# Send Watch My Money to your agent
Hand the extracted package to your coding agent with a concrete install brief instead of figuring it out manually.
## Fast path
- Download the package from Yavira.
- Extract it into a folder your agent can access.
- Paste one of the prompts below and point your agent at the extracted folder.
## Suggested prompts
### New install

```text
I downloaded a skill package from Yavira. Read SKILL.md from the extracted folder and install it by following the included instructions. Tell me what you changed and call out any manual steps you could not complete.
```
### Upgrade existing

```text
I downloaded an updated skill package from Yavira. Read SKILL.md from the extracted folder, compare it with my current installation, and upgrade it while preserving any custom configuration unless the package docs explicitly say otherwise. Summarize what changed and any follow-up checks I should run.
```
## Machine-readable fields
```json
{
  "schemaVersion": "1.0",
  "item": {
    "slug": "watch-my-money",
    "name": "Watch My Money",
    "source": "tencent",
    "type": "skill",
    "category": "数据分析",
    "sourceUrl": "https://clawhub.ai/andreolf/watch-my-money",
    "canonicalUrl": "https://clawhub.ai/andreolf/watch-my-money",
    "targetPlatform": "OpenClaw"
  },
  "install": {
    "downloadUrl": "/downloads/watch-my-money",
    "sourceDownloadUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=watch-my-money",
    "sourcePlatform": "tencent",
    "targetPlatform": "OpenClaw",
    "packageFormat": "ZIP package",
    "primaryDoc": "SKILL.md",
    "includedAssets": [
      "SKILL.md",
      "references/common-merchants.md",
      "references/budget-templates.md",
      "assets/template.html"
    ],
    "downloadMode": "redirect",
    "sourceHealth": {
      "source": "tencent",
      "status": "healthy",
      "reason": "direct_download_ok",
      "recommendedAction": "download",
      "checkedAt": "2026-04-23T16:43:11.935Z",
      "expiresAt": "2026-04-30T16:43:11.935Z",
      "httpStatus": 200,
      "finalUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=4claw-imageboard",
      "contentType": "application/zip",
      "probeMethod": "head",
      "details": {
        "probeUrl": "https://wry-manatee-359.convex.site/api/v1/download?slug=4claw-imageboard",
        "contentDisposition": "attachment; filename=\"4claw-imageboard-1.0.1.zip\"",
        "redirectLocation": null,
        "bodySnippet": null
      },
      "scope": "source",
      "summary": "Source download looks usable.",
      "detail": "Yavira can redirect you to the upstream package for this source.",
      "primaryActionLabel": "Download for OpenClaw",
      "primaryActionHref": "/downloads/watch-my-money"
    },
    "validation": {
      "installChecklist": [
        "Use the Yavira download entry.",
        "Review SKILL.md after the package is downloaded.",
        "Confirm the extracted package contains the expected setup assets."
      ],
      "postInstallChecks": [
        "Confirm the extracted package includes the expected docs or setup files.",
        "Validate the skill or prompts are available in your target agent workspace.",
        "Capture any manual follow-up steps the agent could not complete."
      ]
    }
  },
  "links": {
    "detailUrl": "https://openagent3.xyz/skills/watch-my-money",
    "downloadUrl": "https://openagent3.xyz/downloads/watch-my-money",
    "agentUrl": "https://openagent3.xyz/skills/watch-my-money/agent",
    "manifestUrl": "https://openagent3.xyz/skills/watch-my-money/agent.json",
    "briefUrl": "https://openagent3.xyz/skills/watch-my-money/agent.md"
  }
}
```
## Documentation

### watch-my-money

Analyze transactions, categorize spending, track budgets, flag overspending.

### 1. Get Transactions

Ask user for bank/card CSV export OR pasted text.

Common sources:

Download CSV from your bank's online portal
Export from budgeting apps
Copy/paste transactions from statements

Supported formats:

Any CSV with date, description, amount columns
Pasted text: "2026-01-03 Starbucks -5.40 CHF"

### 2. Parse & Normalize

Read input, normalize to standard format:

Auto-detect delimiter (comma, semicolon, tab)
Parse dates (YYYY-MM-DD, DD/MM/YYYY, MM/DD/YYYY)
Normalize amounts (expenses negative, income positive)
Extract merchant from description
Detect recurring transactions (subscriptions)

### 3. Categorize Transactions

For each transaction, assign category:

Categories:

rent, utilities, subscriptions, groceries, eating_out
transport, travel, shopping, health
income, transfers, other

Categorization order:

Check saved merchant overrides
Apply deterministic keyword rules (see common-merchants.md)
Pattern matching (subscriptions, utilities)
Heuristic fallback

For ambiguous merchants (batch of 5-10), ask user to confirm.
Save overrides for future runs.

### 4. Check Budgets

Compare spending against user-defined budgets.

Alert thresholds:

80% - approaching limit (yellow)
100% - at limit (red)
120% - over budget (red, urgent)

See budget-templates.md for suggested budgets.

### 5. Detect Anomalies

Flag unusual spending:

Category spike: spend > 1.5x baseline AND delta > 50
Subscription growth: subscriptions up > 20%
New expensive merchant: first appearance AND spend > 30
Potential subscriptions: recurring same-amount charges

Baseline = previous 3 months average (or current month if no history).

### 6. Generate HTML Report

Create local HTML file with:

Month summary (income, expenses, net)
Category breakdown with budget status
Top merchants
Alerts section
Recurring transactions detected
Privacy toggle (blur amounts/merchants)

Copy template.html and inject data.

### 7. Save State

Persist to ~/.watch_my_money/:

state.json - budgets, merchant overrides, history
reports/YYYY-MM.json - machine-readable monthly data
reports/YYYY-MM.html - interactive report

### CLI Commands

# Analyze CSV
python -m watch_my_money analyze --csv path/to/file.csv --month 2026-01

# Analyze from stdin
cat transactions.txt | python -m watch_my_money analyze --stdin --month 2026-01 --default-currency CHF

# Compare months
python -m watch_my_money compare --months 2026-01 2025-12

# Set budget
python -m watch_my_money set-budget --category groceries --amount 500 --currency CHF

# View budgets
python -m watch_my_money budgets

# Export month data
python -m watch_my_money export --month 2026-01 --out summary.json

# Reset all state
python -m watch_my_money reset-state

### Output Structure

Console shows:

Month summary with income/expenses/net
Category table with spend vs budget
Recurring transactions detected
Top 5 merchants
Alerts as bullet points

Files written:

~/.watch_my_money/state.json
~/.watch_my_money/reports/2026-01.json
~/.watch_my_money/reports/2026-01.html

### HTML Report Features

Collapsible category sections
Budget progress bars
Recurring transaction list
Month-over-month comparison
Privacy toggle (blur sensitive data)
Dark mode (respects system preference)
Floating action button
Screenshot-friendly layout
Auto-hide empty sections

### Privacy

All data stays local. No network calls. No external APIs.
Transaction data is analyzed locally and stored only in ~/.watch_my_money/.
## Trust
- Source: tencent
- Verification: Indexed source record
- Publisher: andreolf
- Version: 1.0.0
## Source health
- Status: healthy
- Source download looks usable.
- Yavira can redirect you to the upstream package for this source.
- Health scope: source
- Reason: direct_download_ok
- Checked at: 2026-04-23T16:43:11.935Z
- Expires at: 2026-04-30T16:43:11.935Z
- Recommended action: Download for OpenClaw
## Links
- [Detail page](https://openagent3.xyz/skills/watch-my-money)
- [Send to Agent page](https://openagent3.xyz/skills/watch-my-money/agent)
- [JSON manifest](https://openagent3.xyz/skills/watch-my-money/agent.json)
- [Markdown brief](https://openagent3.xyz/skills/watch-my-money/agent.md)
- [Download page](https://openagent3.xyz/downloads/watch-my-money)