expiresAt": "2026-04-30T16:43:11.935Z",
      "httpStatus": 200,
      "finalUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=4claw-imageboard",
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        "probeUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=4claw-imageboard",
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        "redirectLocation": null,
        "bodySnippet": null
      },
      "scope": "source",
      "summary": "Source download looks usable.",
      "detail": "Yavira can redirect you to the upstream package for this source.",
      "primaryActionLabel": "Download for OpenClaw",
      "primaryActionHref": "/downloads/watch-my-money"
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        "Review SKILL.md after the package is downloaded.",
        "Confirm the extracted package contains the expected setup assets."
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        "Confirm the extracted package includes the expected docs or setup files.",
        "Validate the skill or prompts are available in your target agent workspace.",
        "Capture any manual follow-up steps the agent could not complete."
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    "summary": "Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.",
    "steps": [
      "Download the package from Yavira.",
      "Extract it into a folder your agent can access.",
      "Paste one of the prompts below and point your agent at the extracted folder."
    ],
    "prompts": [
      {
        "label": "New install",
        "body": "I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Tell me what you changed and call out any manual steps you could not complete."
      },
      {
        "label": "Upgrade existing",
        "body": "I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Summarize what changed and any follow-up checks I should run."
      }
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  "documentation": {
    "source": "clawhub",
    "primaryDoc": "SKILL.md",
    "sections": [
      {
        "title": "watch-my-money",
        "body": "Analyze transactions, categorize spending, track budgets, flag overspending."
      },
      {
        "title": "1. Get Transactions",
        "body": "Ask user for bank/card CSV export OR pasted text.\n\nCommon sources:\n\nDownload CSV from your bank's online portal\nExport from budgeting apps\nCopy/paste transactions from statements\n\nSupported formats:\n\nAny CSV with date, description, amount columns\nPasted text: \"2026-01-03 Starbucks -5.40 CHF\""
      },
      {
        "title": "2. Parse & Normalize",
        "body": "Read input, normalize to standard format:\n\nAuto-detect delimiter (comma, semicolon, tab)\nParse dates (YYYY-MM-DD, DD/MM/YYYY, MM/DD/YYYY)\nNormalize amounts (expenses negative, income positive)\nExtract merchant from description\nDetect recurring transactions (subscriptions)"
      },
      {
        "title": "3. Categorize Transactions",
        "body": "For each transaction, assign category:\n\nCategories:\n\nrent, utilities, subscriptions, groceries, eating_out\ntransport, travel, shopping, health\nincome, transfers, other\n\nCategorization order:\n\nCheck saved merchant overrides\nApply deterministic keyword rules (see common-merchants.md)\nPattern matching (subscriptions, utilities)\nHeuristic fallback\n\nFor ambiguous merchants (batch of 5-10), ask user to confirm.\nSave overrides for future runs."
      },
      {
        "title": "4. Check Budgets",
        "body": "Compare spending against user-defined budgets.\n\nAlert thresholds:\n\n80% - approaching limit (yellow)\n100% - at limit (red)\n120% - over budget (red, urgent)\n\nSee budget-templates.md for suggested budgets."
      },
      {
        "title": "5. Detect Anomalies",
        "body": "Flag unusual spending:\n\nCategory spike: spend > 1.5x baseline AND delta > 50\nSubscription growth: subscriptions up > 20%\nNew expensive merchant: first appearance AND spend > 30\nPotential subscriptions: recurring same-amount charges\n\nBaseline = previous 3 months average (or current month if no history)."
      },
      {
        "title": "6. Generate HTML Report",
        "body": "Create local HTML file with:\n\nMonth summary (income, expenses, net)\nCategory breakdown with budget status\nTop merchants\nAlerts section\nRecurring transactions detected\nPrivacy toggle (blur amounts/merchants)\n\nCopy template.html and inject data."
      },
      {
        "title": "7. Save State",
        "body": "Persist to ~/.watch_my_money/:\n\nstate.json - budgets, merchant overrides, history\nreports/YYYY-MM.json - machine-readable monthly data\nreports/YYYY-MM.html - interactive report"
      },
      {
        "title": "CLI Commands",
        "body": "# Analyze CSV\npython -m watch_my_money analyze --csv path/to/file.csv --month 2026-01\n\n# Analyze from stdin\ncat transactions.txt | python -m watch_my_money analyze --stdin --month 2026-01 --default-currency CHF\n\n# Compare months\npython -m watch_my_money compare --months 2026-01 2025-12\n\n# Set budget\npython -m watch_my_money set-budget --category groceries --amount 500 --currency CHF\n\n# View budgets\npython -m watch_my_money budgets\n\n# Export month data\npython -m watch_my_money export --month 2026-01 --out summary.json\n\n# Reset all state\npython -m watch_my_money reset-state"
      },
      {
        "title": "Output Structure",
        "body": "Console shows:\n\nMonth summary with income/expenses/net\nCategory table with spend vs budget\nRecurring transactions detected\nTop 5 merchants\nAlerts as bullet points\n\nFiles written:\n\n~/.watch_my_money/state.json\n~/.watch_my_money/reports/2026-01.json\n~/.watch_my_money/reports/2026-01.html"
      },
      {
        "title": "HTML Report Features",
        "body": "Collapsible category sections\nBudget progress bars\nRecurring transaction list\nMonth-over-month comparison\nPrivacy toggle (blur sensitive data)\nDark mode (respects system preference)\nFloating action button\nScreenshot-friendly layout\nAuto-hide empty sections"
      },
      {
        "title": "Privacy",
        "body": "All data stays local. No network calls. No external APIs.\nTransaction data is analyzed locally and stored only in ~/.watch_my_money/."
      }
    ],
    "body": "watch-my-money\n\nAnalyze transactions, categorize spending, track budgets, flag overspending.\n\nWorkflow\n1. Get Transactions\n\nAsk user for bank/card CSV export OR pasted text.\n\nCommon sources:\n\nDownload CSV from your bank's online portal\nExport from budgeting apps\nCopy/paste transactions from statements\n\nSupported formats:\n\nAny CSV with date, description, amount columns\nPasted text: \"2026-01-03 Starbucks -5.40 CHF\"\n2. Parse & Normalize\n\nRead input, normalize to standard format:\n\nAuto-detect delimiter (comma, semicolon, tab)\nParse dates (YYYY-MM-DD, DD/MM/YYYY, MM/DD/YYYY)\nNormalize amounts (expenses negative, income positive)\nExtract merchant from description\nDetect recurring transactions (subscriptions)\n3. Categorize Transactions\n\nFor each transaction, assign category:\n\nCategories:\n\nrent, utilities, subscriptions, groceries, eating_out\ntransport, travel, shopping, health\nincome, transfers, other\n\nCategorization order:\n\nCheck saved merchant overrides\nApply deterministic keyword rules (see common-merchants.md)\nPattern matching (subscriptions, utilities)\nHeuristic fallback\n\nFor ambiguous merchants (batch of 5-10), ask user to confirm. Save overrides for future runs.\n\n4. Check Budgets\n\nCompare spending against user-defined budgets.\n\nAlert thresholds:\n\n80% - approaching limit (yellow)\n100% - at limit (red)\n120% - over budget (red, urgent)\n\nSee budget-templates.md for suggested budgets.\n\n5. Detect Anomalies\n\nFlag unusual spending:\n\nCategory spike: spend > 1.5x baseline AND delta > 50\nSubscription growth: subscriptions up > 20%\nNew expensive merchant: first appearance AND spend > 30\nPotential subscriptions: recurring same-amount charges\n\nBaseline = previous 3 months average (or current month if no history).\n\n6. Generate HTML Report\n\nCreate local HTML file with:\n\nMonth summary (income, expenses, net)\nCategory breakdown with budget status\nTop merchants\nAlerts section\nRecurring transactions detected\nPrivacy toggle (blur amounts/merchants)\n\nCopy template.html and inject data.\n\n7. Save State\n\nPersist to ~/.watch_my_money/:\n\nstate.json - budgets, merchant overrides, history\nreports/YYYY-MM.json - machine-readable monthly data\nreports/YYYY-MM.html - interactive report\nCLI Commands\n# Analyze CSV\npython -m watch_my_money analyze --csv path/to/file.csv --month 2026-01\n\n# Analyze from stdin\ncat transactions.txt | python -m watch_my_money analyze --stdin --month 2026-01 --default-currency CHF\n\n# Compare months\npython -m watch_my_money compare --months 2026-01 2025-12\n\n# Set budget\npython -m watch_my_money set-budget --category groceries --amount 500 --currency CHF\n\n# View budgets\npython -m watch_my_money budgets\n\n# Export month data\npython -m watch_my_money export --month 2026-01 --out summary.json\n\n# Reset all state\npython -m watch_my_money reset-state\n\nOutput Structure\n\nConsole shows:\n\nMonth summary with income/expenses/net\nCategory table with spend vs budget\nRecurring transactions detected\nTop 5 merchants\nAlerts as bullet points\n\nFiles written:\n\n~/.watch_my_money/state.json\n~/.watch_my_money/reports/2026-01.json\n~/.watch_my_money/reports/2026-01.html\nHTML Report Features\nCollapsible category sections\nBudget progress bars\nRecurring transaction list\nMonth-over-month comparison\nPrivacy toggle (blur sensitive data)\nDark mode (respects system preference)\nFloating action button\nScreenshot-friendly layout\nAuto-hide empty sections\nPrivacy\n\nAll data stays local. No network calls. No external APIs. Transaction data is analyzed locally and stored only in ~/.watch_my_money/."
  },
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    "sourceLabel": "tencent",
    "provenanceUrl": "https://clawhub.ai/andreolf/watch-my-money",
    "publisherUrl": "https://clawhub.ai/andreolf/watch-my-money",
    "owner": "andreolf",
    "version": "1.0.0",
    "license": null,
    "verificationStatus": "Indexed source record"
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